Granted Patent B1

US 8,490,867 · App. 13/686,434 · Granted Jul 23, 2013

Abstract

Claims (89)

1. Apparatus comprising:

an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of transaction function devices including:

a card reader operative to read card data from user cards, wherein the card data corresponds to financial accounts;

at least one sheet handling device, wherein the at least one sheet handling device is operative to at least one of receive or dispense sheet media from at least one device cassette;

at least one processor in operative communication with the card reader and the at least one sheet handling device, wherein the at least one processor is in operative connection with at least one data store, and wherein the at least one processor is operative to cause:

a computer determination to be made that card data read from a user card corresponds to a financial account concerning which financial transfers are authorized to be conducted responsive to machine operation; and

a financial transfer at least one of to or from the financial account responsive at least in part to the determination;

wherein the at least one processor is operative to:

cause operation of the plurality of transaction function devices in carrying out transactions through operation of the machine, wherein at least some transaction sheet media is at least one of received in or dispensed from the at least one device cassette,

cause to be produced in the at least one data store, at least one representation of the at least one device cassette including at least one virtual cassette, wherein the at least one virtual cassette includes data representative of the at least one device cassette and data corresponding to at least one of a quantity or a type of sheet media included in the at least one device cassette,

cause the at least one virtual cassette to be modified responsive at least in part to transactions conducted through operation of the machine.

2. The apparatus according to claim 1

wherein in causing operation of the machine in carrying out transactions, the at least one processor is operative to cause instruction messages to be provided, wherein the instruction messages are operative to cause operation of at least some of the transaction function devices, wherein at least some of the instruction messages are operative to cause sheet media to be at least one of received in or dispensed from the at least one device cassette,

wherein the at least one processor is operative to modify the at least one virtual cassette responsive at least in part to the instruction messages.

3. The apparatus according to claim 2

wherein the at least one processor is operative to cause to be stored in the at least one data store, data corresponding to the at least some of the instruction messages.

4. The apparatus according to claim 3

wherein the data corresponding to the at least some of the instruction messages includes transaction data corresponding to a transaction which included the instruction messages.

5. The apparatus according to claim 4

wherein the transaction data corresponds to at least some of card data corresponding to a user card associated with the transaction.

6. The apparatus according to claim 5

wherein the at least one processor is operative to compare

the data corresponding to the at least one of the quantity or the type of sheet media included in the at least one device cassette, and

data corresponding to at least one of the quantity or the type of sheet media included in the at least one virtual cassette.

7. The apparatus according to claim 2

wherein the at least one sheet handling device comprises a bill acceptor, wherein the bill acceptor is operative to receive bills.

8. The apparatus according to claim 7

wherein the bill acceptor includes a bill acceptor cassette, and

wherein a bill acceptor virtual cassette includes data corresponding to a type and a quantity of bills expected to be in the bill acceptor cassette.

9. The apparatus according to claim 8

wherein the at least one processor is operative to cause to be stored in the at least one data store, in association with the bill acceptor virtual cassette, data corresponding to at least some of the instruction messages operative to cause bills to be included in the bill acceptor cassette.

10. The apparatus according to claim 2

wherein the at least one sheet handling device comprises a check acceptor,

wherein the check acceptor is operative to receive checks.

11. The apparatus according to claim 10

wherein the check acceptor includes a check acceptor cassette, and

wherein a check acceptor virtual cassette includes data corresponding to a quantity of checks expected to be in the check acceptor cassette.

12. The apparatus according to claim 11

wherein the at least one processor is operative to cause to be stored in the at least one data store in association with the check acceptor virtual cassette, data corresponding to at least some of the instruction messages operative to cause checks to be included in the check acceptor cassette.

13. The apparatus according to claim 2

wherein the at least one sheet handling device comprises a bill recycler, wherein the bill recycler is operative to receive and dispense bills.

14. The apparatus according to claim 13

wherein the bill recycler includes at least one bill recycler cassette, and

wherein at least one bill recycler virtual cassette includes data corresponding to a type and a quantity of bills expected to be in the at least one bill recycler cassette.

15. The apparatus according to claim 14

wherein the bill recycler includes a plurality of bill recycler cassettes, and

wherein a plurality of bill recycler virtual cassettes each includes data corresponding to a type and a quantity of bills expected to be in a respective corresponding bill recycler cassette.

