IP Library Granted Patent US 10,033,701
Granted Patent B2
US 10,033,701 · App. 14/051,108 · Granted Jul 24, 2018

Enhanced 2CHK authentication security with information conversion based on user-selected persona

Inventor: Andrew Robert Rolfe (East Dundee, IL)
Assignee: Early Warning Services, LLC
H04L63/04G06F21/34G06F21/42H04L9/3228H04L9/3247H04L9/3271H04L63/0823H04L63/0853H04L63/18
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Quick Facts
Patent No.
US 10,033,701
App. No.
14/051,108
Granted
Jul 24, 2018
Kind
B2
Abstract

A server is operated to securely convey information to a user via a network by receiving, from the user, a user selected presentation form representing one of a user selected specific voice and a user selected specific background image. Information for presentation to the user is received from another user and incorporated into the user selected presentation form. The information incorporated in the user selected presentation form is transmitted to the user via the network for presentation to the user.

Claims (74)

1. A method of operating a server to securely convey information to a user via a network, comprising:

receiving, from the user, a first user selected presentation form representing a user selected specific voice and a second user selected presentation form representing a user selected specific background image;

receiving, from another user, information for presentation to the user;

identifying a risk level for the received information;

incorporating the received information, based on the identified risk level, into one of the first user selected presentation form and the second user selected presentation form; and

transmitting the information incorporated in the one user selected presentation form to the user via the network.

2. The method of claim 1 , wherein:

the one user selected presentation form represents the user selected specific voice;

the received information is incorporated into the one user selected presentation form by generating a voice stream with the user selected specific voice speaking the information; and

the information incorporated in the one user selected presentation form is transmitted by transmitting the generated voice stream.

3. The method of claim 2 , wherein the received information is received first information, and further comprising:

receiving, from the other user, second information, different from the first information, for presentation to the user;

incorporating the received second information into the second user selected presentation form by generating an image having the user selected specific background image with the second information embedded therein; and

transmitting the second information incorporated in the second user selected presentation form to the user via the network by transmitting the generated image.

4. The method of claim 3 , wherein the identified risk level is an identified first risk level, and further comprising:

identifying a second risk level for the second information;

wherein the received second information is incorporated into the second user selected presentation form based on the identified second risk level.

5. The method of claim 1 , wherein:

the one user selected presentation form represents the user selected specific background image;

the received information is incorporated into the one user selected presentation form by generating an image having the user selected specific background image with the information embedded therein; and

the information incorporated in the one user selected presentation form is transmitted by transmitting the generated image.

6. The method of claim 1 , further comprising:

also incorporating the received information into the other of the first user and the second user selected presentation forms based on the identified risk level; and

also transmitting the information incorporated in the other user selected presentation form to the user.

7. An article of manufacture for securely conveying information to a user via a network, comprising:

non-transitory storage media; and

logic stored on the storage media, wherein the stored logic is configured to be executable by a processor and thereby cause the processor to operate so as to:

receive, from a user, a first user selected presentation form representing a user selected specific voice and a second user selected presentation form representing a user selected specific background image;

receive, from another user, information for presentation to the user;

identify a risk level for the received information;

incorporate the received information, based on the identified risk level, into one of the first user selected presentation form and the second user selected presentation form; and

direct transmission of the information incorporated in the one user selected presentation form to the user via the network.

8. The article of manufacture of claim 7 , wherein:

the one user selected presentation form represents the user selected specific voice;

the received information is incorporated into the one user selected presentation form by generating a voice stream with the user selected specific voice speaking the information; and

the information incorporated in the one user selected presentation form is transmitted by transmitting the generated voice stream.

9. The article of manufacture of claim 8 , wherein the received information is received first information, and the stored logic is further configured to cause the processor to operate so as to:

receive, from the other user, second information, different from the first information, for presentation to the user;

incorporate the received second information into the second user selected presentation form by generating an image having the user selected specific background image with the second information embedded therein; and

direct the transmission of the second information incorporated in the second user selected presentation form to the user via the network by transmitting the generated image.

10. The article of manufacture of claim 9 , wherein:

the identified risk level is an identified first risk level

the stored logic is further configured to cause the processor to operate so as to identify a second risk level for the second information; and

the received second information is incorporated into the second user selected presentation form based on the identified second risk level.

11. The article of manufacture of claim 7 , wherein:

the one user selected presentation form represents the user selected specific background image;

the received information is incorporated into the one user selected presentation form by generating an image having the user selected specific background image with the information embedded therein; and

the information incorporated in the one user selected presentation form is transmitted by transmitting the generated image.

12. The article of manufacture of claim 7 , wherein the stored logic is further configured to cause the processor to operate so as to;

also incorporate the received information into the other of the first user and the second user selected presentation forms based on the identified risk level; and

also direct transmission of the information incorporated in the other user selected presentation form to the user.

