IP Library Granted Patent US 8,714,446
Granted Patent B2
US 8,714,446 · App. 14/035,549 · Granted May 6, 2014

Automated banking machine with improved security

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Quick Facts
Patent No.
US 8,714,446
App. No.
14/035,549
Granted
May 6, 2014
Kind
B2
Abstract

An automated banking machine is operative to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user is able to use the machine to perform transactions, including financial transfers, cash dispensing, and other actions associated with financial accounts. The machine includes a safe having two sections separated by a shared wall structure. A cash handling arrangement is operative to transport cash between the two sections through a slot in the wall structure.

Claims (43)

1. An apparatus, comprising:

a secure enclosure comprising an upper chest and a lower chest, wherein the upper chest is positioned above the lower chest, the upper chest and lower chest having a plurality of walls;

a wall separating the upper chest and lower chest;

a transport opening between the lower chest and upper chest;

the lower chest comprises a secure area;

a currency cassette located within the secure area;

a currency dispenser mechanism located within the secure area, an operable to pick a sheet from the currency cassette;

a transport device to move sheets from the currency dispenser mechanism in the lower chest through the transport opening to the upper chest;

an opening in the upper chest;

a gate located at the opening in the upper chest;

a delivery device coupled with the transport device for providing the sheets received from the transport device through the opening in the upper chest;

wherein the gate is in a closed position while there are no sheets to transport; and

wherein the plurality of walls in the upper chest are configured to be more susceptible to structure deformation by pressure force than the wall separating the upper chest and lower chest.

2. The apparatus of claim 1 , wherein the lower chest comprises a lockable lower section door, the lockable lower section door providing access to the currency cassette.

3. The apparatus of claim 1 , the upper chest further comprises a cash stacker coupled with the transport device and the delivery device;

wherein the cash stacker is operable to stack sheets received from the transport device and provide the stacked sheets to the delivery device.

4. The apparatus of claim 1 , wherein the upper section comprises a diverter cassette operable to receive sheets diverted from delivery device, and a lockable upper section door that provides access to the diverter cassette.

5. The apparatus of claim 1 , wherein the wall separating the upper chest and lower chest is sloped in a manner that directs explosive forces away from the transport opening.

6. The apparatus of claim 1 , the upper chest further comprising a divert cassette and a slide;

wherein the slide operatively supports the divert cassette, the cash stacker, and the delivery device; and

wherein the slide allows the delivery device to move between and operational and a service position;

wherein in the operational position wherein the delivery device is inside the secure enclosure; and

wherein in the service position the delivery device extends at least partly outside the upper chest.

7. The apparatus of claim 1 , further comprising a top housing located on top of the secure enclosure;

wherein the top housing is operatively supported by the upper chest;

a data reader operatively supported by the top housing; and

a display operatively supported by the top housing.

8. The apparatus of claim 1 , wherein the enclosure has a front wall and a rear wall;

wherein the opening is located on the front wall; and

wherein the transport opening is located near the rear wall.

9. The apparatus of claim 1 , further comprising a rejection cassette located in the upper chest;

wherein the delivery device and rejection cassette are positioned to prevent an explosive item from being placed adjacent to the transport opening.

10. An apparatus, comprising

a multi segmented vault comprising a first, smaller vault section, and a second, larger vault section;

a user accessible opening located in the first vault section;

a sheet presenter extending from the second vault section into the first vault section;

a currency cassette located in the second vault section coupled with the sheet presenter;

a vertical wall separating the first and second sections;

an interior passage in the vertical wall; and

first and second access control gates, the first access control gate controls access to the user accessible opening, and the second access control gate controls access through interior passage;

wherein the second gate prevents an explosive from being placed into the interior passage.

11. The apparatus of claim 10 , further comprising a rejection cassette located in the second vault nsection.

12. The apparatus of claim 10 , wherein the second gate is made of a higher strength material than the first gate.

Assignments (21)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →