IP Library Granted Patent US 8,939,354
Granted Patent B1
US 8,939,354 · App. 13/523,653 · Granted Jan 27, 2015

System and method for secure card packaging and activation

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Quick Facts
Patent No.
US 8,939,354
App. No.
13/523,653
Granted
Jan 27, 2015
Kind
B1
Abstract

A secure card package including features such that an activable card disposed in the secure card package is activable only upon separation of a first portion and a second portion. The first portion and the second portion are separably interconnected along a separation line such that upon separation of the first portion and the second portion a reference edge is defined. A machine-readable activation data field is disposed on one of the first portion or second portion with respect to the reference edge such that the machine-readable activation data field is only readable upon separation of the first portion and the second portion to define the reference edge.

Claims (28)

1. A secure card package, comprising:

a first portion;

a second portion separably interconnected to the first portion along a separation line and separable from the first portion to define a reference edge of the secure card package that is established only upon the separation of the second portion from the first portion;

at least one activable card disposed within the first portion so that a proprietary account data field on the activable card is unreadable; and

a machine-readable activation data field comprising a magnetic stripe that is disposed with respect to the separation line, wherein upon separation of the second portion from the first portion to define the reference edge, the machine-readable activation data field is located relative to the reference edge such that machine-readable activation data field is only readable by a complimentary reader upon separation of the second portion from the first portion as the magnetic stripe is only indexed relative to the reference edge for passage through the complimentary reader.

2. A secure card package as recited in claim 1 , wherein the machine-readable activation data field is disposed on an outer portion of the second portion.

3. A secure card package as recited in claim 2 , wherein the at least one activable card is enclosed in the first portion.

4. A secure card package as recited in claim 1 , wherein the first portion comprises opposing first and second panels and the at least one activable card is at least partially disposed therebetween.

5. A secure card package as recited in claim 4 , wherein the first portion comprises an end connection interconnecting the first and second panels adjacent to the separation line.

6. A secure card package as recited in claim 5 , wherein the first portion comprises side connections extending along corresponding edge portions of the first and second panels connecting the first and second panels along the length of at least the first portion.

7. A secure card package as recited in claim 6 , wherein the first portion comprises an enclosed region between the first and second panels in which the at least one activable card is disposed.

8. A secure card package as recited in claim 7 , wherein the opposing first and second panels are integrally interconnected along an adjoinment region.

9. A secure card package as recited in claim 8 , wherein the adjoinment region is opposite the separation line on the first portion.

10. A secure card package as recited in claim 9 , wherein the enclosed region remains enclosed upon separation of the second portion from the first portion.

11. A secure card package as recited in claim 10 , wherein separation of the first panel from the second panel along the end connection or the side connection visually alters at least one of the first panel or the second panel.

12. A secure card package as recited in claim 11 , wherein the machine-readable activation data field is on the first portion.

13. A secure card package as recited in claim 11 , wherein the machine-readable activation data field is on the second portion.

14. A secure card package as recited in claim 11 , wherein at least one of the first panel and the second panel comprise the second portion.

15. A secure card package as recited in claim 14 , wherein the separation line comprises a perforation in at least one of the first panel or the second panel.

16. A secure card package as recited in claim 1 , wherein the proprietary account data field remains unreadable upon separation of the second portion from the first portion.

17. A secure card package as recited in claim 16 , wherein a predetermined amount of deflection of the first portion with respect to the second portion along the separation line visually alters at least one of the first portion or the second portion.

18. A secure card package as recited in claim 17 , wherein the predetermined amount of deflection is no more than 90 degrees.

19. A secure card package as recited in claim 1 , wherein the first portion comprises an aperture through which at least a portion of the at least one activable card is exposed.

20. A secure card package as recited in claim 19 , wherein the machine-readable activation data field is disposed on the at least one activable card, and wherein the machine-readable activation data field is exposed through said aperture.

21. A method for handling a secure card package having at least one activable card at a point-of-sale location, comprising:

separating a first portion and a second portion along a separation line at the point-of-sale location to define a reference edge of the secure card package that is established only upon separation of the second portion from the first portion, wherein a machine-readable activation data field comprising a magnetic stripe is disposed with respect to the separation line, wherein upon separation of the first portion and the second portion the machine-readable activation data field is disposed relative to the reference edge to index the machine-readable activation data field relative to the reference edge such that the machine-readable activation data field is only readable by a complimentary reader upon the separating of the first portion from the second portion to define the reference edge for indexing of the machine-readable activation data field;

reading the machine-readable activation data field with a magnetic reading, wherein the reference edge indexes the machine-readable activation data field relative to the magnetic reading head, and wherein at least one activable card is activated upon reading the machine-readable activation data field with the magnetic reading head; and

retaining the at least one activable card in the first portion throughout the separating step so that a proprietary account data field on the at least one activable card is unreadable.