16. The apparatus according to claim 15

wherein the at least one processor is operative to cause to be stored in the at least one data store, in association with each of the plurality of bill recycler virtual cassettes, data corresponding to at least some of the instruction messages operative to cause bills to be included in or removed from each respective bill recycler cassette.

17. The apparatus according to claim 2

wherein the at least one sheet handling device comprises a bill dispenser, wherein the bill dispenser includes at least one bill dispenser cassette.

18. The apparatus according to claim 17

wherein at least one bill dispenser virtual cassette includes data corresponding to a quantity of bills expected to be at least one of removed from or included in the at least one bill dispenser cassette.

19. The apparatus according to claim 18

wherein the bill dispenser includes a plurality of bill dispenser cassettes, and

wherein a plurality of bill dispenser virtual cassettes each include data corresponding to a quantity of bills expected to be at least one of removed from or included in a respective corresponding bill dispensing cassette.

20. The apparatus according to claim 19

wherein the at least one processor is operative to cause to be stored in the at least one data store, in association with each of the plurality of bill dispenser virtual cassettes, data corresponding to at least some of the instruction messages operative to cause bills to be removed from the respective bill dispenser cassette.

21. The apparatus according to claim 2

wherein the at least one sheet handling device includes at least two from among a cash dispenser, a cash recycler, a check acceptor, and a cash acceptor,

wherein each of the cash dispenser, the cash recycler, the check acceptor and the bill acceptor include at least one respective sheet holding cassette, and

wherein one virtual cassette includes data corresponding to at least one of a type or a quantity of sheets included in the respective sheet holding cassettes of the at least two from among the cash dispenser, the cash recycler, the check acceptor, and the cash acceptor.

22. The apparatus according to claim 1

wherein the at least one processor is operative to cause instruction messages to be provided,

wherein the instruction messages are operative to cause operation of at least some of the transaction function devices,

wherein the at least one processor is operative to cause data corresponding to the instruction messages to be stored in the at least one data store,

wherein the data corresponding to the instruction messages includes transaction data corresponding to a transaction which included the instructions.

23. The apparatus according to claim 3

wherein the at least one processor is operative to compare the data corresponding to the at least one of the quantity or the type of sheet media included in the at least one device cassette, and data corresponding to at least one of the quantity or the type of sheet media included in the at least one virtual cassette.

24. Apparatus comprising:

an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of transaction function devices including:

a reader operative to read data that corresponds to financial accounts,

at least one sheet handling device, wherein the at least one sheet handling device is operative to at least one of receive or dispense sheet media from at least one device cassette,

at least one processor in operative communication with the reader and the at least one sheet handling device, wherein the at least one processor is in operative connection with at least one data store, and wherein the at least one processor is operative to cause:

a computer determination to be made that data read through operation of the reader corresponds to a financial account concerning which financial transfers are authorized to be conducted responsive to machine operation; and

a financial transfer at least one of to or from the financial account responsive at least in part to the determination;

wherein the at least one processor is operative to:

cause operation of the plurality of transaction function devices in carrying out transactions through operation of the machine, wherein in at least some transactions sheet media is at least one of received in or dispensed from the at least one device cassette,

cause to be produced in the at least one data store, at least one representation of the at least one device cassette including at least one virtual sheet holding area, wherein the at least one virtual sheet holding area includes data representative of at least one of a quantity or a type of sheet media included in the at least one device cassette,

cause the at least one virtual sheet holding area to be modified responsive at least in part to transactions conducted through operation of the machine.

25. The apparatus according to claim 24

wherein in causing operation of the machine to carry out transactions, the at least one processor is operative to cause instruction messages to be provided, wherein the instruction messages are operative to cause operation of at least some of the transaction function devices, wherein at least some of the instruction messages are operative to cause sheet media to be at least one of received in or dispensed from the at least one device cassette,

wherein the at least one processor is operative to modify the at least one virtual sheet holding area responsive at least in part to the instruction messages.

26. The apparatus according to claim 25

wherein the at least one processor is operative to cause to be stored in the at least one data store, data corresponding to the at least some of the instruction messages.

27. The apparatus according to claim 26

wherein the at least one processor is operative to compare

the data corresponding to the at least one of a quantity or a type of sheet media included in the at least one device cassette, and

data corresponding to at least one of a quantity or a type of sheet media included in the at least one virtual sheet holding area.

Assignments (25)