13. A system for securely conveying information to a user via a network, comprising:

a communications port configure to receive, from the user, a first user selected presentation form representing a user selected specific voice and a second user selected presentation form representing a user selected specific background image; and

a processor configured to identify a risk level for information from another user, to incorporate the information, based on the identified risk level, into one of the first user selected presentation form and the second user selected presentation form, and to direct transmission of the information incorporated in the one user selected presentation form to the user;

wherein the communications port is further configured to transmit the information incorporated in the one user selected presentation form to the user via the network, in response to the processor transmission directive.

14. The system of claim 13 , wherein:

the one user selected presentation form represents the user selected specific voice;

the information is incorporated into the one user selected presentation form by generating a voice stream with the user selected specific voice speaking the information; and

the information incorporated in the one user selected presentation form is transmitted by transmitting the generated voice stream.

15. The system of claim 14 , wherein:

the information is first information;

the processor is further configured to incorporate second information, different from the first information, from the other user, into the second user selected presentation form by generating an image having the user selected specific background image with the second information embedded therein, and to direct transmission of the second information incorporated in the second user selected presentation form to the user; and

the communication port is further configured to transmit the second information incorporated in the second user selected presentation form to the user via the network by transmitting the generated image, in response to the processor directive to transmit the second information.

16. The system of claim 15 , wherein:

the identified risk level is an identified first risk level;

the processor is further configured to identify a second risk level for the second information;

the second information is incorporated into the second user selected presentation form based on the identified second risk level.

17. The method of claim 13 , wherein:

the one user selected presentation form is the one user selected presentation form and represents the user selected background image;

the processor is further configured to incorporate the information into the one user selected presentation form by generating an image having the user selected specific background image with the information embedded therein, and to direct transmission of the information incorporated in the second user selected presentation form to the user; and

the communications port transmits the information incorporated in the one user selected presentation form by transmitting the generated image.

18. The method of claim 13 , wherein:

the processor is further configured to also incorporate the received information into the other of the first user and the second user selected presentation forms based on the identified risk level and to also direct transmission of the information incorporated in the other user selected presentation form to the user; and

the communications port is further configured to transmit the information incorporated in the other user selected presentation form to the user via the network, in response to the processor directive to transmit the information incorporated in the other user selected presentation form.

Assignments (11)
CHANGE OF NAME Recorded Mar 13, 2025
From: PAYFONE, INC.
To: PROVE IDENTITY, INC.
Reel/Frame 070499/0580 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 8, 2020
From: EARLY WARNING SERVICES, LLC
To: PAYFONE, INC.
Reel/Frame 053148/0191 →
CONFIRMATORY GRANT OF SECURITY INTEREST IN PATENTS Recorded Jun 18, 2020
From: PAYFONE, INC.
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 052984/0061 →
CORRECTIVE ASSIGNMENT TO CORRECT THE NAME OF THE RECEIVING PARTY ON THE RELEASE OF SECURITY INTEREST AGREEMENT FROM AUTHENTIFY INC. TO AUTHENTIFY, INC. PREVIOUSLY RECORDED ON REEL 037147 FRAME 0213. ASSIGNOR(S) HEREBY CONFIRMS THE RELEASE OF SECURITY INTEREST. Recorded Apr 20, 2020
From: JMI SERVICES, LLC
To: AUTHENTIFY, INC.
Reel/Frame 052448/0075 →
CORRECTIVE ASSIGNMENT TO CORRECT THE ASSIGNEE NAME FROM AUTHENTIFY INC. TO AUTHENTIFY, INC. PREVIOUSLY RECORDED ON REEL 041455 FRAME 0885. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT OF ASSIGNORS INTEREST. Recorded Apr 20, 2020
From: ROLFE, ANDREW ROBERT
To: AUTHENTIFY, INC.
Reel/Frame 052632/0039 →
CORRECTIVE ASSIGNMENT TO CORRECT THE ASSIGNOR NAME PREVIOUSLY RECORDED AT REEL: 041610 FRAME: 0944. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT . Recorded Aug 23, 2017
From: AUTHENTIFY, LLC
To: EARLY WARNING SERVICES, LLC
Reel/Frame 043649/0549 →
MERGER AND CHANGE OF NAME Recorded Jul 25, 2017
From: AUTHENTIFY, INC.; AUTHENTIFY, LLC
To: AUTHENTIFY, LLC
Reel/Frame 043325/0945 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 17, 2017
From: AUTHENTIFY, INC.
To: EARLY WARNING SERVICES, LLC
Reel/Frame 041610/0944 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 3, 2017
From: ROLFE, ANDREW ROBERT
To: AUTHENTIFY, INC.
Reel/Frame 041455/0885 →
RELEASE OF SECURITY INTEREST Recorded Nov 19, 2015
From: JMI SERVICES , LLC
To: AUTHENTIFY, INC.
Reel/Frame 037147/0213 →
SECURITY INTEREST Recorded Mar 31, 2014
From: AUTHENTIFY, INC.
To: JMI SERVICES, LLC
Reel/Frame 032565/0531 →
Continuity (2)
Continuation 13490715 · Jun 7, 2012
Related Publication 20140041000A1 · Feb 6, 2014