Expert engine tier for adapting transaction-specific user requirements and transaction record handling

1. A method comprising:

disposing operational tiers across a plurality of networked computing devices including mobile devices, servers, and point of sale devices, the disposed tiers comprising a service tier, an enabling tier, and a personalization tier, the operational tiers and at least a portion of the plurality of networked computing devices comprise an electronic computing ecosystem;

applying an expert engine configured to apply at least one artificial intelligence mode of operation with at least one of the plurality of networked computing devices to analyze one or more mobile device user and transaction environment requirements for a plurality of secure personalized transactions being conducted among participants of the electronic computing system;

analyzing with the expert engine at least two transaction environment factors for the plurality of secure personalized transactions, the at least two transaction environment factors comprising at least one of responsiveness within an ecosystem and stability of the ecosystem, and at least one of a count of enrolled electronic computing ecosystem participants, and a measure of electronic computing ecosystem transaction activity;

configuring with the expert engine one or more platform features in the personalization tier and service tier for at least one of the plurality of secure personalized transactions to produce personalization and service tiers configured to conduct a secure personalized transaction, based on and in accordance with a result of the analysis of the transaction environment factors, the configuring further causing configuration of a mobile device-based service tier component and a server-based service tier component for conducting the secure personalized transaction in response to the analyzed transaction environment factors; and

applying the expert engine to enable scaling a multi-domain ecosystem for secure personalized transactions by configuring a user interface to the platform based on an analysis of user and transaction requirements for simplifying transactions for a plurality of users;

wherein the expert engine, through its access to transaction environment factors and platform tier configuration capabilities is further applied to facilitate managing response of the platform to at least one of transaction instability caused by breaks in communication, server response delay time and a discharged battery.

2. The method of claim 1 , wherein configuring the one or more ecosystem features includes configuring a user interface based on one or more transaction requirements.

3. The method of claim 1 , wherein the expert engine comprises an expert engine tier of the electronic computing ecosystem.

4. The method of claim 3 , wherein the expert engine tier interacts with an experience framework to adapt at least one of the enabling tier, the service tier, and the personalization tier.

5. The method of claim 4 , wherein applying the expert engine comprises applying the expert engine to analyze a user's habits.

6. The method of claim 1 , wherein configuring one or more platform features comprises configuring one or more display features of a mobile device.

7. The method of claim 6 , wherein the one or more display features are configured based, at least in part, upon a regional preference associated with a location of the mobile device.

8. The method of claim 6 , wherein the one or more display features are configured based, at least in part, upon an identified client base.

9. The method of claim 8 , wherein the one or more display features are configured based, at least in part, upon a regional preference of the identified client base.

10. The method of claim 8 , wherein the one or more display features are configured based, at least in part, upon an economic aspect of the identified client base.

11. The method of claim 1 , wherein the service tier comprises a first component disposed on a mobile computing device for providing electronic transaction service delivery by communicating with a second component of the service tier disposed on one of a plurality of service-provider computer configured to facilitate the electronic transaction service delivery in a multi-domain computing ecosystem comprising the plurality of service provider computers.

12. The method of claim 11 , wherein the first component of the service tier communicates service delivery information with the second component of the service tier, wherein a portion of the service delivery information is provided by an ecosystem service element of the personalization tier disposed on the mobile computing device.

13. The method of claim 1 , wherein configuring one or more platform features comprises configuring an ecosystem service element that is personalized via the personalization tier by a service provider and that facilitates personalized access to a service of the service provider.

14. The method of claim 1 , wherein configuring one or more platform features comprises configuring a client-independent runtime component of the enabling tier.

15. The method of claim 1 , wherein configuring one or more platform features comprises configuring a client runtime component that abstracts client-specific runtime environment features to enable an electronic wallet capability.

16. The method of claim 1 , wherein configuring one or more platform features comprises configuring an instrument of the service tier, the instrument facilitating mapping to real world instruments.

17. The method of claim 1 , wherein configuring one or more platform features comprises configuring the service tier to communicate with a plurality of remote service provider servers that are in electronic communication with the mobile device to enable delivery of a plurality of secure services to the mobile device user via at least one a plurality of ecosystem service elements deployed on the mobile device.

18. The method of claim 1 , wherein applying an expert engine to analyze one or more transaction environment requirements comprises analyzing at least one of participants of an ecosystem for personalized secure transactions serviced by the platform, platform service requirements, regulatory requirements, transaction security requirements, and trust models.

19. The method of claim 1 , wherein the one or more platform features is configured to ensure satisfaction of each analyzed requirement within a context of a service provider business model.