Automated banking machine that operates responsive to data bearing records
View Patent ↗An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.
1. Apparatus comprising:
an automated transaction machine,
wherein the machine includes at least one reader operable to read machine user data usable to identify a financial account with which a transaction can be carried out through use of the machine,
wherein the machine includes at least one scanner,
wherein the at least one scanner includes at least three light sources operable to emit light respectively in at least three different colors,
wherein the at least one scanner includes a plurality of sensors arranged in a row,
wherein each sensor is operable to acquire pixel data representative of light intensity,
wherein the at least one scanner is operable to acquire an electronic image of at least one side of at least one check as the at least one check moves relative the row of sensors,
wherein the electronic image comprises a plurality of respective parallel scan lines, each including a plurality of pixel data representative of levels of intensity of light sensed by the sensors for at least one color of light reflected from a respective different section of the at least one side of the at least one check,
wherein the at least one scanner when acquiring pixel data for each respective scan line for the electronic image, is operable to cause only two of the light sources to sequently illuminate a respective section of the at least one side of the at least one check that is adjacent the row of sensors,
wherein at least one set of three sequentially adjacent scan lines of the electronic image includes:
a first scan line comprising pixel data acquired during only illumination of a first one and a second one of the light sources;
a second scan line comprising pixel data acquired during only illumination of a second one and a third one of the light sources; and
a third scan line comprising pixel data acquired during only illumination of the first one and the third one of the light sources.
2. The apparatus according to claim 1 wherein the machine comprises an automated banking machine which includes a check acceptor operable to receive checks from machine users, wherein the at least one scanner is operable to acquire an electronic image of at least one side of a document that comprises a check.
3. The apparatus according to claim 2 wherein the machine is part of a banking system,
wherein the machine includes a cash dispenser,
wherein the at least one reader includes both
a card reader, and
a biometric reader,
wherein the machine is associated with at least one computer,
wherein the at least one computer is operable during a user transaction session with the machine to
cause card data to be read from a card through operation of the card reader, and then cause the read card data to be compared with card information stored in at least one information data store, and
cause biometric data to be read through operation of the biometric reader, and then cause the read biometric data to be compared with biometric information in the at least one information data store,
wherein the at least one computer is operable to authorize the user to receive cash from the cash dispenser in exchange for at least one check, responsive at least in part to both
computer-determined correspondence between the read card data and stored card information, and
computer-determined correspondence between the read biometric data and stored biometric information.
4. The apparatus according to claim 1 wherein the electronic image allows for generation of a reconstructed electronic image of the at least one side,
wherein the reconstructed electronic image includes additional pixel data with the pixel data for each respective scan line, wherein the additional pixel data is representative of an intensity of light for the color associated with the one light source that was not illuminated for the respective scan line but was illuminated for other scan lines.
5. Apparatus comprising:
an automated transaction machine,
wherein the machine includes at least one reader operable to read machine user data usable to identify a financial account with which a transaction can be carried out through use of the machine,
wherein the machine includes at least one scanner,
wherein the at least one scanner includes at least three light sources, each operable to respectively emit a different color of light,
wherein the at least one scanner includes a plurality of sensors arranged in a row,
wherein each sensor is operable to acquire pixel data representative of light intensity,
wherein the at least one scanner is operable to acquire an electronic image of at least one side of a document as the document moves relative to the row of sensors,
wherein the electronic image comprises a plurality of respective parallel scan lines corresponding to respective strips of the at least one side,
wherein each respective scan line includes a plurality of pixel data representative of levels of intensity of light reflected from the respective strip and sensed by the sensors for only one of the colors of light,
wherein the at least one scanner in acquiring the pixel data for a respective scan line, uses the one color to illuminate the respective strip, resulting in non use of at least two of the colors in illuminating the respective strip,
wherein the electronic image allows for generation of a reconstructed electronic image of the at least one side,
wherein for each respective scan line corresponding to a respective strip, the reconstructed electronic image includes the acquired pixel data and additional pixel data interpolated using at least one adjacent scan line adjacent to the respective scan line,
wherein the additional pixel data is representative of a sensed intensity of light reflected from at least one adjacent strip adjacent to the respective strip, for at least two of the colors not used in illuminating the respective strip.
