IP Library Granted Patent US 8,749,381
Granted Patent B1
US 8,749,381 · App. 13/847,230 · Granted Jun 10, 2014

Systems and methods for automated house damage detection and reporting

Inventors: Judd H. Maroney (San Antonio, TX); Bradley J. Billman (San Antonio, TX)
Assignee: United Services Automobile Association (USAA)
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Quick Facts
Patent No.
US 8,749,381
App. No.
13/847,230
Granted
Jun 10, 2014
Kind
B1
Abstract

A system for automated house damage detection and reporting may comprise at least one subsystem configured for receiving a damage detection signal detecting potential damage to a building from at least one sensor operably connected to the building, and at least one subsystem configured for automatically communicating damage detection data using the received damage detection signal to a remote system outside the building for further analysis.

Claims (27)

1. A non-transitory computer-readable medium having computer-executable instructions stored thereon that are executed by a processor to:

receive, at a remote system, a signal indicating potential damage to a structure, wherein the signal is transmitted from a sensor operably coupled to the structure;

analyze the signal; and

determine whether to adjust an insurance rate in response to the analysis of the signal, wherein the analysis of the signal is based on a frequency at which signals are received that indicate potential damage to the structure.

2. The non-transitory computer-readable medium of claim 1 , wherein the sensor is a sensor configured to detect an impact to a roof of the structure.

3. The non-transitory computer-readable medium of claim 1 , wherein the remote system is associated with an insurance company.

4. The non-transitory computer-readable medium of claim 1 , further comprising computer-executable instructions executed to receive the signal indicating potential damage to the structure responsive to the sensor detecting an impact exceeding a pre-determined pressure level.

5. The non-transitory computer-readable medium of claim 1 , wherein the remote system is a mobile device of a person associated with the structure.

6. The non-transitory computer-readable medium of claim 1 , further comprising computer-executable instructions executed to receive the signal wirelessly.

7. The non-transitory computer-readable medium of claim 1 , further comprising computer-executable instructions stored thereon that are executed to receive a signal indicating potential damage to the structure from a second sensor operably coupled to the structure and configured to detect damage of a different type than that of the sensor.

8. A method for detecting potential damage to a structure, comprising:

receiving a signal from an impact sensor operably connected to a roof of a structure indicating an impact to the roof of the structure; and

analyzing the signal to determine whether damage has occurred to the roof, wherein the analysis of the signal is based on a frequency at which signals are received that indicate potential damage to the structure.

9. The method of claim 8 , further comprising determining a frequency of signals received indicating the impact to the roof of the structure.

10. The method of claim 8 , wherein the signal from the impact sensor is received wirelessly.

11. The method of claim 8 , wherein the structure is a first structure, and wherein the method further comprises determining a frequency of received signals indicating an impact to a roof of a second structure in an area proximate to the first structure.

12. The method of claim 8 , further comprising determining a type of damage based on the analysis of the signal and a weather condition local to the impact sensor.

13. The method of claim 8 , further comprising determining whether to initiate a process for adjusting an insurance rate based on the analysis of the signal and the weather condition local to the impact sensor.

14. The method of claim 8 , further comprising determining an extent of damage to the roof of the structure based on the signal indicating the impact to the roof of the structure.

15. A non-transitory computer-readable medium having computer-executable instructions stored thereon that are executed by a processor to:

receive a signal from a damage detection sensor operably coupled to a structure, wherein the signal indicates data associated with potential damage to the structure detected by the sensor; and

determine a type of potential damage to the structure based on the data, wherein the determination of the type of potential damage is based on a frequency at which signals are received that indicate potential damage to the structure.

16. The non-transitory computer-readable medium of claim 15 , wherein the damage detection sensor is configured to detect electrical system damage associated with the structure.

17. The non-transitory computer-readable medium of claim 15 , wherein the damage detection sensor is a noise sensor configured for pest detection.

18. The non-transitory computer-readable medium of claim 15 , wherein the damage detection sensor is a gas sensor.

19. The non-transitory computer-readable medium of claim 15 , wherein the damage detection sensor is a water pressure sensor.

20. The non-transitory computer-readable medium of claim 15 , wherein the damage detection sensor is configured to detect creosote buildup.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 5, 2023
From: USAA PROPERTY HOLDINGS, INC.
To: HL ACQUISITION, INC.
Reel/Frame 063556/0972 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 2, 2023
From: UNITED SERVICES AUTOMOBILE ASSOCIATION
To: USAA PROPERTY HOLDINGS, INC.
Reel/Frame 063512/0834 →
Continuity (2)
Continuation 13362136 · Jan 31, 2012
Continuation 12492437 · Jun 26, 2009