Assignments (12)
SECURITY INTEREST Recorded Jul 12, 2024
From: CPI CARD GROUP – COLORADO, INC.; CPI CARD GROUP – MINNESOTA, INC.; CPI CARD GROUP – TENNESSEE, INC.
To: JPMORGAN CHASE BANK, N.A., AS AGENT
Reel/Frame 068310/0406 →
RELEASE OF SECURITY INTEREST RECORDED AT REEL/FRAME 055592/0923 Recorded Jul 11, 2024
From: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS AGENT
To: CPI CARD GROUP - TENNESSEE, INC.; CPI CARD GROUP – MINNESOTA, INC.; CPI CARD GROUP - COLORADO, INC.
Reel/Frame 068292/0825 →
RELEASE OF SECURITY INTEREST RECORDED AT REEL/FRAME 55657/0978 Recorded Jul 11, 2024
From: U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (AS SUCCESSOR IN INTEREST TO U.S. BANK NATIONAL ASSOCIATION), AS NOTES COLLATERAL AGENT
To: CPI CARD GROUP – TENNESSEE, INC.; CPI CARD GROUP – MINNESOTA, INC.; CPI CARD GROUP – COLORADO, INC.
Reel/Frame 068283/0638 →
SECURITY INTEREST Recorded Jul 11, 2024
From: CPI CARD GROUP – TENNESSEE, INC.; CPI CARD GROUP – MINNESOTA, INC.; CPI CARD GROUP – COLORADO, INC.
To: U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
Reel/Frame 068292/0703 →
SECURITY INTEREST Recorded Mar 19, 2021
From: CPI CARD GROUP - TENNESSEE, INC.; CPI CARD GROUP - MINNESOTA, INC.; CPI CARD GROUP - COLORADO, INC.
To: U.S. BANK NATIONAL ASSOCIATION
Reel/Frame 055657/0978 →
RELEASE OF SECURITY INTEREST Recorded Mar 15, 2021
From: GUGGENHEIM CREDIT SERVICES, LLC
To: CPI CARD GROUP - COLORADO, INC.; CPI CARD GROUP - MINNESOTA, INC.; CPI CARD GROUP - TENNESSEE, INC.
Reel/Frame 055599/0343 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 15, 2021
From: GLAS AMERICAS LLC, AS SUCCESSOR TO THE BANK OF NOVA SCOTIA
To: CPI CARD GROUP - MINNESOTA, INC.; CPI CARD GROUP - COLORADO, INC.; CPI CARD GROUP - TENNESSEE, INC.
Reel/Frame 056750/0435 →
SECURITY INTEREST Recorded Mar 15, 2021
From: CPI CARD GROUP - TENNESSEE, INC.; CPI CARD GROUP - MINNESOTA, INC.; CPI CARD GROUP - COLORADO, INC.
To: WELLS FARGO BANK, NATIONAL ASSOCIATION
Reel/Frame 055592/0923 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (PATENTS) Recorded Mar 12, 2020
From: THE BANK OF NOVA SCOTIA
To: GLAS AMERICAS LLC
Reel/Frame 052160/0085 →
PATENT SECURITY AGREEMENT Recorded Mar 6, 2020
From: CPI CARD GROUP - COLORADO, INC.; CPI CARD GROUP - MINNESOTA, INC.; CPI CARD GROUP - TENNESSEE, INC.
To: GUGGENHEIM CREDIT SERVICES, LLC, AS COLLATERAL AGENT
Reel/Frame 052117/0145 →
PATENT SECURITY AGREEMENT Recorded Aug 20, 2015
From: CPI CARD GROUP - COLORADO, INC.
To: THE BANK OF NOVA SCOTIA
Reel/Frame 036400/0925 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 27, 2012
From: HINSON, CHRISTOPHER; JOHNSON, WILFRED FRANK, JR.
To: CPI CARD GROUP - COLORADO, INC.
Reel/Frame 028450/0950 →