SYSTEMS AND METHODS FOR GENERATING AND USING A DIGITAL PASS
A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping a subset of static identity attributes and a subset of dynamic identity attributes to generate a digital pass.
1 . A method comprising:
authenticating, by a computer-based system for conducting a transaction using a digital pass comprising a group of identity attributes, a digital pass user to a digital pass account;
receiving, by the computer-based system and from a web client of the digital pass user, a transaction request, the transaction request including a uniform resource locator (“URL”) of a merchant system;
processing, by the computer-based system, the transaction request based upon available credit of the digital pass user; and
transmitting, by the computer-based system, a confirmation to the URL of the merchant system.
2 . The method of claim 1 , further comprising obtaining, by the computer-based system, the available credit of the digital pass user by way of an identity attribute associated with the digital pass.
3 . The method of claim 1 , further comprising receiving, by the computer-based system, data associated with a selected transaction account with which the transaction request is to be processed.
4 . The method of claim 1 , further comprising transmitting, by the computer-based system, a shipping address associated with the digital pass user to the merchant system.
5 . The method of claim 1 , further comprising organizing, by the computer-based system, receipts for review by the digital pass user.
6 . The method of claim 1 , further comprising organizing, by the computer-based system, information about digital pass users who have made purchases from a merchant for review by the merchant.
7 . (canceled)
8 . An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a computer-based system for conducting a transaction using a digital pass comprising a group of identity attributes, cause the computer-based system to be capable of performing operations comprising:
authenticating, by the computer-based system, a digital pass user to a digital pass account;
receiving, by the computer-based system and from a web client of the digital pass user, a transaction request, the transaction request including a uniform resource locator (“URL”) of a merchant system;
processing, by the computer-based system, the transaction request based upon available credit of the digital pass user; and
transmitting, by the computer-based system, a confirmation to the URL of the merchant system.
9 . The article of claim 8 , further comprising obtaining, by the computer-based system, available credit of the digital pass user by way of an identity attribute associated with the digital pass.
10 . The article of claim 8 , further comprising receiving, by the computer-based system, data associated with a selected transaction account with which the transaction request is to be processed.
11 . The article of claim 8 , further comprising transmitting, by the computer-based system, a shipping address associated with the digital pass user to the merchant system.
12 . The article of claim 8 , further comprising organizing, by the computer-based system, receipts for review by the digital pass user.
13 . The article of claim 8 , further comprising organizing, by the computer-based system, information about digital pass users who have made purchases from a merchant for review by the merchant.
14 . (canceled)
15 . A system comprising:
a processor for conducting a transaction using a digital pass comprising a group of identity attributes;
a tangible, non-transitory memory configured to communicate with the processor,
the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to be capable of performing operations comprising:
authenticating, by the processor, a digital pass user to a digital pass account;
receiving, by the processor and from a web client of the digital pass user, a transaction request, the transaction request including a uniform resource locator (“URL”) of a merchant system;
processing, by the processor, the transaction request based upon available credit of the digital pass user; and
transmitting, by the processor, a confirmation to the URL of the merchant system.
16 . The system of claim 15 , further comprising obtaining, by the processor, available credit of the digital pass user by way of an identity attribute associated with the digital pass.
17 . The system of claim 15 , further comprising receiving, by the processor, data associated with a selected transaction account with which the transaction request is to be processed.
18 . The system of claim 15 , further comprising transmitting, by the processor, a shipping address associated with the digital pass user to the merchant system.
19 . The system of claim 15 , further comprising organizing, by the processor, receipts for review by the digital pass user.
20 . The system of claim 15 , further comprising organizing, by the processor, information about digital pass users who have made purchases from a merchant for review by the merchant.