6. The apparatus according to claim 5 wherein the machine comprises an automated banking machine which includes a check acceptor operable to receive checks from machine users, wherein the at least one scanner is operable to acquire an electronic image of at least one side of a document that comprises a check.
7. The apparatus according to claim 6 wherein the machine includes a cash dispenser, wherein the machine is operable to dispense cash in exchange for at least one check.
8. The apparatus according to claim 5 wherein the machine is associated with at least one processor, wherein the at least one processor is operable to generate the reconstructed electronic image.
9. The apparatus according to claim 8 wherein the at least one processor is operable to interpolate the additional pixel data responsive at least in part to the relative proximity of the at least one adjacent scan line to the respective scan line.
10. The apparatus according to claim 8 wherein the machine includes the at least one processor.
11. The apparatus according to claim 5 wherein the light sources include a red LED, a green LED, and a blue LED.
12. The apparatus according to claim 5 wherein at least one set of three sequentially adjacent scan lines of the electronic image includes:
a first scan line comprising pixel data acquired during only illumination of a first one of the light sources;
a second scan line comprising pixel data acquired during only illumination of a second one of the light sources; and
a third scan line comprising pixel data acquired during only illumination of a third one of the light sources.
13. Apparatus comprising:
an automated transaction machine,
wherein the machine includes at least one reader operable to read machine user data usable to identify a financial account with which a transaction can be carried out through use of the machine,
wherein the machine includes at least one scanner,
wherein the at least one scanner includes at least three light sources, each operable to respectively emit a different color of light,
wherein the at least one scanner includes a plurality of sensors arranged in a row,
wherein each sensor is operable to acquire pixel data representative of light intensity,
wherein the at least one scanner is operable to acquire an electronic image of at least one side of a document as the document moves relative to the row of sensors,
wherein the electronic image comprises a plurality of respective parallel scan lines corresponding to respective strips of the at least one side,
wherein each respective scan line includes a plurality of pixel data representative of levels of intensity of light reflected from the respective strip and sensed by the sensors for only two of the colors of light,
wherein the at least one scanner in acquiring the pixel data for a respective scan line, uses the two colors to sequently illuminate the respective strip, resulting in non use of at least one of the colors in illuminating the respective strip,
wherein the electronic image allows for generation of a reconstructed electronic image of the at least one side,
wherein for each respective scan line corresponding to a respective strip, the reconstructed electronic image includes the acquired pixel data and additional pixel data interpolated using at least one adjacent scan line adjacent to the respective scan line,
wherein the additional pixel data is representative of a sensed intensity of light reflected from at least one adjacent strip adjacent to the respective strip, for at least one of the colors not used in illuminating the respective strip.
14. The apparatus according to claim 13 wherein the machine comprises an automated banking machine which includes a check acceptor operable to receive checks from machine users, wherein the at least one scanner is operable to acquire an electronic image of at least one side of a document that comprises a check.
15. The apparatus according to claim 14 wherein the machine includes a cash dispenser, wherein the machine is operable to dispense cash in exchange for at least one check.
16. The apparatus according to claim 13 wherein the machine is associated with at least one processor, wherein the at least one processor is operable to generate the reconstructed electronic image.
17. The apparatus according to claim 16 wherein the at least one processor is operable to interpolate the additional pixel data responsive at least in part to the relative proximity of the at least one adjacent scan line to the respective scan line.
18. The apparatus according to claim 16 wherein the machine includes the at least one processor.
19. The apparatus according to claim 13 wherein the light sources include a red LED, a green LED, and a blue LED.
20. The apparatus according to claim 13 wherein at least one set of three sequentially adjacent scan lines of the electronic image includes:
a first scan line comprising pixel data acquired during only illumination of a first pair of the light sources;
a second scan line comprising pixel data acquired during only illumination of a second pair of the light sources,
wherein the second pair differs from the first pair; and
a third scan line comprising pixel data acquired during only illumination of a third pair of the light sources,
wherein the third pair differs from the first pair,
wherein the third pair differs from the second pair.