IP Library Granted Patent US 8,939,358
Granted Patent B2
US 8,939,358 · App. 13/602,178 · Granted Jan 27, 2015

System controlled responsive to data bearing records and operative to cause financial transfers

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Quick Facts
Patent No.
US 8,939,358
App. No.
13/602,178
Granted
Jan 27, 2015
Kind
B2
Abstract

An automated banking machine operates responsive to data bearing records to cause financial transfers. The automated banking machine includes a card reader operative to data card read from user cards. The machine is operative to cause financial transfers responding at least in part to a determination that the read card data corresponds to at least one of an authorized user or an authorized financial account. The automated banking machine includes a display and a printer to produce records of financial transfers carried out with the machine. The automated banking machine includes a housing including a chest. The automated banking machine may also includes a blast resistant and dispersement accessory in operatively supported connection with the chest.

Claims (105)

1. Apparatus comprising:

an automated banking machine, wherein the automated banking machine is operative responsive to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:

a card reader, wherein the card reader is operative to read card data on user cards, wherein card data corresponds to at least one of a user and a financial account;

a housing, wherein the housing includes a chest, wherein the chest includes a chest body and a chest door, which chest door is selectively openable to gain access to an interior area of the chest body, wherein the chest body includes at least one vent hole therethrough;

an upper housing, wherein the upper housing is in operatively supported connection with the chest body, and wherein the card reader is in operatively supported connection with the upper housing;

a display, wherein the display is in operatively supported connection with the upper housing;

a cash dispenser, wherein the cash dispenser is operative to selectively dispense cash stored in the chest to users of the automated banking machine through a cash dispenser outlet;

a blast resistant and dispersement accessory in operatively supported connection with the chest body, wherein the accessory includes an auxiliary casing, wherein the auxiliary casing includes an interior chamber that is operative to receive explosive gasses generated by a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body, wherein the auxiliary casing includes at least one vent hole adjacent the at least one vent hole of the chest body, wherein the auxiliary casing includes a vent door that is operative to open and dissipate explosive gasses applied to the interior area of the chest body and conduited to the interior chamber of the auxiliary casing, wherein the vent door is positioned remote from the at least one vent hole of the auxiliary casing, wherein the vent door includes a lock that is operatively configured to prevent the vent door from being opened, wherein the lock operates to enable the vent door to open in response to a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body; and

wherein the auxiliary casing includes at least one internal baffle positioned between the at least one vent hole of the auxiliary casing and the vent door.

2. The apparatus according to claim 1 , wherein the apparatus includes a fan adjacent at least one of the vent holes of the auxiliary casing and the chest body.

3. The apparatus according to claim 2 , wherein the apparatus includes a gas detector that is operative to detect an explosive gas positioned within the interior area of the chest body.

4. The apparatus according to claim 3 , wherein the accessory includes an ignition device positioned within the interior chamber of the auxiliary casing.

5. The apparatus according to claim 4 , wherein the accessory includes a spark arresting filter positioned to cover the at least one vent hole of the auxiliary casing and prevent flashback into the interior area of the chest body.

6. The apparatus according to claim 5 , wherein the apparatus includes a controller that is operative responsive at least in part to a signal from the gas detector indicative of the detection of an explosive gas within the interior area of the chest body, to cause the fan to operate to move at least a portion of the explosive gas into the interior chamber of the auxiliary casing and to cause the ignition device to explode the explosive gas within the interior chamber of the auxiliary casing.

7. The apparatus according to claim 1 , wherein the lock includes a burst gate positioned between the interior chamber and the vent door, which burst gate operates as a throw bolt that releases the lock responsive at least in part to a blast conduited to the interior chamber of the auxiliary casing.

8. The apparatus according to claim 7 , wherein the burst gate is operative to move from a closed position blocking a pathway between the interior chamber of the auxiliary casing and the vent door, and an open position opening the pathway between the interior chamber of the auxiliary casing and the vent door.

