Data consolidation expert system for facilitating user control over information use

1. A method, comprising:

receiving, with an ecommerce server of a transaction service provider disposed on a first side of a first firewall isolating the transaction service provider from a plurality of banking servers connected to a banking network, unique indicia identifying an electronic transaction device, the indicia traversing an electronic communication path from the electronic transaction device through a first communication interface of a personal computing device, over a second network interface of the personal computing device, through a second firewall that isolates the personal computing device from the ecommerce server to the transaction service provider ecommerce server, the banking network isolated from the electronic transaction device by a third network firewall, the transaction service provider acting as an intermediary between the banking network and the personal computing device;

matching the unique indicia identifying the electronic transaction device with a data item that uniquely identifies a user of the electronic transaction device;

receiving at the ecommerce server information from the electronic transaction device via the personal computer, the information comprising client personal information, account information corresponding to a plurality of accounts associated with the client, and transactional information corresponding to a plurality of transactions conducted by the client;

creating a database of the received client information, wherein a first portion of the database of client information is designated as confidential;

accessing the client personal, account, and transactional information in the client database with a backend server of the transaction service provider, wherein the backend server and the ecommerce server are isolated by a fourth firewall;

providing access to the database of client information as follows:

allowing the client to access the first confidential portion and a non-confidential second portion of the client database via a secure interface;

allowing a plurality of vendors to access the second portion of the client database, wherein the confidential first portion is maintained as secure with respect to the plurality of vendors; and

allowing the client to designate a portion of the confidential first portion of the client database to be shared with one of the plurality of vendors; and

allowing the one vendor of the plurality of vendors to access the information from the first portion of the database of client information designated by the client.

2. The method of claim 1 , wherein the personal computing device is a personal computer.