Using harvested power for NFC transactions
View Patent ↗In some embodiments, a system includes a mobile communication device and a secure element physically coupled to the mobile communication device. The mobile communication device includes a first wireless transceiver, first processor, and first memory. The secure element includes a second wireless transceiver, second processor, and second memory. The mobile communication device is configured to transmit data via the first wireless transceiver to the secure element in packets, using a packet protocol. The secure element is configured to transmit data via the second wireless transceiver to the mobile communication device in messages, using a messaging protocol distinct from the packet protocol.
1. A method for conducting a Near Field Communication (NFC) transaction between a secure element and a point-of-sale terminal, the method comprising:
maintaining an NFC application and identification code in a memory of the secure element, the secure element physically coupled to a mobile device but electrically decoupled from electrical interior components of the mobile device, wherein execution of the NFC application facilitates the transfer of the identification code to a the point-of-sale terminal, wherein the mobile device includes a mobile application stored in the memory of the mobile device, a mobile device processor, and a mobile device transceiver that supports a first communication channel using at least one of Code Division Multiple Access (CDMA) or Global System for Mobile Communications (GSM) CDMA OR GSM;
executing, in response to a near field communication inductive trigger between the secure element and the point of sale terminal, the NFC application stored in the memory of the secure element by using a processor in the secure element;
transmitting, in response to the near field communication inductive trigger between the secure element and the point of sale terminal, the identification code by using the NFC application and a wireless transceiver configured for near field communications in the secure element during the NFC interaction, wherein the identification code is sent through a first second communication channel to the point-of-sale terminal and further wherein the point-of-sale terminal transfers the identification code to a management server which transfers the identification code to a transaction server for processing the NFC transaction using a payment method corresponding to the identification code, wherein the second communication channel is different from the first communication channel;
receiving response information from the management server via the point of sale terminal; and
transmitting the response information to the mobile device using power harvested from ambient RF signals, wherein the response information is sent to the mobile device through a second communication channel, wherein the second communication channel is different from the first communication channel.
2. The method of claim 1 , further wherein the secure element receives the response information from the point-of-sale terminal during the NFC transaction interaction.
3. The method of claim 1 , wherein the second communication channel implements a Near Field Communications (NFC) communication protocol.
4. The method of claim 1 , wherein the second communication channel implements a Bluetooth communication protocol.
5. The method of claim 1 , wherein the second communication channel implements a Radio Frequency Identification (RFID) communication protocol.
6. The method of claim 1 , wherein the identification code uniquely identifies a user of the mobile device.
7. The method of claim 1 , further wherein a coupon is processed during the NFC transaction.
8. A secure element for conducting a Near Field Communication (NFC) transaction with a point-of-sale terminal, the secure element comprising:
a secure element wireless transceiver configured for near field communication that;
sends an the identification code using an the NFC application in response to the a near field communication inductive trigger between the secure element and the point of sale terminal through a first second communication channel to the point-of-sale terminal during the NFC interaction and further wherein the point of sale terminal transfers the identification code to a management server which transfers the identification code to a transaction server for processing the NFC transaction using a payment method corresponding to the identification code, wherein the second communication channel is different from the first communication channel;
receives response information from the management server via the point of sale terminal; and
transmits the response information to the mobile device using power harvested from ambient RF signals, wherein the response information is sent to the mobile device through a second communication channel, wherein the second communication channel is different from the first communication channel;
a secure element memory configured to maintain store an NFC application and an identification code; and
a secure element processor that executes the NFC application stored in the memory of the secure element in response to a detection of a near field communication inductive trigger by the point-of-sale terminal;
wherein a the secure element is physically coupled to a mobile device but electrically decoupled from the electrical interior components of the mobile device, the mobile device including a mobile application stored in the memory of the mobile device, a mobile device processor, and a mobile device transceiver that supports a first communication channel using at least one of Code Division Multiple Access (CDMA) or Global System for Mobile Communications (GSM) CDMA OR GSM.
9. The secure element of claim 8 , further wherein the secure element receives the response information from the point-of-sale terminal during the NFC transaction interaction.
10. The secure element of claim 8 , wherein the second communication channel implements a Near Field Communications (NFC) communication protocol.
11. The secure element of claim 8 , wherein the second communication channel implements a Bluetooth communication protocol.
12. The secure element of claim 8 , wherein the second communication channel implements a Radio Frequency Identification (RFID) communication protocol.
13. The secure element of claim 8 , wherein the identification code uniquely identifies a user of the mobile device.
14. A non-transitory computer readable storage medium for conducting a Near Field Communication (NFC) transaction between a secure element and a point-of-sale terminal comprising: computer code for maintaining an NFC application and an identification code in a memory of a the secure element, the secure element physically coupled to a mobile device but electrically decoupled from electrical interior components of the mobile device, wherein the mobile device includes a mobile application stored in the memory of the mobile device, a mobile device processor, and a mobile device transceiver that supports a first communication channel using at least one of Code Division Multiple Access (CDMA) or Global System for Mobile Communications (GSM) CDMA OR GSM;
computer code for executing the NFC application stored in memory of the secure element by using a processor in the secure element, wherein the NFC application is executed in response to a detection of a near field communication inductive trigger by a the point-of-sale terminal;
computer code for transmitting the identification code in response to the near field communication inductive trigger between the secure element and the point-of-sale terminal by using the NFC application and a wireless transceiver is configured for near field communications in the secure element during the NFC interaction, wherein the identification code is sent through a first second communication channel to the point-of-sale terminal and further wherein the point of sale terminal transfers the identification code to a management server which transfers the identification code to a transaction server for processing the NFC transaction using a payment method corresponding to the identification code, wherein the second communication channel is different from the first communication channel;
computer code for receiving response information from the management server via the point of sale terminal; and
computer code for transmitting the response information to the mobile device using power harvested from ambient RF signals, wherein the response information is sent to the mobile device through a second communication channel, wherein the second communication channel is different from the first communication channel.