IP Library Granted Patent US 9,117,328
Granted Patent B2
US 9,117,328 · App. 14/108,561 · Granted Aug 25, 2015

Automated banking machine that operates responsive to data

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Quick Facts
Patent No.
US 9,117,328
App. No.
14/108,561
Granted
Aug 25, 2015
Kind
B2
Abstract

In an example embodiment, an automated banking machine is provided which may comprise a trusted platform (TP) including a trusted platform module (TPM) in a computer of the machine. Through use of the TP, the machine may perform cryptographic functions for use in enabling the machine to perform transaction functions for users. The machine may be operative to use the TP to securely store secret keys, or other critical information in sealed storage on a data store of the machine. The TP may also be used to measure, attest, and verify transaction function devices, hardware devices, firmware, software, and/or other components of the machine prior to enabling the machine to function in an enabled mode. The TP may also be used to establish secure communication between components of the machine. The TP may also be used to perform key transfers between the machine and a host banking system.

Claims (24)

1. A tangible, non-transitory computer readable medium of instructions with instructions encoded thereon for execution by a processor, and when executed operable to:

establish secure communications between a processor associated with an automated banking machine and a hardware device associated with the automated banking machine, wherein a trusted platform module (TPM) associated with the processor is employed to establish the secure communications; and

perform a financial transaction, wherein performing the financial transaction involves an exchange of data via the secure communications established between the processor and the hardware device;

wherein the hardware device is selected from a group consisting of a card reader, a cash dispenser, a cash accepter, and an encrypting personal identification number (PIN) pad (EPP).

2. The computer readable medium set forth in claim 1 , wherein the hardware device comprises a card reader; and

wherein the instructions are operable to use the TPM to secure communications between the processor and the card reader.

3. The computer readable medium set forth in claim 2 , the instructions are further operable to receive card data read from a user card through operation of the card reader via the established secure communications.

4. The computer readable medium set forth in claim 2 , the instructions are further operable to receive encrypted card data read from a user card through operation of the card reader via the established secure communications.

5. The computer readable medium set forth in claim 4 , wherein the encrypted card data comprises an account number read from the user card.

6. The computer readable medium set forth in claim 5 , wherein the encrypted card data is encrypted with a symmetrical session key established by the TPM.

7. The computer readable medium set forth in claim 6 , wherein the instructions are further operable to communicate the symmetrical session key to the card reader.

8. The computer readable medium set forth in claim 5 , wherein the instructions are further operable to employ the TPM to establish secure communications with a host banking system.

9. The computer readable medium set forth in claim 8 , the instructions are further operable to send a message to the host banking system responsive to receiving the encrypted card data.

10. The computer readable medium instructions set forth in claim 2 , the instructions are further operable to send a command to the card reader to cause the card reader to operate.

11. The computer readable medium of instructions set forth in claim 10 , the instructions are further operable to receive a status message from the card reader, regarding the operation of the card reader.

12. The computer readable medium set forth in claim 2 , the instructions are further operable to carry out a key transport mechanism protocol which provides unilateral key transport of the session key to the card reader.

13. The computer readable medium set forth in claim 1 , wherein the hardware device comprises a cash dispenser.

14. The computer readable medium set forth in claim 1 , wherein the hardware device comprises a cash accepter.

15. The computer readable medium set forth in claim 1 , wherein the hardware device comprises an EPP.

16. The computer readable medium set forth in claim 1 , wherein the hardware device comprises an EPP and a display, the instructions are further operable to establish secure communications between the processor and the EPP and to establish secure communication between the processor and a display.

17. The computer readable medium set forth in claim 16 , the instructions are further operable to receive data via the secure link established between the EPP and the processor; and the instructions are further operable to forward data representative of the data received via the secure link established between the EPP and the processor to the display via the secure link established between the processor and the display.

18. The computer readable medium set forth in claim 17 , wherein the data received from the EPP comprises an amount of cash to withdraw.

19. The computer readable medium set forth in claim 17 , wherein the data received from the EPP comprises a PIN.

20. The computer readable medium set forth in claim 17 , wherein the data received from the EPP comprises data representative of a menu selection.

Assignments (20)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →