Card security activation label and method
View Patent ↗Card security apparatus and methods are provided. An obstruction layer (e.g., a hot-stamped scratch off foil label) may be provided in at least partially overlapping relation to a data field of a card (e.g., including proprietary information unique to the specific card). The obstruction layer may render all or at least a portion of the card data field unreadable in the presentation position. All or at least a portion of an exposed data field, such e.g., as an activation field, may be disposed on an outer surface of the obstruction layer such that the activation field is readable with the obstruction layer in the presentation position. Displacement of the obstruction layer may render the exposed data field, e.g., activation field, unreadable (e.g., via destruction of all or at least a portion of the obstruction layer) and the data field readable.
1. A card presentation instrument having an exposed data field associated with an activatable transaction card, comprising:
an activatable transaction card having a card data field disposed on a first side thereof, said card data field being uniquely associated with said activatable card and comprising a proprietary account data field associated with an account corresponding to the activatable transaction card; and
an obstruction layer located in a presentation position relative to said activatable card to render at least a portion of said card data field unreadable, said obstruction layer having at least a portion of said exposed data field disposed on an outer surface thereof, said exposed data field being readable for activation of said activatable card when the obstruction layer is in said presentation position, wherein said obstruction layer is displaceable from said presentation position to render said card data field readable and to render said exposed data field unreadable.
2. A card presentation instrument according to claim 1 , wherein said obstruction layer is disposed in contact with said activatable card in said presentation position.
3. A card presentation instrument according to claim 2 , wherein said exposed data field comprises a machine readable activation field for activation of said activatable card when said obstruction layer is in said presentation position, and wherein displacement of the obstruction layer from said presentation position renders the machine readable activation field non-readable.
4. A card presentation instrument according to claim 3 , wherein said activation field comprises:
a bar code.
5. A card presentation instrument according to claim 3 , wherein said machine readable activation field is provided so that a portion thereof remains on said activatable card after displacement of the obstruction layer to render said card data field readable.
6. A card presentation instrument according to claim 5 , wherein said exposed data field is located in at least partially overlapping relation with respect to said card date field when the obstruction layer is in said presentation position.
7. A card presentation instrument according to claim 1 , further comprising:
a support member that encloses at least a portion of said activatable card.
8. A card presentation instrument according to claim 7 , wherein said support member comprises:
an aperture aligned with said exposed data field when said obstruction layer is in said presentation position.
9. A card presentation instrument according to claim 8 , wherein said aperture comprises:
a substantially transparent layer located adjacent to said obstruction layer when in said presentation position.
10. A card presentation instrument according to claim 1 , wherein said obstruction layer is in at least a partially overlapping relation with respect to said data field when in said presentation position.
11. A card presentation instrument according to claim 1 , wherein said exposed activation data field is provided so that a portion thereof remains on said activatable card after displacement of the obstruction layer to render said card data field readable.
12. A card presentation instrument according to claim 1 , wherein said exposed data field is an activation data field encoding activation information, and wherein the activation information is correletable to the account associated with the proprietary account data field to activate the activatable card.
13. A card presentation instrument according to claim 12 , wherein said proprietary account data field is necessary to use the activatable card for value, and wherein said activatable card may be used for value in the amount of a balance of funds available to the account upon activation of the activatable card.
14. A card presentation instrument according to claim 13 , wherein the activation information is correlated to the account by a card issuer.
15. A card presentation instrument according to claim 1 , wherein said exposed data field is located in at least partially overlapping relation with respect to said card date field when the obstruction layer is in said presentation position.
16. A card presentation instrument having an exposed data field associated with an activatable card, comprising:
an activatable transaction card having a card data field disposed on a first side thereof, said card data field being uniquely associated with said activatable transaction card; and
an obstruction layer located in a presentation position relative to said activatable transaction card to render all or at least a portion of said card data field unreadable, said obstruction layer having at least a portion of said exposed data field associated with an activatable transaction card disposed on an outer surface thereof, said exposed data field being readable when the obstruction layer is in said presentation position, and wherein said exposed data field is located in at least partially overlapping relation with respect to said card data field when the obstruction layer is in said presentation position.
17. A card presentation instrument according to claim 16 , wherein said obstruction layer is disposed in contact with said activatable card in said presentation position.
18. A card presentation instrument according to claim 16 , wherein said exposed data field comprises a machine readable activation field having an exposed data field associated with an activatable card when the obstruction layer is in said presentation position.
19. A card presentation instrument according to claim 18 , wherein said activation field comprises:
a bar code.
20. A card presentation instrument according to claim 19 , wherein said card data field comprise:
a proprietary account data field.
21. A card presentation instrument according to claim 18 , wherein said machine readable activation field is provided so that a portion thereof remains on said activatable card after displacement of the obstruction layer to render said card data field readable.
22. A card presentation instrument according to claim 16 , further comprising:
a support member that encloses at least a portion of said activatable card.
23. A card presentation instrument according to claim 22 , wherein said support member comprises:
an aperture aligned with said exposed data field when said obstruction layer is in said presentation position.
24. A card presentation instrument according to claim 23 , wherein said aperture comprises:
a substantially transparent layer located adjacent to said obstruction layer when in said presentation position.
25. A card presentation instrument according to claim 24 , wherein said obstruction layer is displaceable from said presentation position to render said card data field readable and said exposed data field unreadable.
26. A card presentation instrument according to claim 16 , wherein said exposed activation data field is provided so that a portion thereof remains on said activatable card after displacement of the obstruction layer to render said card data field readable.
27. A card presentation instrument according to claim 16 , wherein said activation field comprises:
a proprietary account data field associatable with an account corresponding to the activatable transaction card.
28. A card presentation instrument according to claim 27 , wherein said account is associatable to a value.