Banking system controlled responsive to data bearing records
An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.
1. Apparatus operative responsive to data read from data bearing records, comprising:
an automated banking machine including:
a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts,
a display, wherein the display is operative to provide outputs to machine users,
at least one processor associated with the machine, wherein the at least one processor is in operative connection with the card reader of the display, and wherein the at least one processor is operative to cause financial transfers involving accounts corresponding to the card data,
wherein the machine includes at least one sheet receiving opening, wherein the at least one sheet receiving opening is configured to receive sheets into the machine for machine users,
at least one sheet analysis device, wherein the at least one sheet analysis device is operative to evaluate indicia on sheets received into the machine through the at least one sheet receiving opening,
a cassette, wherein the cassette is configured to hold a plurality of sheets within an interior area thereof, wherein the cassette is removably positionable within the machine, wherein in an operative position in the machine the cassette is enabled to receive sheets processed by the at least one sheet analysis device,
a drive, wherein the drive is mounted in operatively supported connection with the machine outside and separate from the cassette,
a drive shaft, wherein the drive shaft is movably mounted on the cassette, wherein the drive shaft is removably operatively engageable with the drive, wherein in the operative position of the cassette, the drive shaft is in operative connection with the drive,
at least one sheet guide, wherein the at least one sheet guide is movably mounted in the interior area of the cassette, wherein the at least one sheet guide is operative to selectively direct moving sheets in the interior area toward a plurality of different directions,
at least one sheet moving member in the interior area, wherein the at least one sheet moving member is operative to engagingly move sheets in the interior area,
at least one clutch, wherein the at least one clutch is in operative connection with the drive shaft, the at least one sheet guide, and the at least one sheet moving member, wherein rotation of the drive shaft in a first rotational direction is operative to cause movement of the at least one sheet moving member and not the at least one sheet guide, and rotation of the drive shaft in an opposed rotational direction is operative to cause movement of the at least one sheet guide but not the at least one sheet moving member.
2. The apparatus according to claim 1
wherein the cassette includes a coupling,
and wherein the machine includes a releasible latch,
and wherein the cassette is held in the operative position through engagement of the latch and coupling, and wherein the cassette is movable from the operative position responsive to movement of the coupling and the latch further together, whereby the coupling and the latch disengage.
3. The apparatus according to claim 2
wherein the cassette includes a pair of disposed rail portions,
wherein the machine includes a pair of disposed slides,
wherein in the operative position of the cassette, each cassette rail is engaged with a respective slide.
4. The apparatus according to claim 3
wherein at least one slide is in operative connection with a spring, wherein the cassette in operative position with the at least one slide, is biased by the spring in a direction away from the latch.
5. The apparatus according to claim 4
wherein the machine includes at least one pin external and separate from the cassette,
wherein the cassette includes at least one pin accepting slot,
wherein in the operative position of the cassette, the at least one pin extends in the at least one pin accepting slot.
6. The apparatus according to claim 5 ,
wherein the automated banking machine includes a pair of pins, and wherein the pins are disposed on opposed sides of the latch,
wherein the cassette includes a pair of pin engaging slots, wherein the slots are disposed on opposed sides of the coupling.
7. The apparatus according to claim 4
wherein the cassette includes at least one projecting member, and wherein the machine includes at least one member accepting slot separate from and external from the cassette,
wherein in the operative position of the cassette, the at least one projecting member extends in the at least one member accepting slot.
8. The apparatus according to claim 7
wherein the machine includes at least one pin external and separate from the cassette,
wherein the cassette includes at least one pin accepting slot,
and wherein in the operative position of the cassette the at least one pin extends in the at least one pin accepting slot.
9. The apparatus according to claim 3
wherein the cassette includes a magnet, wherein the magnet is operative to produce a magnetic field, and wherein the magnet is in operative connection with the at least one sheet guide,
a sensor, wherein the sensor is mounted on the machine outside and separate from the cassette,
wherein in the operative position of the cassette the sensor is operable to detect at least one property of the magnetic field corresponding to at least one position of the at least one sheet guide.
10. The apparatus according to claim 9
wherein the cassette includes at least one cam, wherein the at least one cam is in operative connection with the drive shaft,
wherein the at least one cam is in operative connection with the at least one sheet guide, and wherein rotation of the at least one cam is operative to cause movement of the at least one sheet guide,
wherein the magnet is in operative connection with the at least one cam.
