IP Library Granted Patent US 8,560,450
Granted Patent B2
US 8,560,450 · App. 13/349,915 · Granted Oct 15, 2013

Interactive bill payment center

Inventors: Srihari Kumar (Santa Clara, CA); Satyen Desai (San Bruno, CA); John Kelley (Palo Alto, CA); Blake Earl Hayward (Redwood Shores, CA); Jennifer Green Scott (San Francisco, CA); Senthil Kumar Pandurangan (San Jose, CA)
Assignee: Yodlee.com, Inc.
G06Q20/108G06Q40/02
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 8,560,450
App. No.
13/349,915
Granted
Oct 15, 2013
Kind
B2
Abstract

A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.

Claims (16)

1. A method for bill processing comprising the steps of:

(a) accessing an interactive bill-payment interface connected to a network from a remote node connected to the same network, the interface listing a plurality of bills and processing options associated with each bill;

(b) selecting a listed bill for processing;

(c) selecting a processing option from processing options associated with the listed bill, resulting in presentation of a secondary interface with an order form for directing processing of the selected bill;

(d) populating the order form; and

(e) submitting the completed order form for proxy execution.

2. The method of claim 1 , wherein the data-type-network is the Internet network.

3. The method of claim 1 wherein in step (a), the interactive bill-payment interface is a personalized hyper-text-markup-language interface served by a portal server connected to the network.

4. The method of claim 1 wherein in step (a), the remote node is a personal computer with accessibility to the network.

5. The method of claim 1 wherein in step (a), the remote node is a cellular telephone with accessibility to the network.

6. The method of claim 1 wherein in step (a), the remote node is a hand-held computer with accessibility to the network.

7. The method of claim 1 , wherein in step (e), proxy execution of the electronic order form is performed by a back-end software, the software capable of proxy navigation, proxy log-in, proxy data procurement, proxy form population, proxy form submission, and return of treatment execution results including calculated and solution-oriented results.

8. The method of claim 1 wherein in step (c), the selected processing option is one of an option for bill payment, an option for viewing a full account of the bill, an option for marking the bill as paid, and an option for deleting the bill, or an option for receiving an alert associated with the bill.

9. The method of claim 8 wherein in step (c), an additional option is presented for obtaining advice regarding the selected treatment option associated with the bill.

10. The method of claim 9 wherein in step (c), the advice includes calculated and solution-oriented results.

11. The method of claim 10 , wherein in step (d), the secondary interface comprises a hyper-text-markup-language interface.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 30, 2018
From: YODLEE.COM, INC.
To: YODLEE, INC.
Reel/Frame 047364/0170 →
Continuity (8)
Continuation 13073213 · Mar 28, 2011
Continuation 12501733 · Jul 13, 2009
Division 09785929 · Feb 16, 2001
Continuation In Part 09698708 · Oct 27, 2000
Continuation In Part 09425626 · Oct 22, 1999
Continuation In Part 09323598 · Jun 1, 1999
Continuation In Part 09208740 · Dec 8, 1999
Related Publication 20120116969A1 · May 10, 2012