Banking system controlled responsive to data bearing records
View Patent ↗An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine may also include a portal device that is operative to cause the display, card reader and other devices in the machine to operate in response to communications through the portal device.
1. Apparatus comprising:
an automated banking machine, wherein the automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts,
a cash dispenser, and
a computer, wherein the computer includes at least one processor, wherein the computer includes a plurality of device ports and a network port,
wherein each of the card reader and cash dispenser is operatively connected to at least one of the device ports,
wherein the computer includes at least one software component, wherein the at least one software component is operative to execute in the at least one processor of the computer and cause the computer to cause device bus communications received through the device ports from the card reader and the cash dispenser to be communicated through the network port and through a network to at least one virtual machine operating in a further computer that is remote from the automated banking machine.
2. The apparatus according to claim 1 , wherein the at least one software component is operative to execute in the at least one processor of the computer and cause the computer to cause device bus communications received through the network port and through the network from the virtual machine to be communicated through the device ports to the card reader and the cash dispenser.
3. The apparatus according to claim 2 , wherein each of the device ports in operative connection with the card reader and the cash dispenser comprises a respective universal serial bus port, wherein the device bus communications correspond to universal serial bus communications.
4. The apparatus according to claim 2 , wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one device bus communication received from a card reader device driver operating in the virtual machine to be communicated through at least one of the device ports to the card reader, which at least one device bus commination causes the card reader to deliver card data read through operation of the card reader to the computer in at least one further device bus communication, wherein the at least one software component is operative to execute in the at least one processor of the computer and cause the computer to cause the at least one further device bus communication received from the card reader to be communicated through the network port and through the network to the card reader device driver operating in the virtual machine.
5. The apparatus according to claim 4 , wherein the card reader includes a shutter, wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one device bus communication received from the card reader device driver operating in the virtual machine to be communicated through the at least one device port to the card reader, which at least one device bus commination causes the shutter to open and enable the card to enter the card reader.
6. The apparatus according to claim 2 , wherein the automated banking machine includes a keypad in operative connection with at least one of the device ports, wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one device bus communication received from a keypad device driver operating in the virtual machine to be communicated through the at least one device port to the keypad, which at least one device bus commination enables the keypad to receive manual inputs through the keypad and to deliver messages corresponding to the manual inputs to the computer in at least one further device bus communication, wherein the at least one software component is operative to execute in the at least one processor of the computer and cause the computer to cause the at least one further device bus communication received from the keypad to be communicated through the network port and through the network to the keypad device driver operating in the virtual machine.
7. The apparatus according to claim 6 , wherein the at least one further device bus communication received from the keypad and communicated through the network port and through the network to the keypad device driver operating in the virtual machine, includes an encrypted personal identification number.
8. The apparatus according to claim 7 , wherein the at least one device bus communication received from the keypad device driver operating in the virtual machine and communicated through the at least one device port to the keypad, causes the keypad to encrypt the manual inputs received through the keypad.
9. The apparatus according to claim 2 , wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one device bus communication received from a cash dispenser device driver operating in the virtual machine to be communicated through at least one of the device ports to the cash dispenser, which at least one device bus commination causes the cash dispenser to dispense cash from the automated banking machine.
10. The apparatus according to claim 9 , wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one further device bus communication received from the cash dispenser device driver operating in the virtual machine to be communicated through the at least one device port to the cash dispenser, which at least one further device bus commination causes the cash dispenser to pick a bill from a note holding canister in the automated banking machine.
11. The apparatus according to claim 9 , wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one further device bus communication received from the cash dispenser device driver operating in the virtual machine to be communicated through the at least one device port to the cash dispenser, which at least one further device bus commination causes the cash dispenser to retract bills previously dispensed by the cash dispenser.
