Logistics methods for portable, mobile processing of lottery and contest tickets
View Patent ↗A method for portable lottery ticket sales and redemptions by mobile vendors is provided wherein the vendor have an existing credit or debit card processing interchange. The vendor is provided with a portable local processor having a memory, and with a local printer connected to the local processor. The local processor is in wireless communication with a network. A bank identification number (BIN) is assigned to lottery tickets sold or redeemed by the vendor that is unique to lottery tickets in the vendor's existing credit or debit card processing interchange. The unique lottery BIN is also associated with a lottery data blob provided on the lottery ticket. The BIN and lottery data blob are entered into the vendor's existing credit or debit card barcode protocol to initiate transfer of the lottery data to a lottery central site via the interchange, wherein a processor within the interchange recognizes the unique lottery BIN and initiates special routing to and further processing of the lottery data at the lottery central site outside of the interchange's debit or credit card data transfer and processing procedures.
1. A method for portable lottery ticket sales and redemptions by mobile street vendors by piggybacking on the street vendor's existing credit or debit card processing protocol system that includes an acquiring processor, an interchange, and an issuing processor, the method comprising acts of:
providing a mobile vendor with a portable local processor that is carried by the mobile vendor having a memory, and with a local printer connected either physically or via wireless network to the local processor;
configuring the local processor in wireless communication with a network;
providing each lottery ticket sold or redeemed by the mobile vendor with a printed bank identification number (BIN) that is unique to lottery tickets in the vendor's existing credit or debit card processing protocol system, the unique lottery BIN linked with a lottery data blob also printed on the lottery ticket, and wherein the unique lottery BIN does not require an actual credit or debit card account at the issuing processor;
with the acquiring processor, receiving the unique lottery BIN and lottery data blob transmitted by the local processor upon sale of each lottery ticket and transmitting the unique lottery BIN and data blob to the interchange;
with the interchange, routing the unique lottery BIN and lottery data blob to the issuing processor, the issuing processor configured to distinguish the unique lottery BIN from a credit or debit card transaction BIN and route the unique lottery BIN and lottery data blob to a lottery central site and not as a BIN associated with an actual credit or debit card account at the issuing processor; and
with a server, processing the lottery data blob at the lottery central site outside of the interchange's debit or credit card data transfer and processing procedures used for transactions with actual credit or debit card accounts.
2. The method of claim 1 , wherein payment for lottery tickets is processed via the interchange and deducted from a player's existing credit or debit account.
3. The method of claim 1 , wherein prize awards for winning lottery tickets are processed via the interchange and credited to a player's existing credit or debit account.
4. The method of claim 1 , wherein prize awards for winning lottery tickets are processed via the interchange and credited to a new debit card that is activated and issued to the player by the vendor.
5. The method of claim 1 , wherein the lottery tickets sold by the vendor are preprinted and registered at the time of sale for a future drawing by the vendor scanning a barcode containing the unique lottery BIN.
6. The method of claim 1 , wherein the unique lottery BIN and lottery data blob are embedded as an image on the lottery tickets offered for sale by the vendor.
7. The method of claim 6 , wherein the image includes an interchange compatible barcode.
8. The method of claim 1 , wherein for redemption of lottery tickets presented to the vendor, the lottery data blob relates to validation of the presented lottery tickets.
9. The method of claim 8 , wherein the presented lottery ticket is an instant lottery ticket, the ticket validation initiated by scanning a validation barcode previously hidden under a Scratch-Off-Coating (SOC) on the instant lottery ticket.
10. The method of claim 9 , wherein the instant ticket validation is routed through the interchange via the unique lottery BIN with a flag embedded in the lottery data blob indicating that the associated data is presented for a lottery ticket validation.
11. The method of claim 1 , wherein the sale or redemption of lottery tickets by the vendor is initiated by the vendor scanning a card having a barcode that places the vendor's local processor in a state to process lottery ticket transactions.
12. The method of claim 11 , wherein the state configures the vendor's local processor to receive a subsequent barcode formatted in gift debit card activation protocol.
13. The method of claim 12 , wherein prize awards for winning lottery tickets are processed via the interchange and credited to a new gift debit card that is activated and issued to the player by the vendor.