9. The apparatus according to claim 8 , wherein the accessory includes a sliding bolt co-operating to hold the vent door in the closed position, wherein the burst gate is operative to move the sliding bolt responsive to a blast.

10. Apparatus comprising:

an automated banking machine, wherein the automated banking machine is operative responsive to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:

a card reader, wherein the card reader is operative to read card data on user cards, wherein card data corresponds to at least one of a user and a financial account;

a housing, wherein the housing includes a chest,

wherein the chest includes a chest body, an auxiliary casing, and a chest door,

wherein chest door is selectively openable to gain access to a first interior area,

wherein the auxiliary casing includes a second interior area,

wherein the chest includes at least one vent hole between the first and second interior areas,

wherein the auxiliary casing includes a vent door that is operative to open and dissipate explosive gasses applied to the first interior area and conduited to the second interior area,

 wherein the vent door is positioned remote from the at least one vent hole,

 wherein the vent door includes a lock that is operatively configured to prevent the vent door from being opened from outside the vent door,

 wherein the lock operates to enable the vent door to open in response to a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body, and

wherein the auxiliary casing includes at least one internal baffle positioned between the at least one vent hole and the vent door.

11. The apparatus according to claim 10 , where the automated banking machine further includes:

an upper housing, wherein the upper housing is in operatively supported connection with the chest body, and wherein the card reader is in operatively supported connection with the upper housing;

a display, wherein the display is in operatively supported connection with the upper housing;

a cash dispenser, wherein the cash dispenser is operative to selectively dispense cash stored in the chest to users of the automated banking machine through a cash dispenser outlet.

12. The apparatus according to claim 11 , where the chest includes a blast resistant and dispersement accessory in operatively supported connection with the chest body, wherein the accessory includes the auxiliary casing.

13. The apparatus according to claim 12 , wherein the accessory is welded to the chest body.

14. The apparatus according to claim 12 , wherein the accessory is bolted to the chest body.

15. The apparatus according to claim 10 , wherein the auxiliary casing includes at least one internal baffle positioned between the at least one vent hole and the vent door.

16. The apparatus according to claim 10 , wherein the chest includes a fan adjacent the at least one vent hole, wherein the chest includes a gas detector that is operative to detect an explosive gas positioned within the first interior area, wherein the auxiliary casing includes an ignition device positioned within the second interior area, wherein the auxiliary casing includes a spark arresting filter positioned to cover the at least one vent hole and prevent flashback into the first interior area, wherein the automated banking machine includes a controller that is operative responsive at least in part to a signal from the gas detector indicative of the detection of an explosive gas within the first interior area, to cause the fan to operate to move at least a portion of the explosive gas into the second interior area and to cause the ignition device to explode the explosive gas within the second interior area.

17. The apparatus according to claim 10 , wherein the lock includes a burst gate positioned between the at least one vent hole and the vent door, which burst gate operates as a throw bolt that releases the lock responsive at least in part to a blast conduited to the second interior area, wherein the burst gate is operative to move from a closed position blocking a pathway between the at least one vent hole and the vent door, and an open position opening the pathway between the at least one vent hold and the vent door, wherein the lock includes a sliding bolt co-operating to hold the vent door in the closed position, wherein the burst gate is operative to move the sliding bolt responsive to a blast of explosive gases in at least one of the first and second interior areas.

18. The apparatus according to claim 10 , wherein the automated banking machine includes a cylinder including at least one compressed gas therein, wherein the automated banking machine includes a valve in operative connection with the compressed gas cylinder, wherein the chest includes a gas detector that is operative to detect an explosive gas positioned within the first interior area, wherein the automated banking machine includes a controller that is operative responsive at least in part to a signal from the gas detector indicative of the detection of an explosive gas within the first interior area, to cause the valve to operate to release at least a portion of the at least one compressed gas from the cylinder and into the first interior area.

19. The apparatus according to claim 10 , wherein the chest includes a plate member that is operative to slide adjacent the at least one vent hole, wherein the automated banking machine includes at least one sensor that is operative to detect at least one of tampering with the chest and an explosive gas positioned within the first interior area, wherein the automated banking machine includes a controller that is operative responsive at least in part to a signal from the at least one sensor to cause the plate member to move and close the at least one vent hole.

