Banking apparatus controlled responsive to data bearing records
View Patent ↗A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
1. Apparatus comprising:
an automated banking machine that operates responsive at least in part to data read from data bearing records, wherein the machine includes:
a housing,
at least one input device in operative supported connection with the housing, wherein the at least one input device is operative to receive inputs from users of the machine, wherein the at least one input device includes a card reader, wherein the card reader is operative to read data from user cards, wherein read data is usable to identify at least one financial account,
at least one output device in operative supported connection with the housing, wherein the at least one output device is operative to provide outputs including instructions concerning machine usage,
at least one deposit accepting device in operative supported connection with the housing, wherein the at least one deposit accepting device is operative to read indicia on sheets received from machine users,
at least one processor associated with the machine, wherein the at least one processor is in operative connection with the at least one input device, the at least one output device and the at least one deposit accepting device, wherein the at least one processor is operative to cause
a determination to be made that card data read from a user card through operation of the card reader corresponds to a financial account on which a transaction is authorized to be conducted through operation of the machine, and
a financial transfer at least one of to or from the financial account responsive at least in part to the determination,
wherein the at least one deposit accepting device includes:
a first sheet driver member,
and a second sheet driver member,
wherein the first and second sheet driver members are movably mounted in operatively supported connection with the housing such that a distance between the first sheet driver member and the second sheet driver member is selectively variable responsive at least in part to operation of the at least one processor,
at least one divider plate positionable intermediate of the first sheet driver member and the second sheet driver member, wherein the at least one divider plate separates a first side from a second side, wherein the at least one divider plate is movably mounted relative to the housing,
at least one drive, wherein the at least one drive is in operative connection with the at least one processor, wherein the at least one processor is operative to cause the at least one drive to relatively position the first sheet driver member, the second sheet driver member, and the at least one divider plate,
wherein the at least one deposit accepting device is operative to cause sheets to move from the first side to the second side,
wherein the at least one deposit accepting device is operative to cause the first sheet driver member and the second sheet driver member to together simultaneously engagingly move both first sheets positioned at the first side and second sheets positioned at the second side.
2. The apparatus according to claim 1 wherein the housing includes a sheet opening, wherein the sheet opening is operative to receive and deliver a stack of sheets therethrough, wherein sheets received in the machine through the sheet opening are received on at least one of the first side or the second side, and sheets delivered from the machine are delivered from at least one of the first side or the second side.
3. The apparatus according to claim 2 wherein sheets received in the machine through the sheet opening are operatively engaged with both the first sheet driver member and the second sheet driver member.
4. The apparatus according to claim 3 wherein sheets delivered from the machine through the sheet opening are operatively engaged with both the first sheet driver member andthe second sheet driver member.
5. The apparatus according to claim 4 wherein the at least one drive is operative to move the at least one divider plate relative to both the first sheet driver member and the second sheet driver member.
6. The apparatus according to claim 5 and further including at least one opening in the at least one divider plate, wherein the first sheet driver member is operative to contact sheets on the second side through the at least one opening.
7. The apparatus according to claim 6 wherein the second sheet driver member is operative to contact sheets on the first side through the at least one opening.
8. The apparatus according to claim 7 wherein each of the first sheet driver member, second sheet driver member and at least one divider plate are each independently movable rotationally and vertically.