FLEXIBLE MONETIZATION SERVICE APPARATUSES, METHODS AND SYSTEMS
The FLEXIBLE MONETIZATION SERVICE APPARATUSES, METHODS AND SYSTEMS (“FMS”) transform requests for on-demand and flexible monetization and related services via FMS components into currency transfers, purchase receipt notifications, social networking communications and transaction analytics reports. In some embodiments, the FMS obtains a request from a computing device of a merchant to process a user purchase checkout by a user from a point of sale device. In some embodiments, the request may include a merchant identifier. The FMS may determine that the merchant is authorized to obtain servicing of the request to process the user purchase checkout, by querying a database using the merchant identifier. The FMS may generating a user interface customized to the merchant and the point of sale device, upon determining that the merchant is authorized to obtain the service of the request, and provide the customized user interface to process the user purchase checkout by the user.
1 . A flexible monetization service processor-implemented method, comprising:
obtaining a request from a computing device of a merchant to process a user purchase checkout by a user from a point of sale device, the request including a merchant identifier;
determining that the merchant is authorized to obtain servicing of the request to process the user purchase checkout, by querying a database using the merchant identifier;
generating, via a processor, a user interface customized to the merchant and the point of sale device, upon determining that the merchant is authorized to obtain the service of the request; and
providing the customized user interface to process the user purchase checkout by the user.
2 . The method of claim 1 , wherein the customized user interface is a widget.
3 . The method of claim 1 , wherein the request from the computing device of the merchant is encrypted via a hash algorithm.
4 . The method of claim 1 , wherein the customized user interface is configured to provide a purchase transaction processing service for the user at the point of sale device by communicating directly with the point of sale device, bypassing the computing device of the merchant.
5 . The method of claim 1 , wherein the customized user interface is configured to provide one or more services to conduct electronic transactions.
6 . The method of claim 5 , wherein the one or more services to conduct electronic transactions include at least one of: payment service provider transaction routing; risk management; micro-payment; subscription management; in-app optimization; storefronts and marketplaces; analytics; developer applications; virtual currency management; and customer support.
7 . The method of claim 1 , wherein the request to process a user purchase checkout is obtained via an application programming interface call by the merchant.
8 . The method of claim 1 , wherein the customized user interface is configured to facilitate user purchase checkout via a plurality of payment methods.
9 . The method of claim 1 , wherein the customized user interface is optimized to maximize a likelihood of the user completing the user purchase checkout from the point of sale device.
10 . The method of claim 1 , wherein the customized user interface includes a skin to match the appearance of an online experience provided by the merchant to the user at the point of sale device.
11 . The method of claim 10 , wherein the customized user interface is configured to display as an overlay over the online experience provided by the merchant to the user at the point of sale device.
12 . The method of claim 1 , wherein the point of sale device is a user device.
13 . The method of claim 1 , wherein the computing device of the merchant is the point of sale device at which the user purchase checkout is initiated.
14 . The method of claim 1 , wherein the customized user interface is designed for implementation within a web browser environment executing on the point of sale device.
15 . The method of claim 1 , wherein the customized user interface is a javascript module.
16 . A flexible monetization service system, comprising:
a processor; and
a memory disposed in communication with the processor and storing processor-executable instructions to:
obtain a request from a computing device of a merchant to process a user purchase checkout by a user from a point of sale device, the request including a merchant identifier;
determine that the merchant is authorized to obtain servicing of the request to process the user purchase checkout, by querying a database using the merchant identifier;
generate, via the processor, a user interface customized to the merchant and the point of sale device, upon determining that the merchant is authorized to obtain the service of the request; and
provide the customized user interface to process the user purchase checkout by the user.
17 . The system of claim 16 , wherein the customized user interface is a widget.
18 . The system of claim 16 , wherein the request from the computing device of the merchant is encrypted via a hash algorithm.
19 . The system of claim 16 , wherein the customized user interface is configured to provide a purchase transaction processing service for the user at the point of sale device by communicating directly with the point of sale device, bypassing the computing device of the merchant.
20 . The system of claim 16 , wherein the customized user interface is configured to provide one or more services to conduct electronic transactions.
21 . The system of claim 20 , wherein the one or more services to conduct electronic transactions include at least one of: payment service provider transaction routing; risk management; micro-payment; subscription management; in-app optimization; storefronts and marketplaces; analytics; developer applications; virtual currency management; and customer support.
22 . The system of claim 16 , wherein the request to process a user purchase checkout is obtained via an application programming interface call by the merchant.
23 . The system of claim 16 , wherein the customized user interface is configured to facilitate user purchase checkout via a plurality of payment methods.
24 . The system of claim 16 , wherein the customized user interface is optimized to maximize a likelihood of the user completing the user purchase checkout from the point of sale device.
25 . The system of claim 16 , wherein the customized user interface includes a skin to match the appearance of an online experience provided by the merchant to the user at the point of sale device.
26 . The system of claim 25 , wherein the customized user interface is configured to display as an overlay over the online experience provided by the merchant to the user at the point of sale device.
27 . The system of claim 16 , wherein the point of sale device is a user device.
28 . The system of claim 16 , wherein the computing device of the merchant is the point of sale device at which the user purchase checkout is initiated.
29 . The system of claim 16 , wherein the customized user interface is designed for implementation within a web browser environment executing on the point of sale device.
30 . The system of claim 16 , wherein the customized user interface is a javascript module.
31 . A processor-readable tangible medium storing processor-executable flexible monetization service instructions to:
obtain a request from a computing device of a merchant to process a user purchase checkout by a user from a point of sale device, the request including a merchant identifier;
determine that the merchant is authorized to obtain servicing of the request to process the user purchase checkout, by querying a database using the merchant identifier;
generate, via a processor, a user interface customized to the merchant and the point of sale device, upon determining that the merchant is authorized to obtain the service of the request; and
provide the customized user interface to process the user purchase checkout by the user.
32 . The medium of claim 31 , wherein the customized user interface is a widget.
33 . The medium of claim 31 , wherein the request from the computing device of the merchant is encrypted via a hash algorithm.
34 . The medium of claim 31 , wherein the customized user interface is configured to provide a purchase transaction processing service for the user at the point of sale device by communicating directly with the point of sale device, bypassing the computing device of the merchant.
35 . The medium of claim 31 , wherein the customized user interface is configured to provide one or more services to conduct electronic transactions.
36 . The medium of claim 35 , wherein the one or more services to conduct electronic transactions include at least one of: payment service provider transaction routing; risk management; micro-payment; subscription management; in-app optimization; storefronts and marketplaces; analytics; developer applications; virtual currency management; and customer support.
37 . The medium of claim 31 , wherein the request to process a user purchase checkout is obtained via an application programming interface call by the merchant.
38 . The medium of claim 31 , wherein the customized user interface is configured to facilitate user purchase checkout via a plurality of payment methods.
39 . The medium of claim 31 , wherein the customized user interface is optimized to maximize a likelihood of the user completing the user purchase checkout from the point of sale device.
40 . The medium of claim 31 , wherein the customized user interface includes a skin to match the appearance of an online experience provided by the merchant to the user at the point of sale device.
41 . The medium of claim 40 , wherein the customized user interface is configured to display as an overlay over the online experience provided by the merchant to the user at the point of sale device.
42 . The medium of claim 31 , wherein the point of sale device is a user device.
43 . The medium of claim 31 , wherein the computing device of the merchant is the point of sale device at which the user purchase checkout is initiated.
44 . The medium of claim 31 , wherein the customized user interface is designed for implementation within a web browser environment executing on the point of sale device.
45 . The medium of claim 31 , wherein the customized user interface is a javascript module.