Managing a risk of a liability that is incurred if a subject treated for a condition is retreated within a specified time period

1. A method, comprising:

using a risk-determining circuit to determine automatically a risk that a subject medically treated for a medical condition will be medically retreated for the medical condition within a retreatment time period;

using a fee-calculating circuit to calculate automatically, in response to a determined risk, a fee for taking an action if the subject is medically retreated for the medical condition within the retreatment time period;

using a requesting circuit to request a first electronic to measure a biological condition of the subject at a first time, and to receive, from the first electronic device, a signal corresponding to the measured biological condition;

using a determining circuit to determine, in response to the signal, whether the subject is adhering to a post-treatment regimen;

if the first electronic device is unresponsive to the request, using requesting circuit to request a second electronic device associated with the first electronic device to request the first electronic device to measure a delayed biological condition of the subject while the second electronic device is within a communication range of the first electronic device, and to receive, from the second electronic device, a delayed signal corresponding to the measured delayed biological condition and a time difference between the first time and a second time at which the delayed biological condition is measured;

using the determining circuit to generate, in response to the delayed signal and the time difference, an indication as to whether the subject is adhering to the post-treatment regimen;

using the risk-determining circuit to update to update the risk in response to the indication; and

using the fee-calculating circuit to update the fee in response to the updated risk.

2. The method of claim 1 wherein using the risk-determining circuit to determine the risk includes using the risk-determining circuit to determine the risk before the subject is treated for the condition.

3. The method of claim 1 wherein using the risk-determining circuit to determine the risk includes using the risk-determining circuit to determine the risk within a medical treatment period over which the subject is being medically treated for the medical condition.

4. The method of claim 1 wherein using the risk-determining circuit to determine the risk includes using the risk-determining to determine the risk after the subject is medically treated for the medical condition.

5. The method of claim 1 wherein using the risk-determining circuit to determine the risk includes using the risk-determining circuit to determine the risk that a subject admitted to a medical facility for medical treatment of the medical condition will be readmitted to the medical facility for medical retreatment of the medical condition within the retreatment time period.

6. The method of claim 1 wherein using the risk-determining circuit to determine the risk includes using the risk-determining circuit to determine the risk that a subject admitted to a medical facility for medical treatment of the medical condition will be admitted to another medical facility for medical retreatment of the medical condition within the retreatment time period.

7. The method of claim 1 wherein using the risk-determining circuit to determine the risk includes using the risk-determining circuit to determine a probability that the subject will be medically retreated for the medical condition within the retreatment time period.

8. The method of claim 1 wherein the fee includes an insurance premium.

9. The method of claim 1 wherein taking the action includes paying money to a beneficiary.

10. The method of claim 1 wherein taking the action includes reimbursing a beneficiary for a cost of retreatment.

11. The method of claim 1 wherein taking the action includes medically retreating the subject for the medical condition.

12. The method of claim 1 , further comprising:

using an information-receiving circuit to receive information about the subject; and

wherein using the risk-determining circuit to determine automatically the risk includes using the risk-determining circuit to determine automatically the risk in response to the information.

13. The method of claim 1 , further comprising:

using an information-receiving circuit to receive information about the medical condition; and

wherein using the risk-determining circuit to determine automatically the risk includes using the risk-determining circuit to determine automatically the risk in response to the information.

14. The method of claim 1 , further comprising:

using an information-receiving circuit to receive information about a medical treatment for the medical condition; and

wherein using the risk-determining circuit to determine automatically the risk includes using the risk-determining circuit to determine automatically the risk in response to the information.

15. The method of claim 1 , further comprising:

using an information-receiving circuit to receive information about the retreatment time period; and

wherein using the risk-determining circuit to determine automatically the risk includes using the risk-determining circuit to determine automatically the risk in response to the information.

16. The method of claim 1 , further comprising:

using an information-receiving circuit to receive information about a medical facility for medically treating the subject for the medical condition; and

wherein using the risk-determining circuit to determine automatically the risk includes using the risk-determining circuit to determine automatically the risk in response to the information.

17. The method of claim 1 , further comprising:

using an information-receiving circuit to receive information about a post-medical-treatment regimen for the subject; and

wherein using the risk-determining circuit to determine automatically the risk includes using the risk-determining circuit to determine automatically the risk in response to the information.

18. The method of claim 1 , further comprising:

using an information-receiving circuit to receive information about a medical-treatment provider for the subject; and

wherein using the risk-determining circuit to determine automatically the risk includes using the risk-determining circuit to determine automatically the risk in response to the information.

19. The method of claim 1 , further comprising using a contract-generating circuit to generate a medical retreatment contract that includes at least one recital that a party is to pay the fee and that another party is to take the action if the subject is medically retreated for the medical condition within the retreatment time period.