11. The apparatus according to claim 9
wherein the cassette includes at least one window, wherein the machine includes at least one further sensor, and wherein in the operative position of the cassette, the at least one further sensor is operatively aligned with the at least one window,
wherein in the operative position of the cassette, the at least one further sensor is operative to determine a location of a top of a sheet pile in a portion of the interior area generally aligned with the window.
12. The apparatus according to claim 11
wherein the drive is operative to move the at least one sheet guide to cause moving sheets in the interior area to be directed at least one of toward and away from the portion of the interior area generally aligned with the at least one further sensor.
13. The apparatus according to claim 12
wherein the cassette includes a plurality of disposed windows,
wherein the machine includes a plurality of further sensors, each sensor aligned with a respective one of the windows when the cassette is in the operative position,
wherein the drive is operative to move the at least one sheet guide to direct moving sheets in the interior area to be directed toward a plurality of disposed portions within the interior area responsive at least in part to the plurality of further sensors.
14. The apparatus according to claim 13
wherein the cassette interior area includes at least one bin, and wherein the at least one sheet guide is selectively movable to direct moving sheets in the interior area into the at least one bin and outside the at least one bin.
15. The apparatus according to claim 11
wherein the at least one drive is operative to substantially slow sheet speed of moving sheets in the interior area prior to the sheets disengaging from the at least one sheet moving member.
16. The apparatus according to claim 11
wherein the interior area of the cassette includes at least one flexible member, wherein the at least one flexible member is operative to engage sheets and slow sheet speed prior to sheets disengaging from the at least one sheet moving member.
17. The apparatus according to claim 1 wherein the at least one sheet analysis device includes at least one of a check reader and a bill validator.
18. Apparatus comprising:
an automated banking machine cassette, wherein the cassette is removably positionable in a cash dispensing automated banking machine that operates responsive at least in part to data read from user cards,
wherein the cassette is configured to hold a plurality of sheets received by the machine during user operation within an interior area of the cassette,
a drive shaft rotatably movably mounted on the cassette, wherein the drive shaft is releasibly engageable with a drive in the machine, and wherein the drive shaft is in operative connection with the drive when the cassette is in the operative position within the machine,
wherein the cassette includes in the interior area at least one movable sheet guide, and wherein the at least one sheet guide is operative to move to direct moving sheets toward a plurality of different directions,
wherein the interior area includes at least one sheet moving member, wherein the at least one sheet moving member includes at least one of a belt and roller, and wherein the at least one sheet moving member is operative to engage and move sheets in engagement therewith in the interior area,
wherein the drive shaft is in operative connection with the at least one sheet guide and the at least one sheet moving member, wherein rotation of the drive shaft in a first rotational direction causes movement of the at least one sheet moving member but not the at least one sheet guide, and wherein movement of the drive shaft in an opposed rotational direction causes movement of the at least one sheet guide but not the at least one sheet moving member.
19. The apparatus according to claim 18
wherein the drive shaft is in operative connection with at least one magnet, wherein the at least one magnet is operative to produce a magnetic field sensable by at least one sensor positioned outside and separate from the cassette in the machine, and wherein the sensor is usable to determine at least one position of the at least one sheet guide.
20. The apparatus according to claim 19
wherein the cassette includes a plurality of windows, wherein each of the windows enable respective further sensors outside the cassette in the machine to sense a level of sheets in a plurality of respective portions within the interior area corresponding to the respective windows,
and wherein the at least one sheet guide is movable to selectively direct sheets moving in the interior area towards each of the respective portions.
21. The apparatus according to claim 20 and further comprising:
an automated banking machine that operates responsive at least in part to data read from user cards, wherein the cassette is removably positioned in the machine,
a card reader, wherein the card reader is operative to read data from user cards corresponding to financial accounts,
at least one of a check reader and a bill validator operative to analyze sheets input by users to the machine, wherein sheets moved through at least one of the check reader and the bill validator are received in the cassette when the cassette is in the operative position,
at least one processor associated with the machine, wherein the at least one processor is in operative connection with the card reader and wherein the at least one processor is operative to cause a determination to be made that card data read from a user card corresponds to a financial account authorized to conduct transactions with the machine, and to cause a financial transfer at least one or to and from the account responsive at least in part to the determination.