SYSTEM AND METHOD FOR DIGITAL OR ELECTRONIC POWER OF ATTORNEY SERVICE
System and method to process a digital power of attorney (DPOA), the method including: receiving a request from the grantor to create a DPOA to name a predetermined grantee; transmitting the request to an authentication server in order to authenticate the request; receive an authentication result from the authentication server; and if the authentication server is positive, issuing the DPOA to the predetermined grantee. The method may further include receiving a request from a purported grantee or from a digital service provider to exercise the DPOA; authenticating, by the authentication server, an identity of the purported grantee; if the purported grantee is the predetermined grantee, verifying a condition of usage of the DPOA; and if the condition is verified, granting a power specified by the DPOA.
1 . A method to process a digital power of attorney (DPOA), comprising:
receiving a request from the grantor to create a DPOA to name a predetermined grantee, the request comprising grantor authentication credentials;
transmitting the grantor authentication credentials to an authentication server in order to authenticate the grantor;
receive an authentication result from the authentication server; and
if the authentication server is positive, issuing the DPOA to the predetermined grantee.
2 . The method of claim 1 , further comprising:
receiving a request from a purported grantee to exercise the DPOA;
authenticating, by the authentication server, an identity of the purported grantee;
if the purported grantee is the predetermined grantee, verifying a condition of usage of the DPOA; and
if the condition is verified, granting a power specified by the DPOA.
3 . The method of claim 1 , wherein authenticating comprises usage of biometric information, digital certificates, passwords, one time password or other predetermined authentication credentials.
4 . The method of claim 1 , wherein scope of the DPOA comprises identification of a predetermined digital asset that the DPOA applies to.
5 . The method of claim 1 , wherein scope of the DPOA comprises identification of a predetermined type of control decisions that the DPOA applies to.
6 . The method of claim 1 , wherein scope of the DPOA comprises identification of a predetermined authorized action.
7 . The method of claim 1 , wherein scope of the DPOA comprises a predetermined time period.
8 . The method of claim 1 , wherein scope of the DPOA comprises a predetermined triggering condition.
9 . The method of claim 1 , wherein scope of the DPOA is stored with the DPOA.
10 . The method of claim 1 , wherein scope of the DPOA is stored on the DPOA issuer/validation server.
11 . The method of claim 1 , wherein power specified by the DPOA comprises power over a financial account.
12 . The method of claim 1 , wherein power specified by the DPOA comprises permission to use a digital object.
13 . The method of claim 1 , wherein power specified by the DPOA comprises power over health care treatment of another person.
14 . The method of claim 1 , further comprising: providing, by the DPOA issuer/validation server, a conditional approval subject to an additional approval of DPOA usage by a human approver.
15 . The method of claim 1 , further comprising: monitoring, by the DPOA issuer/validation server, compliance by the grantee to scope of the DPOA.
16 . A system to process a digital power of attorney (DPOA), comprising:
a DPOA issuer comprising a processor coupled to a memory, the DPOA issuer configured to issue a DPOA upon request of a grantor;
a receiver configured to receive a request from the grantor to create a DPOA to name a predetermined grantee;
a communication interface to an authentication server, the authentication server configured to authenticate the grantor or grantee identity; and
a transmitter configured to issue the DPOA to the predetermined grantee in response to an authenticated request.
17 . The system of claim 16 , further comprising:
a receiver configured to receive a request from the predetermined grantee to exercise the DPOA;
an authentication module configured to authenticate an identity of the predetermined grantee; and
a verification module configured to verify a condition of usage of the DPOA and grant a power specified by the DPOA.
18 . The system of claim 16 , wherein scope of the DPOA comprises one or more of identification of a predetermined digital asset that the DPOA applies to, identification of a predetermined type of control decisions that the DPOA applies to, identification of a predetermined authorized action, a predetermined time period and a predetermined triggering condition.
19 . The system of claim 16 , further comprising an interface to a monitoring module, the monitoring module configured to monitor compliance by the grantee to scope of the DPOA.
20 . The system of claim 16 , wherein the power specified by the DPOA comprises one or more of power over a financial account, permission to use a digital object and power over health care treatment of another person.