12. The apparatus according to claim 2 , wherein the automated banking machine includes a receipt printer in operative connection with at least one of the device ports, wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one device bus communication received from a receipt printer device driver operating in the virtual machine to be communicated through the at least one device port to the receipt printer, which at least one device bus commination causes the receipt printer to print a receipt corresponding to an amount of cash dispensed through operation of the cash dispenser.
13. The apparatus according to claim 12 , wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause at least one further device bus communication received from the receipt printer device driver operating in the virtual machine to be communicated through the at least one device port to the receipt printer, which at least one further device bus commination causes the receipt printer to present the receipt from the automated banking machine.
14. The apparatus according to claim 12 , wherein the computer includes at least one display port, wherein the automated banking machine includes at least one display in operative connection with the at least one display port, wherein the at least one application is operative to execute in the at least one processor of the computer and cause the computer to cause visual data received through the network port and through the network from the virtual machine to be outputted through the display.
15. The apparatus according to claim 2 , further comprising the remote computer including the virtual machine.
16. The apparatus according to claim 15 , wherein the device bus communications received from the virtual machine are generated responsive at least in part to device drivers operating in the virtual machine responsive at least in part to at least one automated banking machine application operating in virtual machine.
17. The apparatus according to claim 15 , wherein the remote computer corresponds to a server that includes a plurality of virtual machines executing therein, wherein each virtual machine is operative to communicate device bus communications through at least one network to a respective different automated banking machine.
18. Apparatus comprising:
at least one server that is operative to communicate through a network with a plurality of automated banking machines, wherein each automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein each automated banking machine includes:
a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts,
a cash dispenser, and
a computer, wherein the computer includes at least one processor, wherein the computer includes a plurality of device ports and a network port,
wherein each of the card reader and cash dispenser is operatively connected to at least one of the device ports,
wherein the server includes a plurality of virtual machines,
wherein the computer of each automated banking machine includes at least one component, wherein the at least one component is operative to execute in the at least one processor of the computer and cause the computer to cause device bus communications received through the device ports from the card reader and the cash dispenser to be communicated through the network port and through the network to respective ones of the virtual machines operating in the server,
wherein the server is operative responsive at least in part to card reader and cash dispenser device drivers operating in each of the virtual machines to cause further device bus communications to be communicated though the network and through the respective network ports of each respective automated banking machine so as to cause the at least one component in each respective automated banking machine to execute in the at least one processor of the computer of each respective automated banking machine to cause the computer to cause the further device bus communications to be communicated through the device ports to the card reader and the cash dispenser of the respective automated banking machine.
19. The apparatus according to claim 18 , wherein each of the device ports in operative connection with the card reader and the cash dispenser of each respective automated banking machine comprises a respective universal serial bus port, wherein the device bus communications and further device bus communications correspond to universal serial bus communications.
20. Apparatus comprising:
at least one server that includes at least one virtual machine operating therein that is operative to communicate through a network with at least one automated banking machine, wherein the at least one automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein each automated banking machine includes:
a cash dispenser, and
a computer, wherein the computer includes at least one processor, wherein the computer includes a plurality of universal serial ports and a network port,
wherein the cash dispenser is operatively connected to at least one of the universal serial bus ports,
wherein the virtual machine includes a cash dispenser device driver operating therein,
wherein the computer of each automated banking machine includes at least one component, wherein the at least one component is operative to execute in the at least one processor of the computer and cause the computer to cause universal serial bus communications received through the at least one universal serial bus port from the cash dispenser to be communicated through the network port and through the network to the at least one virtual machine operating in the server,
wherein the server is operative responsive at least in part to the cash dispenser device driver operating in the at least one virtual machine to cause further universal serial bus communications to be communicated though the network and through the network port of the at least one automated banking machine so as to cause the at least one component in the at least one automated banking machine to execute in the at least one processor of the computer of the at least one automated banking machine to cause the computer to cause the further universal serial bus communications to be communicated through the at least one universal serial bus port to the cash dispenser of the at least one automated banking machine.