IP Library Granted Patent US 9,111,275
Granted Patent B2
US 9,111,275 · App. 13/619,645 · Granted Aug 18, 2015

Systems and methods for providing a transaction card package assembly including sample product or service

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Quick Facts
Patent No.
US 9,111,275
App. No.
13/619,645
Granted
Aug 18, 2015
Kind
B2
Abstract

A transaction card package assembly comprising at least one transaction card, at least one sample product, and a card holder, and methods and system for processing the same.

Claims (29)

1. A transaction card package assembly processing system comprising:

a datastore maintaining account information for a plurality of transaction card package assemblies, a plurality of samples, and any correlations between the two, wherein each of the plurality of samples is removable or replaceable with respect to at least one of the plurality of transaction card package assemblies, wherein each of the plurality of samples is at least one product or at least one product coupon for a product or service which is distributed at no cost to a consumer; and

a processing computer connected to the datastore, the processing computer to process and record a message comprising a correlation transaction request received from a point of sale terminal or other entity granted access to the processing computer, wherein the correlation transaction request comprises a sample identifier of at least one of the plurality of samples and a transaction card package assembly identifier of at least one of a plurality of transaction card package assemblies, wherein the sample identifier and the transaction card package assembly identifier are distinct identifiers,

the processing computer comprising a sample correlation unit to:

determine the at least one of the plurality of transaction card package assemblies and the at least one of the plurality of samples are eligible for correlation using the sample identifier of the at least one of the plurality of samples and the transaction card package assembly identifier of the at least one of the plurality of transaction card package assemblies, and

correlate the at least one of the plurality of samples with the at least one of the plurality of transaction card package assemblies using the sample identifier of the at least one of the plurality of samples and the transaction card package assembly identifier of the at least one of the plurality of transaction card package assemblies,

wherein the processing computer updates the account information in the datastore to reflect a correlation between the at least one of the plurality of samples and the at least one of the plurality of transaction card package assemblies.

2. The transaction card package assembly processing system of claim 1 wherein the message further comprises an activation request.

3. The transaction card package assembly processing system of claim 1 wherein the correlation transaction request comprises a correlation request.

4. The transaction card package assembly processing system of claim 1 wherein the correlation transaction request comprises correlation instruction.

5. The transaction card package assembly processing system of claim 1 wherein the message further comprises a data request.

6. The transaction card package assembly processing system of claim 1 wherein the message further comprises a redemption request.

7. The transaction card package assembly processing system of claim 1 wherein the at least one of the plurality of samples comprises a previously correlated sample.

8. The transaction card package assembly processing system of claim 7 wherein the card holder comprises a panel and an opening.

9. The transaction card package assembly processing system of claim 8 wherein the transaction card and the previously correlated sample are releasably attached to the cardholder.

10. The transaction card package assembly processing system of claim 9 wherein the previously correlated sample or another sample may be attached or reattached to the card holder.

11. The transaction card package assembly processing system of claim 7 wherein the card holder comprises a panel and an outer layer for retaining the transaction card and the previously correlated sample without the transaction card or the correlated sample being attached to the cardholder.

12. The transaction card package assembly processing system of claim 7 wherein the transaction card package assembly identifier comprises one or more encoded identifiers.

13. The transaction card package assembly processing system of claim 7 wherein the sample identifier comprises one or more encoded identifiers.

14. The transaction card package assembly processing system of claim 7 further comprising multiple transaction cards.

15. The transaction card package assembly processing system of claim 7 further comprising multiple correlated samples.

16. The transaction card package assembly processing system of claim 7 , the processing computer to cancel a previous correlation of the previously correlated sample.

17. The transaction card package assembly processing system of claim 1 , further comprising:

a point of sale terminal interface for receiving and transmitting a message and response to the point of sale terminal;

a data request unit for processing data requests received from and transmitting data request responses to a transaction card package assembly interested party;

a card issuer authorization system interface for receiving and transmitting a message and response with a card issuer authorization system;

a sample issuer system interface for receiving and transmitting a message and response with a sample issuer system; and

a merchant system interface for receiving and transmitting a message and response with a merchant system.

18. The transaction card package assembly processing system of claim 1 , wherein each transaction card package assembly comprises a card holder, the at least one of the plurality of samples, and a transaction card.

Assignments (5)
RELEASE (REEL 046393 / FRAME 0670) Recorded Mar 13, 2024
From: JPMORGAN CHASE BANK, N.A.
To: BLACKHAWK NETWORK, INC.; BLACKHAWK ENGAGEMENT SOLUTIONS (DE). INC.; EWI HOLDINGS, INC.; CASHSTAR INC.
Reel/Frame 066796/0196 →
SECOND LIEN SECURITY AGREEMENT Recorded Jun 20, 2018
From: BLACKHAWK ENGAGEMENT SOLUTIONS (DE), INC.; BLACKHAWK NETWORK, INC.; EWI HOLDINGS, INC.; CARDLAB, INC.; CARDPOOL, INC.; CASHSTAR INC.
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 046393/0670 →
FIRST LIEN SECURITY AGREEMENT Recorded Jun 19, 2018
From: BLACKHAWK ENGAGEMENT SOLUTIONS (DE), INC.; BLACKHAWK NETWORK, INC.; EWI HOLDINGS, INC.; CARDLAB, INC.; CARDPOOL, INC.; CASHSTAR INC.
To: BANK OF AMERICA, N.A.
Reel/Frame 047377/0011 →
RELEASE OF SECURITY INTEREST Recorded Jun 18, 2018
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: BLACKHAWK NETWORK, INC.
Reel/Frame 046377/0336 →
SECURITY INTEREST Recorded Apr 24, 2014
From: BLACKHAWK NETWORK, INC.
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS AGENT
Reel/Frame 032757/0547 →