IP Library Granted Patent US 9,751,006
Granted Patent B2
US 9,751,006 · App. 14/172,635 · Granted Sep 5, 2017

Promotion generation engine for a money transfer system

Inventors: Yassir Zouiten (Irving, TX); Dorilyn Lee Sletten (Maple Grove, MN)
Assignee: MoneyGram International, Inc.
A63F13/12G06Q20/10G06Q30/0209G07F17/3255H04L67/306H04L67/18
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 9,751,006
App. No.
14/172,635
Granted
Sep 5, 2017
Kind
B2
Abstract

A money transfer system is promoted by providing a user access to a game or contest generated by a promotions engine computer. The user is directed to a customer relations portal accessible via an access device to participate in the game or contest. The customer relations portal comprising a server configured to manage the game or contest and associated with the promotions engine computer. A response is received from the user at the server related to the user's participation in the game or contest. The server determines whether the user is to receive a reward or prize based on the response from the user, and an output is provided to the user on the access device indicating whether the user is to receive the reward or prize.

Claims (38)

1. A promotions engine computer for promoting money transfers, the promotions engine computer comprising:

a user interface;

a processor communicatively coupled to the user interface, wherein the processor is configured to:

receive, from the user interface, user login information associated with a user of the user interface, the user login information including a code received for participating in a money transfer transaction;

transmit, to a server, the login information;

receive, from the server, a customized game or contest in response to the user login information, the customized game or contest being dependent on a user profile associated with the user login information;

output, to the user interface, the received game or contest to the user interface;

receive, from the user interface, one or more responses in response to outputting the game or contest to the user interface; and

output, to the user interface, an indication as to whether the received one or more responses qualifies the user for a reward or prize, wherein the reward or prize is at least one of: a discount for using money transfer transaction services of a financial services organization, complimentary products offered by the financial services organization and complimentary services offered by the financial services organization.

2. The promotion engine computer of claim 1 , wherein the processor is further configured to perform money transfer transaction services via a financial services organization.

3. The promotion engine computer of claim 1 , the processor or server being further configured to determine whether the received one or more responses qualifies the user for a reward or price.

4. The promotion engine computer of claim 1 , the processor or server being configured to determine whether the one or more responses are one of a first predetermined number of responses to be received and wherein whether the one or more responses qualifies the user for a reward or prize is based, at least in part, on whether the one or more responses are one of the first predetermined number of responses to be received.

5. The promotion engine computer of claim 1 , wherein the user profile includes at least one of: the user's personal interests, one or more of the user's demographic groups, the user's education level, the user's career, information about the user's family and the user's shopping habits.

6. The promotion engine computer of claim 1 , wherein the customized game or contest depends on at least one of: the date the user login information is received and an event having a date near the date the user login information is received.

7. The promotion engine computer of claim 1 , the processor or server being configured to determine whether the user qualifies for a consolation prize when the one or more received responses does not qualify the user for a reward or prize; and the processor being further configured to output, to the user interface, an indication of a consolation prize when the user qualifies for the consolation prize.

8. The promotion engine computer of claim 1 , the processor being further configured to output, to the user interface, the reward or prize when the user shares the game or contest with another.

9. A computer-implemented method for promoting money transfers comprising:

receiving, from a user interface, user login information associated with a user of the user interface, the user login information including a code received for participating in a money transfer transaction;

transmitting, to a server, the login information;

receiving, from the server, a customized game or contest in response to the user login information, the customized game or contest being dependent on a user profile associated with the user login information;

outputting, to the user interface, the received game or contest to the user interface;

receiving, from the user interface, one or more responses in response to outputting the game or contest to the user interface; and

outputting, to the user interface, an indication as to whether the received one or more responses qualifies the user for a reward or prize, wherein the reward or prize is at least one of: a discount for using money transfer transaction services of a financial services organization, complimentary products offered by the financial services organization and complimentary services offered by the financial services organization.

10. The computer-implemented method of claim 9 , wherein the user interface facilitates performing money transfer transaction services via a financial services organization.

11. The computer-implemented method of claim 9 , further comprising determining, via a processor or the server, whether the received one or more responses qualifies the user for a reward or price.

12. The computer-implemented method of claim 9 , further comprising determining whether the one or more responses are one of a first predetermined number of responses to be received and wherein whether the one or more responses qualifies the user for a reward or prize is based, at least in part, on whether the one or more responses are one of the first predetermined number of responses to be received.

13. The computer-implemented method of claim 9 , wherein the user profile includes at least one of: the user's personal interests, one or more of the user's demographic groups, the user's education level, the user's career, information about the user's family and the user's shopping habits.

14. The computer-implemented method of claim 9 , wherein the customized game or contest depends on at least one of: the date the user login information is received and an event having a date near the date the user login information is received.

15. The computer-implemented method of claim 9 , further comprising determining whether the user qualifies for a consolation prize when the one or more received responses does not qualify the user for a reward or prize; and outputting, to the user interface, an indication of a consolation prize when the user qualifies for the consolation prize.

16. The computer-implemented method of claim 9 , outputting, to the user interface, the reward or prize when the user shares the game or contest with another.

17. A computer-implemented method for promoting money transfers comprising:

receiving, by a server from a promotions engine computer, a promotional code that was transmitted to a user in response to the user participating in a customized game or contest, the customized game or contest having been provided to the user based on a user profile associated with the user;

determining, by the server, a reward or prize that corresponds to the promotional code;

generating, by the server, a redemption certificate that a user can use to redeem the reward or prize; and

transmitting, from the server to a device, the redemption certificate.

18. The computer-implemented method of claim 17 , wherein the device is at least one of: a computer for sending money transfers, a computer for receiving money transfers, a phone and a computer on which a user can access a customized game or contest associated with the promotional code.

19. The computer-implemented method of claim 17 , the method further comprising transmitting, from the server to a device, the promotional code, wherein the device is at least one of: a computer for sending money transfers, a computer for receiving money transfers, a phone and a computer on which a user can access a customized game or contest associated with the promotional code.

20. The computer-implemented method of claim 17 , the method further comprising: associating, by the server, the generation and transmission of the user redemption certificate with the user profile.

Assignments (7)
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION
Reel/Frame 063858/0628 →
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: GOLDMAN SACHS BANK USA
Reel/Frame 063858/0646 →
RELEASE OF SECURITY INTEREST Recorded Jun 5, 2023
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 063859/0247 →
RELEASE OF SECURITY INTEREST Recorded Jul 21, 2021
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 056940/0436 →
SECURITY INTEREST Recorded Jul 21, 2021
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A.
Reel/Frame 056940/0699 →
SECOND LIEN PATENT SECURITY AGREEMENT Recorded Jun 27, 2019
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A., AS COLLATERAL AGENT
Reel/Frame 049613/0321 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 10, 2014
From: ZOUITEN, YASSIR; SLETTEN, DORILYN LEE
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 032179/0593 →
Continuity (2)
Continuation 13685303 · Nov 26, 2012
Related Publication 20140213345A1 · Jul 31, 2014