Systems and methods for facilitating communication between a point of sale device and a consumer device

1. A computer-implemented method for communicating with a consumer device at a point of sale (POS), the method comprising:

establishing, by a merchant POS device, communication with the consumer device at the point of sale;

collecting, by the merchant POS device, information from a payment application installed on the consumer device, wherein the information comprises transaction-related information and a payment application identifier associated with the payment application;

determining, by the merchant POS device, that the payment application identifier is not included in a single-tap list of applications (SLA);

in response to determining the payment application identifier is not included in the SLA:

determining, by the merchant POS device, that the collected transaction-related information does not include both payment-related information and value added services (VAS) information associated with one or more VAS; and

collecting, by the merchant POS device based at least in part upon the determination, second transaction-related information from a second payment application installed on the consumer device, the second transaction-related information comprising payment-related information or VAS information.

2. The computer-implemented method of claim 1 , wherein the merchant POS device comprises at least one of a merchant POS terminal or a merchant POS reader device.

3. The computer-implemented method of claim 1 , wherein determining that the collected transaction-related information does not include both payment-related information and VAS information comprises:

determining, by the merchant POS device, an identifier of the payment application;

comparing, by the merchant POS device, the identifier to a list of applications that support single tap functionality; and

determining, by the merchant POS device based at least in part upon the comparison, that the collected transaction-related information does not include both payment-related information and VAS information.

4. The computer-implemented method of claim 1 , further comprising:

outputting, by the merchant POS device based at least in part upon the collection of information from the second payment application, an indication of a successful read of the consumer device.

5. A system for communicating with a consumer device at a point of sale (POS), the system comprising:

at least one memory configured to store computer-executable instructions; and

at least one processor configured to access the at least one memory and execute the computer-executable instructions to:

establish communication with the consumer device at the point of sale;

collect information from a payment application installed on the consumer device, wherein the information comprises transaction-related information and a payment application identifier associated with the payment application;

determine that the payment application identifier is not included in a single-tap list of applications (SLA);

in response to the determination that the payment application identifier is not included in the SLA:

determine that the collected transaction-related information does not include both payment-related information and value added services (VAS) information associated with one or more VAS; and

collect, based at least in part upon the determination, second transaction-related information from a second payment application installed on the consumer device, the second transaction-related information comprising payment-related information or VAS information.

6. The system of claim 5 , wherein the computer-executable instructions to establish communication with the consumer device at the point of sale are initiated by the merchant POS device comprising at least one of a merchant POS terminal or a merchant POS reader device.

7. The system of claim 5 , wherein computer-executable instructions to determine that the collected transaction-related information does not include both payment-related information and VAS information comprise computer-executable instructions to: determine an identifier of the payment application; compare the identifier to a list of applications that support single tap functionality; and

determine, by the merchant POS device based at least in part upon the comparison, that the collected transaction-related information does not include both payment-related information and VAS information.

8. The system of claim 5 , wherein the computer-executable instructions further comprise computer-executable instructions operable to:

output, based at least in part upon the collection of information from the second payment application, an indication of a successful read of the consumer device.

9. A method for communicating with a consumer device at a point of sale (POS), the method comprising:

establishing, by a merchant POS device comprising one or more processors, communication with the consumer device at the point of sale;

collecting, by the merchant POS device, information from a payment application installed on the consumer device, wherein the information comprises transaction-related information and a payment application identifier;

determining, by the merchant POS device, whether the payment application identifier is included in a single-tap list of applications (SLA);

in response to determining the payment application identifier is not included in the SLA:

determining, by the merchant POS device, that the collected transaction-related information does not include both payment-related information and value added services (VAS) information associated with one or more VAS; and

collecting, by the merchant POS device based at least in part upon the determination, second transaction-related information from a second payment application installed on the consumer device, the second transaction-related information comprising payment-related information or VAS information.

10. The method of claim 9 , wherein some or all of the operations are executed by the merchant POS device comprising at least one of a merchant POS terminal or a merchant POS reader device.

11. The method of claim 9 , wherein determining that the collected transaction-related information does not include both payment-related information and VAS information comprises:

determining, by the merchant POS device, an identifier of the payment application;

comparing, by the merchant POS device, the identifier to a list of applications that support single tap functionality; and

determining, by the merchant POS device based at least in part upon the comparison, that the collected transaction-related information does not include both payment-related information and VAS information.

12. The method of claim 9 , further comprising:

outputting, by the merchant POS device based at least in part upon the collection of information from the second payment application, an indication of a successful read of the consumer device.