IP Library Granted Patent US 9,083,532
Granted Patent B2
US 9,083,532 · App. 13/413,063 · Granted Jul 14, 2015

Physiological response PIN entry

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Quick Facts
Patent No.
US 9,083,532
App. No.
13/413,063
Granted
Jul 14, 2015
Kind
B2
Abstract

Methods and systems are provided for facilitating the secure entry of a user's PIN for electronic transactions such as merchant checkout, payment authorization, or access authorization. A physiological response of the user can indicate which one of a random sequence of numbers is a number of the user's PIN. For example, the user can blink, wink, or make a subtle facial movement to provide the indication.

Claims (42)

1. A system comprising:

a memory storing account information for a plurality of users, the account information including a personal identification number (PIN) for at least some of the users;

a processor operable to:

receive a communication including an indication of a desire of a user to authorize a transaction or log into an account;

access an account of the user;

provide a plurality of random sequences of numbers to the user, wherein each number of the random sequence of numbers is highlighted for a predetermined duration of time;

receive timing information indicative at what time a physiological response consisting of a blink or wink or smile or frown or subtle facial movement was provided when a user was viewing the random sequences while each individual number was being highlighted for the predetermined duration of time;

determine which number was selected using the timing information when numbers in the random sequence were highlighted and the timing information when the physiological response was provided;

make a reconstructed PIN from the random sequences and the timing information; and

authorize the transaction if the reconstructed PIN is the PIN of the user.

2. The system of claim 1 , wherein the random sequences each comprise a set of numbers from 0 to 9 in random order.

3. The system of claim 2 , wherein a different random sequence is provided for each number in the PIN of the user.

4. The system of claim 2 , wherein the set of numbers is configured by the processor for display in a one dimensional configuration.

5. The system of claim 2 , wherein the set of numbers is configured by the processor for display in a two dimensional configuration.

6. The system of claim 2 , wherein each number of the set of numbers is configured by the processor to have a random horizontal position and a random vertical position.

7. The system of claim 1 , wherein the processor controls which number of the random sequence of numbers is indicated by a highlight.

8. The system of claim 1 , wherein the processor is operable to define a random starting position of a highlight each time the random sequence is provided.

9. The system of claim 1 , wherein the PIN comprises at least one of letters, symbols, images, and numbers.

10. A method comprising:

storing, in a memory, account information for a plurality of users, the account information including a personal identification number (PIN) for at least some of the users;

receiving, electronically by a processor, a communication including an indication of a desire of a user to authorize a transaction;

accessing, by the processor, an account of the user;

providing, by the processor, a plurality of random sequences of numbers to the user, wherein each number of the random sequence of numbers is highlighted for a predetermined duration of time;

receiving, electronically by the processor, timing information indicative at what time a physiological response consisting of a blink or wink or smile or frown or subtle facial movement was provided when a user was viewing the random sequences while each individual number was being highlighted for the predetermined duration of time;

determining by the processor which number was selected using the timing information when numbers in the random sequence were highlighted and the timing information when the physiological response was provided;

making, by the processor, a reconstructed PIN from the random sequences and the timing information; and

authorizing, by the processor, the transaction if the reconstructed PIN is the PIN of the user.

11. The method of claim 10 , wherein the random sequences each comprise a set of numbers from 0 to 9 in random order.

12. The method of claim 11 , wherein a different random sequence is provided for each number in the PIN of the user.

13. The method of claim 11 , wherein the set of numbers is configured by the processor for display in a one dimensional configuration.

14. The method of claim 11 , wherein the set of numbers is configured by the processor for display in a two dimensional configuration.

15. The method of claim 11 , wherein each number of the set of numbers is configured by the processor to have a random horizontal position and a random vertical position.

16. The method of claim 10 , wherein the processor controls which number of the random sequence of numbers is indicated by a highlight.

17. A computer program product comprising a non-transitory computer readable medium having computer readable and executable code for instructing a processor to perform a method, the method comprising:

storing, in a memory, account information for a plurality of users, the account information including a personal identification number (PIN) for at least some of the users;

receiving, electronically by a processor, a communication including an indication of a desire of a user to authorize a transaction;

accessing, by the processor, an account of the user;

providing, by the processor, a plurality of random sequences of numbers to the user, wherein each number of the random sequence of numbers is highlighted for a predetermined duration of time;

receiving, electronically by the processor, timing information indicative at what time a physiological response consisting of a blink or wink or smile or frown or subtle facial movement was provided when a user was viewing the random sequences while each individual number was being highlighted for the predetermined duration of time;

determining by the processor which number was selected using the timing information when numbers in the random sequence were highlighted and the timing information when the physiological response was provided;

making, by the processor, a reconstructed PIN from the random sequence and the timing information; and

authorizing, by the processor, the transaction if the reconstructed PIN is the PIN of the user.

Assignments (3)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 23, 2015
From: EBAY INC.
To: PAYPAL, INC.
Reel/Frame 036169/0798 →
CORRECTIVE ASSIGNMENT TO CORRECT THE SPELLING OF THE ASSIGNEE NAME PREVIOUSLY RECORDED ON REEL 027813 FRAME 0512. ASSIGNOR(S) HEREBY CONFIRMS THE CORRECT SPELLING OF THE ASSIGNEE NAME IS "EBAY INC.". Recorded Jun 8, 2015
From: LEDDY, WILLIAM JOSEPH; JAKOBSSON, BJORN MARKUS
To: EBAY INC.
Reel/Frame 035850/0948 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 6, 2012
From: LEDDY, WILLIAM JOSEPH; JAKOBSSON, BJORN MARKUS
To: EBAY, INC.
Reel/Frame 027813/0512 →