DUAL PREPAID/LOYALTY CARD FOR GAMING
Systems and methods are provided for associating wagering accounts with each of a stored value account and a loyalty account. The stored value account can be associated with a prepaid card and can be useable over an open system bankcard network. The prepaid card can allow funds in the stored value account to be used at any location capable of accepting payment through the open system bankcard network such as gas stations, grocery stations, outlets, and restaurants. A player transfer funds, back and forth between the stored value account and the wagering account.
1 . A non-transitory computer readable medium having instructions stored thereon which when executed by a processor cause the processor to:
transfer funds, back and forth, in real-time, upon a first player request, between a stored value account of the player and a first gaming account of the player; and
transfer funds, back and forth, in real-time, upon a second player request, between the stored value account of the player and a second gaming account of the player.
2 . The non-transitory computer readable medium of claim 1 , wherein:
the first gaming account comprises any of a brick and mortar wagering account, a race and sports wagering account, and an Internet gaming and wagering account; and
the second gaming account comprises any of a brick and mortar wagering account; a race and sports wagering account; and an Internet gaming and wagering account.
3 . The non-transitory computer readable medium of claim 1 , wherein the instructions further cause the processor to:
track gaming activity of the player as a function of at least funds expended from at least one of the first and second gaming accounts.
4 . The non-transitory computer readable medium of claim 3 , wherein the instructions further cause the processor to:
increase a value in at least one of the first and second gaming accounts as a function of at least the tracked gaming activity.
5 . The non-transitory computer readable medium of claim 1 , wherein the instructions further cause the processor to:
institute a pause between receiving the first player request to transfer funds between the stored value account of the player and the first gaming account of the player and a causing of the funds to be available in the first gaming account for use for gaming by the player.
6 . The non-transitory computer readable medium of claim 1 , wherein the instructions further cause the processor to:
generate an accounting report for each the first gaming account and the second gaming account.
7 . The non-transitory computer readable medium of claim 1 , wherein the stored value account is an open system stored value account.
8 . A non-transitory computer readable medium having instructions stored thereon which when executed by a processor cause the processor to:
receive funds into a stored value account;
cause the transfer funds from the stored value account to a casino gaming account in real time; and
cause transfer funds from the casino gaming account to the stored value account in real time; wherein the casino gaming account is at least one of a brick and mortar wagering account; a race and sports wagering account; and an Internet gaming and wagering account.
9 . The non-transitory computer readable medium of claim 8 , wherein the stored value account is tied to a general purpose reloadable card.
10 . The non-transitory computer readable medium of claim 8 , wherein the instructions further cause the processor to receive funds into the stored value account from a value source.
11 . The non-transitory computer readable medium of claim 8 , wherein the value source is one or more of a slot ticket, a jackpot payout, a point redemption, an automated clearing house transaction, a transfer from a debit account, and a transfer from a credit account.
12 . The non-transitory computer readable medium of claim 8 , wherein the stored value account is linked to a casino loyalty account maintained by a loyalty program processor.
13 . A method for enhancing casino customer loyalty, comprising:
storing an association between a prepaid card of a consumer and a casino loyalty account of the consumer; and
based on the consumer using the prepaid card for financial transactions, communicating with a loyalty program processor of the casino loyalty account of the consumer to update casino loyalty account of the consumer