SYSTEMS AND METHODS FOR TRANSACTION ACCOUNT CUSTOMER ACQUISITION, ENROLLMENT, AND MANAGEMENT

1 . A method comprising:

receiving, by a transaction account computer-based system, a transaction account application;

receiving, by the computer-based system, a username and password;

creating, by the computer-based system, an account management system (“AMS”) account based upon the username and password; and

associating, by the computer-based system, the AMS account with the transaction account application.

2 . The method of claim 1 , further comprising requesting, by the computer-based system, at least one of information and a document from a user associated with the transaction account application, wherein the user's transaction account application is pending.

3 . The method of claim 1 , further comprising receiving, by the computer-based system, at least one of information and a document from a user associated with the transaction account application in response to a deficiency associated with the transaction account application.

4 . The method of claim 1 , further comprising transmitting, by the computer-based system, a counteroffer to a user associated with the transaction account application based upon the transaction account application and via the AMS account.

5 . The method of claim 1 , further comprising receiving, by the computer-based system, preference data from a user associated with the transaction account application, and via the AMS account, during pendency of the transaction account application.

6 . The method of claim 1 , further comprising relocating, by the computer-based system, information associated with the AMS account, in response to approval of the transaction account application.

7 . The method of claim 1 , further comprising relocating, by the computer-based system, preference data in response to approval of the transaction account application.

8 . A system comprising:

a transaction account processor;

a tangible, non-transitory memory communicating with the processor;

the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising:

receiving, by the processor, a transaction account application;

receiving, by the processor, a username and password;

creating, by the processor, and account management system (“AMS”) account based upon the username and password; and

associating, by the processor, the AMS account with the transaction account application.

9 . The system of claim 8 , further comprising requesting, by the processor, at least one of information and a document from a user associated with the transaction account application, wherein the user's transaction account application is pending.

10 . The system of claim 8 , further comprising receiving, by the processor, at least one of information and a document from a user associated with the transaction account application in response to a deficiency associated with the transaction account application.

11 . The system of claim 8 , further comprising transmitting, by the processor, a counteroffer to a user associated with the transaction account application based upon the transaction account application and via the AMS account.

12 . The system of claim 8 , further comprising receiving, by the processor, preference data from a user associated with the transaction account application, and via the AMS account, during pendency of the transaction account application.

13 . The system of claim 8 , further comprising relocating, by the processor, information associated with the AMS account in response to approval of the transaction account application.

14 . The system of claim 8 , further comprising relocating, by the processor, preference data in response to approval of the transaction account application.

15 . An article of manufacture including a non-transitory, tangible computer readable medium having instructions stored thereon that, in response to execution by a transaction account computer-based system, cause the computer-based system to perform operations comprising:

receiving, by the computer-based system, a transaction account application;

receiving, by the computer-based system, a username and password;

creating, by the computer-based system, and account management system (“AMS”) account based upon the username and password; and

associating, by the computer-based system, the AMS account with the transaction account application.

16 . The article of claim 15 , further comprising requesting, by the computer-based system, at least one of information and a document from a user associated with the transaction account application, wherein the user's transaction account application is pending.

17 . The article of claim 15 , further comprising receiving, by the computer-based system, at least one of information and a document from a user associated with the transaction account application in response to a deficiency associated with the transaction account application.

18 . The article of claim 15 , further comprising transmitting, by the computer-based system, a counteroffer to a user associated with the transaction account application based upon the transaction account application and via the AMS account.

19 . The article of claim 15 , further comprising receiving, by the computer-based system, preference data from a user associated with the transaction account application, and via the AMS account, during pendency of the transaction account application.

20 . The article of claim 15 , further comprising relocating, by the computer-based system, information associated with the AMS account in response to approval of the transaction account application.