IP Library Granted Patent US 8,978,990
Granted Patent B2
US 8,978,990 · App. 13/289,840 · Granted Mar 17, 2015

Negotiable instruments with intelligent microprint

Inventors: David S. Davies (Ham Lake, MN); Robert A. Owen (Columbus, MN)
Assignee: Deluxe Corporation
B41J3/01
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Quick Facts
Patent No.
US 8,978,990
App. No.
13/289,840
Granted
Mar 17, 2015
Kind
B2
Abstract

A negotiable instrument such as a check includes a unique microprint identifier that allows for authentication while preventing unauthorized reproduction and alternation. A printing system generates the identifier after receiving a customer order for printing a plurality of negotiable instruments, to allow inclusion of information that is specific to the customer order and/or the printing process. In various embodiments, the identifier is unique to each or each subset of the plurality of negotiable instruments and facilitates authentication of each of the negotiable instruments when needed.

Claims (25)

1. A method for printing documents, comprising:

receiving order information associated with a customer order for printing a plurality of negotiable instruments;

receiving production information that becomes available at the time of printing the plurality of negotiable instruments, the production information identifying a printer;

generating unique identifiers for the plurality of negotiable instruments using the order information and the production information at the time of printing the plurality of negotiable instruments, the unique identifiers each being unique for a set of negotiable instruments of the plurality of negotiable instruments and including the order information and the production information;

generating an image for each negotiable instrument of the plurality of negotiable instruments, the image including an intelligent microprint identifier including one of the unique identifiers to be printed at a microprint level as an anti-counterfeiting security feature; and

printing the each negotiable instrument using the image using the printer.

2. The method of claim 1 , further comprising receiving a user instruction including an instruction specific to the customer order, and wherein generating the unique identifiers for the plurality of negotiable instruments comprises generating the unique identifiers for the plurality of negotiable instruments using the order information and the user instruction.

3. The method of claim 1 , wherein the set of negotiable instruments comprises one negotiable instrument of the plurality of negotiable instruments.

4. The method of claim 1 , wherein generating the unique identifiers comprises generating a unique identifier for each sheet of a plurality of sheets to be printed, the each sheet including one or more negotiable instruments of the plurality of negotiable instruments.

5. The method of claim 4 , wherein generating the unique identifiers comprises generating unique identifiers each including a unique code including production information specific to the printing of the plurality of negotiable instruments.

6. The method of claim 5 , wherein the production information comprises a time of the printing.

7. The method of claim 6 , wherein generating the image comprises generating a line of text representing the unique code.

8. The method of claim 1 , further comprising storing data representing the unique identifiers for authentication of each negotiable instrument of the plurality of negotiable instruments.

9. The method of claim 1 , wherein the plurality of negotiable instruments comprises a plurality of checks.

10. The method of claim 9 , wherein the set of negotiable instruments comprises one check of the plurality of checks.

11. The method of claim 9 , wherein generating the unique identifiers comprises generating a unique identifier for each sheet of a plurality of sheets to be printed, the each sheet including one or more checks of the plurality of checks.

12. The method of claim 9 , wherein generating the unique identifiers comprises generating unique identifiers each including a unique code.

13. The method of claim 12 , wherein the unique code comprises production information including a time of the printing.

14. The method of claim 12 , wherein generating the image comprises generating a line of text representing the unique code.

15. The method of claim 14 , comprising printing the line of text as a line on a check of the plurality of checks.

16. The method of claim 15 , comprising printing the line of text as a date line on the check.

17. The method of claim 15 , comprising printing the line of text as a payee line on the check.

18. The method of claim 15 , comprising printing the line of text as an amount line on the check.

19. The method of claim 15 , comprising printing the line of text as a memo line on the check.

20. The method of claim 15 , comprising printing the line of text as a signature line on the check.

Assignments (6)
PATENT SECURITY AGREEMENT Recorded Dec 5, 2024
From: DELUXE CORPORATION; DELUXE SMALL BUSINESS SALES, INC.; WAUSAU FINANCIAL SYSTEMS, INC.
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 069525/0854 →
PATENT SECURITY AGREEMENT Recorded Dec 5, 2024
From: DELUXE CORPORATION; DELUXE SMALL BUSINESS SALES, INC.; WAUSAU FINANCIAL SYSTEMS, INC.
To: U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION
Reel/Frame 069525/0878 →
SECURITY INTEREST Recorded Jun 1, 2021
From: DELUXE CORPORATION; DIRECT CHECKS UNLIMITED, LLC; WAUSAU FINANCIAL SYSTEMS, INC.; DELUXE SMALL BUSINESS SALES, INC.; LOGOMIX, INC.
To: JPMORGAN CHASE BANK, N.A,, AS ADMINISTRATIVE AGENT
Reel/Frame 056403/0946 →
RELEASE OF SECURITY INTEREST Recorded Mar 23, 2018
From: JPMORGAN CHASE BANK, N.A.
To: DELUXE CORPORATION
Reel/Frame 045335/0630 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 10, 2012
From: DAVIES, DAVID S.; OWEN, ROBERT A.
To: DELUXE CORPORATION
Reel/Frame 028925/0047 →
SECURITY AGREEMENT Recorded Feb 9, 2012
From: DELUXE CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 027682/0953 →
Continuity (1)
Related Publication 20130112759A1 · May 9, 2013