Banking system controlled responsive to data bearing records
View Patent ↗An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
1. Apparatus comprising:
an automated banking machine that is operative to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includes
a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to at least one financial account,
a display,
at least one input device,
at least one processor associated with the machine, wherein the at least one processor is in operative connection with the card reader, the display and the at least one input device,
wherein the at least one processor is operative to cause
the card reader to read card data from a user card,
a determination to be made that the card data corresponds to a financial account upon which a transaction is authorized to be conducted through operation of the machine,
responsive at least in part to the determination, at least one financial transfer to be made at least one of to and from the financial account,
wherein the at least one processor is operative to cause the display to provide at least one display output corresponding to at least one symbol included in a user input received through the at least one device,
wherein the at least one display output is in an undistorted format and subsequently in a distorted format, wherein in the distorted format the at least one display output is human decipherable but generally not machine decipherable.
2. The apparatus according to claim 1
wherein the user input includes a plurality of symbols,
wherein the at least one processor is operative to cause the display to provide the at least one display output including each of the plurality of symbols in the undistorted format until after all the plurality of symbols have been output in the undistorted format, and thereafter to cause the plurality of symbols to be output in the distorted format.
3. The apparatus according to claim 2
wherein the user input includes at least one of
a user name,
a social security number,
a driver's license number,
a date of birth,
an address,
an account number,
a personal identification number,
a security password.
4. The apparatus according to claim 2
wherein the user input includes data related to servicing the automated banking machine.
5. The apparatus according to claim 2
wherein the machine further includes an auxiliary display separate from the display,
wherein the display outputs the plurality of symbols in the user input in the distorted format and the auxiliary display outputs the plurality of symbols in the user input in the undistorted format.
6. The apparatus according to claim 5
wherein responsive to at least one input through the at least one input device, the at least on processor is operative to cause at least one of
indicia corresponding to machine operation instructions to be output through the display and not the auxiliary display,
indicia corresponding to machine operation instructions to be output through the auxiliary display and not the display, and
indicia corresponding to machine operation instructions to be output through both the display and the auxiliary display.
7. The apparatus according to claim 6
wherein the machine includes a headphone connector, and
wherein the at least one input corresponds to operative connection of the headphone connector with headphones.
8. The apparatus according to claim 6
wherein the auxiliary display includes an auxiliary display touch screen,
wherein at least one transaction input is receivable through the auxiliary display touch screen,
wherein the at least one processor is operative responsive at least in part to the at least one transaction input to cause the machine to carry out at least one operation.
9. The apparatus according to claim 8
wherein the at least one processor is operative to control a position of graphical pointing indicia output through the display responsive at least in part to at least one user touch input through the auxiliary display touch screen.
10. The apparatus according to claim 9
wherein the at least one processor is operative to receive at least one selection input corresponding to a current location of the graphic pointer indicia on the display, responsive to at least one further user touch input through the auxiliary display touch screen.
11. The apparatus according to claim 8
wherein the at least one processor is operative to cause a size change of at least one item of visible indicia output through the display responsive at least in part to at least one user touch input through the auxiliary display touch screen.
12. The apparatus according to claim 8
wherein the at least one processor is operative to cause a location change of at least one item of visible indicia output through the display, responsive at least in part to at least one user touch input through the auxiliary display touch screen.
13. The apparatus according to claim 12
wherein the at least one processor is operative to cause the at least one item of visible indicia to be output from at least one of
the auxiliary display touch screen,
a portable wireless device,
responsive at least in part to the at least one user touch input.
14. The apparatus according to claim 8
wherein the display includes a display touch screen, and wherein the at least one transaction input is receivable through the display touch screen.
15. The apparatus according to claim 14
wherein the at least one processor is operative to receive vibratory inputs responsive at least in part to a portable vibrating device in contact with at least one of the display touch screen and auxiliary display touch screen.
16. The apparatus according to claim 14
wherein the machine further includes a cash dispenser, wherein the cash dispenser is in operative connection with the at least one processor,
wherein the at least one processor is operative responsive at least in part to the at least one transaction input to cause the cash dispenser to dispense cash from the machine,
wherein the at least one processor is operative to cause a charge corresponding to a value associated with the dispensed cash to be transferred from the financial account.
17. The apparatus according to claim 16
wherein the machine includes a secure touch screen display module, wherein the touch screen display module includes at least one of the display touch screen and the auxiliary display touch screen.
18. Apparatus comprising:
an automated banking machine that is operative to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includes
a reader, wherein the reader is operative to read data bearing items, wherein the data read from the data bearing items correspond to financial accounts,
a display,
at least one input device,
at least one processor associated with the machine, wherein the at least one processor is in operative connection with the reader, the display and the at least one input device,
wherein the at least one processor is operative to cause
the reader to read data from a data bearing item,
a determination that the item read data corresponds to a financial account on which a transaction is authorized to be conducted through operation of the machine,
responsive at least in part to the determination, at least one financial transfer to be made at least one of to and from the financial account,
wherein the at least one input device is operative to receive user input of transaction related data, wherein the at least one processor is operative to cause to be output through the display a plurality of symbols corresponding to at least some of the transaction related data,
wherein the at least one processor is operative to output the plurality of symbols in a distorted format that are decipherable as symbols through human perception but generally not decipherable as symbols through machine analysis.
19. The apparatus according to claim 18
wherein the transaction related data includes a value including a plurality of symbols,
wherein the at least one processor is operative to cause
a plurality of symbols corresponding to the value to be output through the display in an undistorted format, and
the symbols to be output from the display in the distorted format after all the symbols included in the value have been input.
20. The apparatus according to claim 19
wherein the machine further includes an auxiliary display, wherein the auxiliary display is separate from the display,
wherein the at least one processor is operative to cause the auxiliary display to output the symbols included in the value in the undistorted format while the display is operative to output the symbols included in the value in the distorted format.
21. The apparatus according to claim 18
wherein the machine further includes an auxiliary display, wherein the auxiliary display is separate from the display,
wherein the machine is operative to receive user inputs, wherein the at least one processor is operative responsive at least in part to the user inputs to cause the machine to carry out financial transfers, and wherein the machine receives the user inputs responsive to output instructions output through at least one of the display and the auxiliary display.