Granted Patent B2

US 9,824,545 · App. 13/930,554 · Granted Nov 21, 2017

Abstract

Claims (33)

1. A method of providing information to a customer of a Self-Service Terminal (SST), comprising:

updating storage data of a Near Field Communication (NFC) device at an SST within a data store of the NFC device, wherein the data store is separate from storage available from the SST; and

reading data associated with the storage data, from the NFC device via a mobile terminal of a customer of the SST when the customer placed the mobile terminal at a location identified by the SST by a physical visual cue provided on a shelf of the SST having a keypad at such location, wherein the physical visual cue is at least one of: a sticker, an etching, and an embossment, and operating the SST in two modes a reader/writer mode and a card emulation mode, and wherein the NFC device is situated behind the shelf, and wherein the NFC device is a passive NFC device that draws power from and is activated by an NFC reader of the mobile terminal that generates an electromagnetic field when the mobile terminal is placed at the location.

2. The method as claimed in claim 1 , further comprising:

modifying the storage data by selectively updating new storage data to the NFC device from the SST.

3. The method as claimed in claim 1 wherein updating storage data comprises:

from a network centre node of a network of SSTs, providing new network data to at least said SST;

storing said new network data at the SST; and

writing new storage data corresponding to the new network data, to the NFC device at a pre-determined time.

4. The method as claimed in claim 1 , further comprising:

providing information to the customer of the mobile terminal via a User Interface (UI) of the mobile terminal responsive to the data read from the NFC device.

5. The method as claimed in claim 4 , further comprising:

executing a transaction at the SST responsive to providing the information to the user of the SST wherein the reader/writer mode includes receiving a pre-staged transaction from an app on the mobile terminal.

6. The method as claimed in claim 4 , wherein said information comprises one or more electronic voucher, at least one electronic coupon, location information for the SST and/or an authorisation code for a transaction executable at the SST.

7. The method as claimed in claim 1 , further comprising:

reading the data by locating the mobile terminal proximate to the NFC device at the SST.

8. The method as claimed in claim 7 , further comprising locating the mobile terminal by tapping the mobile terminal to a pre-determined location on a fascia of the SST.

9. The method as claimed in claim 1 , further comprising:

launching transaction application at the mobile terminal; authenticating a user of the mobile terminal; selecting a transaction to be executed at the SST via a Ul of the SST or mobile terminal;

authorising a transaction responsive to reading said data; and

instructing the SST to execute the selected transaction via a server remote from the SST.

10. A Self-Service Terminal (SST) for providing information to a customer, comprising:

a Near Field Communication (NFC) device comprising a data store, storing storage data, that can be written to and a physical visual cue indicator on a shelf of the SST at a location for the customer of the NFC device within the SST to place a mobile terminal to communicate with the NFC device, wherein the physical visual cue is at least one of: a sticker, an etching, and an embossment, and wherein the NFC device is located behind the shelf having a keypad, and wherein the NFC device is a passive NFC device that draws power from and is activated by an NFC reader of the mobile device that generates an electromagnetic field when the mobile device is placed at the location; and

an SST processor connected to the NFC device that selectively receives new network data from a remote network centre node and is arranged to update said storage data within the data store of the NFC device responsive to said new network data, the SST processor configured to operate in two modes: a reader/writer mode and a card emulation mode, and wherein the data store of the NFC device is separate from data storage of the SST.

11. The SST as claimed in claim 10 , further comprising:

the SST processor is connectable to a remote server node to receive instructions to execute a transaction subsequent to providing data from the NFC device to the mobile terminal of a customer of the SST wherein said data is associated with said storage data, and wherein the reader/writer mode includes receiving a pre-staged transaction from an app on the mobile terminal.

12. The SST as claimed in claim 10 , further comprising:

the NFC device is readable by the mobile terminal located proximate to the NFC device to provide data to the mobile terminal that provides information to a customer of the SST in possession of the mobile terminal.

13. The SST as claimed in claim 10 , wherein said information comprises one or more of marketing information, at least one electronic voucher, at least one electronic coupon, location information for the SST and/or an authorisation code for a service available at the SST.

14. The SST as claimed in claim 10 , wherein the SST is an Automated Teller Machine (ATM) and the NFC device is located proximate to a fascia panel region of the ATM.

15. A method of providing contactless services at a Self-Service Terminal (SST), comprising:

providing information associated with an SST via a contactless Near Field Communication (NFC) enabled communication link to a mobile terminal of a customer of the SST, the information provided by the SST to the mobile terminal over the communication link when the mobile terminal is located at a location of the SST for an NFC device, the location identified by a physical visual cue provided on a shelf of the SST having a keypad at such location, wherein the physical visual cue is at least-one of: a sticker, an etching, and an embossment, and operating the SST in card emulation mode when providing the information, and wherein the NFC device is located behind the shelf and drawing power by and initiating the NFC device from a passive mode of operation to an active mode of operation when an electromagnetic field generated by a NFC reader of the mobile terminal is provided when the mobile terminal is placed at the location; and

periodically updating, by the SST, NFC data located in an NFC data store that is separate from data storage of the SST responsive to a remote network providing the NFC data, and wherein the information is the NFC data maintained in the NFC device.

Assignments (10)