20. Apparatus comprising:

an automated banking machine, wherein the automated banking machine is operative responsive to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:

a card reader, wherein the card reader is operative to read card data on user cards, wherein card data corresponds to at least one of a user and a financial account;

a housing, wherein the housing includes a chest,

wherein the chest includes a chest body, an auxiliary casing, and a chest door,

wherein chest door is selectively openable to gain access to a first interior area,

wherein the auxiliary casing includes a second interior area,

wherein the chest includes at least one vent hole between the first and second interior areas,

wherein the auxiliary casing includes a vent door that is operative to open and dissipate explosive gasses applied to the first interior area and conduited to the second interior area,

 wherein the vent door is positioned remote from the at least one vent hole,

 wherein the vent door includes a lock that is operatively configured to prevent the vent door from being opened from outside the vent door,

 wherein the lock operates to enable the vent door to open in response to a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body, and

wherein the chest includes a fan adjacent the at least one vent hole, wherein the chest includes a gas detector that is operative to detect an explosive gas positioned within the first interior area, wherein the auxiliary casing includes an ignition device positioned within the second interior area, wherein the auxiliary casing includes a spark arresting filter positioned to cover the at least one vent hole and prevent flashback into the first interior area, wherein the automated banking machine includes a controller that is operative responsive at least in part to a signal from the gas detector indicative of the detection of an explosive gas within the first interior area, to cause the fan to operate to move at least a portion of the explosive gas into the second interior area and to cause the ignition device to explode the explosive gas within the second interior area.

21. Apparatus comprising:

an automated banking machine, wherein the automated banking machine is operative responsive to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:

a card reader, wherein the card reader is operative to read card data on user cards, wherein card data corresponds to at least one of a user and a financial account;

a housing, wherein the housing includes a chest,

wherein the chest includes a chest body, an auxiliary casing, and a chest door,

 wherein chest door is selectively openable to gain access to a first interior area,

 wherein the auxiliary casing includes a second interior area,

wherein the chest includes at least one vent hole between the first and second interior areas,

wherein the auxiliary casing includes a vent door that is operative to open and dissipate explosive gasses applied to the first interior area and conduited to the second interior area,

 wherein the vent door is positioned remote from the at least one vent hole,

 wherein the vent door includes a lock that is operatively configured to prevent the vent door from being opened from outside the vent door,

 wherein the lock operates to enable the vent door to open in response to a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body, and

 wherein the lock includes a burst gate positioned between the at least one vent hole and the vent door, which burst gate operates as a throw bolt that releases the lock responsive at least in part to a blast conduited to the second interior area, wherein the burst gate is operative to move from a closed position blocking a pathway between the at least one vent hole and the vent door, and an open position opening the pathway between the at least one vent hold and the vent door, wherein the lock includes a sliding bolt co-operating to hold the vent door in the closed position, wherein the burst gate is operative to move the sliding bolt responsive to a blast of explosive gases in at least one of the first and second interior areas.

22. Apparatus comprising:

an automated banking machine, wherein the automated banking machine is operative responsive to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:

a card reader, wherein the card reader is operative to read card data on user cards, wherein card data corresponds to at least one of a user and a financial account;

a housing, wherein the housing includes a chest,

wherein the chest includes a chest body, an auxiliary casing, and a chest door,

wherein chest door is selectively openable to gain access to a first interior area,

wherein the auxiliary casing includes a second interior area,

wherein the chest includes at least one vent hole between the first and second interior areas,

wherein the auxiliary casing includes a vent door that is operative to open and dissipate explosive gasses applied to the first interior area and conduited to the second interior area,

 wherein the vent door is positioned remote from the at least one vent hole,

 wherein the vent door includes a lock that is operatively configured to prevent the vent door from being opened from outside the vent door,

 wherein the lock operates to enable the vent door to open in response to a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body, and

wherein the automated banking machine includes a cylinder including at least one compressed gas therein, wherein the automated banking machine includes a valve in operative connection with the compressed gas cylinder, wherein the chest includes a gas detector that is operative to detect an explosive gas positioned within the first interior area, wherein the automated banking machine includes a controller that is operative responsive at least in part to a signal from the gas detector indicative of the detection of an explosive gas within the first interior area, to cause the valve to operate to release at least a portion of the at least one compressed gas from the cylinder and into the first interior area.

23. Apparatus comprising:

an automated banking machine, wherein the automated banking machine is operative responsive to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:

a card reader, wherein the card reader is operative to read card data on user cards, wherein card data corresponds to at least one of a user and a financial account;

a housing, wherein the housing includes a chest,

wherein the chest includes a chest body, an auxiliary casing, and a chest door,

wherein chest door is selectively openable to gain access to a first interior area,

wherein the auxiliary casing includes a second interior area,

wherein the chest includes at least one vent hole between the first and second interior areas,

wherein the auxiliary casing includes a vent door that is operative to open and dissipate explosive gasses applied to the first interior area and conduited to the second interior area,

 wherein the vent door is positioned remote from the at least one vent hole,

 wherein the vent door includes a lock that is operatively configured to prevent the vent door from being opened from outside the vent door,

 wherein the lock operates to enable the vent door to open in response to a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body, and

wherein the chest includes a plate member that is operative to slide adjacent the at least one vent hole, wherein the automated banking machine includes at least one sensor that is operative to detect at least one of tampering with the chest and an explosive gas positioned within the first interior area, wherein the automated banking machine includes a controller that is operative responsive at least in part to a signal from the at least one sensor to cause the plate member to move and close the at least one vent hole.

24. Apparatus comprising:

an automated banking machine, wherein the automated banking machine is operative responsive to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:

a card reader, wherein the card reader is operative to read card data on user cards, wherein card data corresponds to at least one of a user and a financial account;

a housing, wherein the housing includes a chest, wherein the chest includes a chest body and a chest door, which chest door is selectively openable to gain access to an interior area of the chest body, wherein the chest body includes at least one vent hole therethrough;

an upper housing, wherein the upper housing is in operatively supported connection with the chest body, and wherein the card reader is in operatively supported connection with the upper housing;

a display, wherein the display is in operatively supported connection with the upper housing;

a cash dispenser, wherein the cash dispenser is operative to selectively dispense cash stored in the chest to users of the automated banking machine through a cash dispenser outlet;

a blast resistant and dispersement accessory in operatively supported connection with the chest body, wherein the accessory includes an auxiliary casing, wherein the auxiliary casing includes an interior chamber that is operative to receive explosive gasses generated by a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body, wherein the auxiliary casing includes at least one vent hole adjacent the at least one vent hole of the chest body, wherein the auxiliary casing includes a vent door that is operative to open and dissipate explosive gasses applied to the interior area of the chest body and conduited to the interior chamber of the auxiliary casing, wherein the vent door is positioned remote from the at least one vent hole of the auxiliary casing, wherein the vent door includes a lock that is operatively configured to prevent the vent door from being opened, wherein the lock operates to enable the vent door to open in response to a blast in at least one of the interior chamber of the auxiliary casing and the interior area of the chest body; and

wherein the lock includes a burst gate positioned between the interior chamber and the vent door, which burst gate operates as a throw bolt that releases the lock responsive at least in part to a blast conduited to the interior chamber of the auxiliary casing.

25. The apparatus according to claim 24 , wherein the burst gate is operative to move from a closed position blocking a pathway between the interior chamber of the auxiliary casing and the vent door, and an open position opening the pathway between the interior chamber of the auxiliary casing and the vent door.

26. The apparatus according to claim 25 , wherein the accessory includes a sliding bolt co-operating to hold the vent door in the closed position, wherein the burst gate is operative to move the sliding bolt responsive to a blast.

Assignments (23)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044048/0417 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →