GIFT ENTITLEMENT NOTIFICATION AND DELIVERY SYSTEMS AND METHODS
There is provided systems and method for a gift entitlement notification and delivery. A payment provider server may receive a gift entitlement from a first user. A gift entitlement may correspond to a gift for a second user, such as a credit at a merchant. The gift entitlement may be known or unknown to the second user. The gift may be retained by the payment provider until the second user is in a gifting opportunity with the merchant, for example, by traveling to the merchant and/or purchasing items with the merchant. If the gifting opportunity qualifies for the gift entitlement, the gift entitlement may be transmitted to the second user or the merchant. The gifting opportunity may qualify for the gift entitlement by meeting the terms attached to the gift entitlement.
1 . A system comprising:
a non-transitory memory storing user account information, wherein the user account information comprises user financial information; and
one or more hardware processors in communication with the non-transitory memory and configured to:
receive a gift entitlement from a first user, wherein the gift entitlement corresponds to a credit with a merchant;
receive a notification corresponding to a second user in a gifting opportunity with the merchant;
determine if the gifting opportunity qualifies for the gift entitlement;
transmit the gift entitlement for use by the second user if the gifting opportunity qualifies for the gift entitlement.
2 . The system of claim 1 , wherein the notification corresponds to a payment request.
3 . The system of claim 2 , wherein the payment request is a request to pay using a payment provider.
4 . The system of claim 2 , wherein the payment request is a request to pay using a payment card.
5 . The system of claim 1 , wherein the notification corresponds to a geographic location of the merchant and the second user.
6 . The system of claim 1 , wherein the one or more hardware processors are further configured to:
complete a payment using the gift entitlement.
7 . The system of claim 1 , wherein the gift entitlement further includes terms corresponding to redemption of the gift entitlement.
8 . The system of claim 1 , wherein the gift entitlement is transmitted to one of the second user and the merchant.
9 . The system of claim 1 , wherein the notification is received from one of the second user and the merchant.
10 . The system of claim 1 , wherein the first entitlement is unknown to the second user prior to notification.
11 . A method comprising:
receiving a gift entitlement from a first user, wherein the gift entitlement corresponds to a credit with a merchant;
receiving a notification corresponding to a second user in a gifting opportunity with the merchant;
determining, by a hardware provider of a server, if the gifting opportunity qualifies for the gift entitlement;
transmitting the gift entitlement for use by the second user if the gifting opportunity qualifies for the gift entitlement.
12 . The method of claim 11 , wherein the notification corresponds to a payment request.
13 . The method of claim 11 , wherein the notification corresponds to a geographic location of the merchant and the second user.
14 . The method of claim 11 , wherein the gift entitlement is transmitted to one of the second user and the merchant.
15 . The method of claim 11 , wherein the first entitlement is unknown to the second user prior to notification.
16 . A non-transitory computer readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:
receiving a gift entitlement from a first user, wherein the gift entitlement corresponds to a credit with a merchant;
receiving a notification corresponding to a second user in a gifting opportunity with the merchant;
determining if the gifting opportunity qualifies for the gift entitlement;
transmitting the gift entitlement for use by the second user if the gifting opportunity qualifies for the gift entitlement.
17 . The non-transitory computer readable medium of claim 16 , wherein the notification corresponds to a payment request.
18 . The non-transitory computer readable medium of claim 16 , wherein the notification corresponds to a geographic location of the merchant and the second user.
19 . The non-transitory computer readable medium of claim 16 , wherein the gift entitlement is transmitted to one of the second user and the merchant.
20 . The non-transitory computer readable medium of claim 16 , wherein the first entitlement is unknown to the second user prior to notification.