System and Method for Physical-World Based Dynamic Contactless Data Emulation in a Portable Communication Device
Disclosed is as system and method for automatically selecting a credential among a plurality of credentials on a portable communication device based on a geo-location of the portable communication device and based on a user preference, for use in an electronic wallet transaction. The system includes a geo-location device configured to detect the geo-location of the portable communication device; a location identification service unit configured to be activated by a pre-determined user input, and configured to determine a merchant where the portable communication device is most likely to be located based on said geo-location, a storage means for storing preferences corresponding to the plurality of credentials; and means for automatically determining which of the plurality of credentials to use for the electronic wallet transaction based on the preferences.
1 . A system for automatically selecting a credential among a plurality of credentials on a portable communication device based on a geo-location of the portable communication device and based on a user preference, for use in an electronic wallet transaction, the system comprising:
a geo-location device configured to detect the geo-location of the portable communication device;
a location identification service unit configured to be activated by a pre-determined user input, and configured to determine a merchant where the portable communication device is most likely to be located based on said geo-location;
storage means for storing preferences corresponding to the plurality of credentials; and
means for automatically determining which of the plurality of credentials to use for the electronic wallet transaction based on the preferences.
2 . The system of claim 1 wherein the means for determining a current geo-location include GPS.
3 . The system of claim 1 wherein the means for determining a current geo-location include Control Plane Location.
4 . The system of claim 1 wherein the means for determining a current geo-location include a user interface for prompting a user to enter a location.
5 . The system of claim 1 wherein the means for determining a current geo-location includes GSM localization.
6 . The system of claim 1 further including means for displaying to a user a second most likely merchant where the portable communication device may be located.
7 . A method for automatically selecting a credential among a plurality of credentials on a portable communication device based on geo-location of the portable communication device and based on a user preference, for use in an electronic wallet transaction, the system comprising:
enabling a user to activate a location identification service unit on the portable communication device by a pre-determined user input;
detecting the geo-location of the portable communication device;
determining a merchant where the portable communication device is most likely to be located based on said geo-location;
storing preferences corresponding to the plurality of credentials; and
automatically determining which of the plurality of credentials to use for the electronic wallet transaction based on the preferences.
8 . The method of claim 7 wherein detecting the geo-location carrying out GPS location.
9 . The method of claim 7 wherein detecting the geo-location includes carrying out Control Plane Location.
10 . The method of claim 7 wherein the means for detecting the geo-location includes prompting the user to enter a location.
11 . The method of claim 7 wherein the means for determining a current geo-location includes GSM localization.
12 . The method of claim 7 further including displaying to the user a second most likely merchant where the portable communication device may be located.