20. The method of claim 19 wherein the retreatment contract includes an insurance policy.

21. The method of claim 19 wherein the party includes an insured.

22. The method of claim 1 , further comprising

using a contract-generating circuit to generate a medical-retreatment contract that includes at least one recital that a party is to pay the fee and that another party is to take the action if the subject is medically retreated for the medical condition within the retreatment time period; and

using an asset-forming circuit to form an asset that includes the medical-retreatment contract and at least one other negotiable instrument.

23. The method of claim 1 , further comprising:

using a contract-generating circuit to generate a medical retreatment contract that includes at least one recital that a party is to pay the fee and that another party is to take the action if the subject is medically retreated for the medical condition within the retreatment time period; and

using an offer-generating circuit to generate an offer to sell the medical-retreatment contract.

24. An apparatus, comprising:

a determiner circuit configured to determine automatically a risk that a subject medically treated for a medical condition will be medically retreated for the medical condition within a retreatment time period;

a calculator circuit configured to calculate automatically, in response to a determined risk, a fee for taking an action if the subject is medically retreated for the medical condition within the retreatment time period;

a requester circuit configured to request a first electronic device to measure a biological condition of the subject at a first time, to receive, from the first electronic device, a signal corresponding to the measured biological condition, and configured, if the first electronic device is unresponsive to the request, to request a second electronic device associated with the first electronic device to request the first electronic device to measure a delayed biological condition of the subject while the second electronic device is within a communication range of the first electronic device, and to receive, from the second electronic device, a delayed signal corresponding to the measured delayed biological condition and a time difference between the first time and a second time at which the delayed biological condition is measured;

an analyzer circuit configured to determine, in response to the signal, or in response to the delayed signal and the time difference, whether the subject is adhering to a post-treatment regimen;

wherein the determiner circuit is further configured to update the risk in response to a determination as to whether the subject is adhering to the post-treatment regimen; and

wherein the calculator circuit is configured to update the fee in response to the updated risk.

25. The apparatus of claim 24 wherein the retreatment time period begins after the subject finishes a medical treatment for the medical condition.

26. An apparatus, comprising:

means for automatically determining a risk that a subject medically treated for a medical condition will be medically retreated for the medical condition within a retreatment time period; and

means for automatically calculating, in response to a determined risk, a fee for taking an action if the subject is medically retreated for the medical condition within the retreatment time period;

means for requesting a first electronic device to measure a biological condition of the subject at a first time;

means for receiving, from the first electronic device, a signal corresponding to the measured biological condition;

means for requesting, if the first electronic device is unresponsive to the request, a second electronic device associated with the first electronic device to request the first electronic device to measure a delayed biological condition of the subject while the second electronic device is within a communication range of the first electronic device;

means for receiving, from the second electronic device, a delayed signal corresponding to the measured delayed biological condition and a time difference between the first time and a second time at which the delayed biological condition is measured;

means for determining, in response to the signal, or in response to the delayed signal and the time difference, whether the subject is adhering to a post-treatment regimen;

means for updating the risk in response to a determination as to whether the subject is adhering to the post-treatment regimen; and

means for updating the fee in response to the updated risk.

27. The apparatus of claim 26 , further comprising means for generating a medical-retreatment contract that includes:

at least one recital that a party is to pay the fee and that another party is to take the action if the subject is medically retreated for the medical condition within the retreatment time period; and

at least one recital that the subject is to undergo a post-medical-treatment regimen.

28. A non-transitory computer-readable medium comprising:

stored instructions that, when executed by at least one computing apparatus, cause the at least one computing apparatus

to determine automatically a risk that a subject medically treated for a medical condition will be medically retreated for the medical condition within a retreatment time period;

to calculate automatically, in response to the risk, a fee for taking an action if the subject is medically retreated for the medical condition within the retreatment time period;

to request a first electronic device to measure a biological condition of the subject at a first time;

to receive from the first electronic device a signal corresponding to the measured biological condition;

if the first electronic device is unresponsive to the request, to request a second electronic device associated with the first electronic device to request the first electronic device to measure a delayed biological condition of the subject while the second electronic device is within a communication range of the first electronic device;

to receive, from the second electronic device, a delayed signal corresponding to the measured delayed biological condition and a time difference between the first time and a second time at which the delayed biological condition is measured;

to determine, in response to the signal, or in response to the delayed signal and the time difference, whether the subject is adhering to a post-treatment regimen;

to update the risk in response to a determination as to whether the subject is adhering to the post-treatment regimen; and

to update the fee in response to the updated risk.

29. The non-transitory computer-readable medium of claim 28 wherein the stored instructions, when executed by at least one computing apparatus, cause the at least one computing apparatus to generate a medical-retreatment contract that includes:

at least one recital that a party is to pay the fee and that another party is to take the action if the subject is medically retreated for the medical condition within the retreatment time period; and

at least one recital that another party is to monitor the subject after the subject finishes being medically treated.