Insurance enabled hybrid games
View Patent ↗Systems and methods in accordance with embodiments of the invention operate an insurance enabled hybrid game, including: a gambling game providing a game of chance and an entertainment game providing a game of skill, where the insurance enabled hybrid game utilizes a multisession module constructed to: activate an insurance proposition associated with an insurance trigger event in accordance with an insurance activation rule to generate at least one insurance relationship between an insurance safeguard that can be applied in exchange for an insurance fee, and where a challenge is a gameplay event dependent upon player action with a negative outcome of the challenge defined by the insurance safeguard; collect an insurance fee; and apply an insurance safeguard associated with the collected insurance fee by altering insurance enabled hybrid game gameplay in response a negative outcome of a challenge detected by the insurance module that mitigates the negative outcome.
1. An insurance enabled hybrid game, comprising:
a real world engine constructed to provide a randomly generated payout of real world credits from a wager in a gambling game;
an entertainment software engine constructed to execute an entertainment game providing outcomes based upon skillful execution of the entertainment game to earn a payout of game world credits; and
a game world engine constructed to manage the entertainment software engine and communicate gameplay gambling event occurrences based upon skillful execution of the entertainment game that trigger a wager in the gambling game to the gambling game;
wherein the insurance enabled hybrid game utilizes an insurance module constructed to:
activate an insurance proposition associated with an insurance trigger event in accordance with an insurance activation rule to generate at least one insurance relationship between an insurance safeguard that can be applied in response to a negative outcome of a challenge in exchange for an insurance fee, where an insurance relationship can be applied in a player's insurance enabled hybrid game gameplay session in accordance with an insurance proposition rule, and where a challenge is a gameplay event dependent upon player action and the negative outcome is an outcome of the challenge defined by the insurance safeguard;
collect an insurance fee from a player profile accessible during execution of the entertainment game in accordance with the insurance proposition rule; and
apply an insurance safeguard associated with the collected insurance fee in accordance with the insurance proposition rule by altering insurance enabled hybrid game gameplay in response a negative outcome of a challenge detected by the insurance module that mitigates the negative outcome.
2. The insurance enabled hybrid game of claim 1 , wherein the insurance module monitors insurance enabled hybrid game gameplay using the insurance activation rule for the insurance trigger event.
3. The insurance enabled hybrid game of claim 1 , wherein an insurance database is used to store information accessible to the insurance module selected from the group consisting of: insurance trigger events, insurance relationships and insurance proposition rules.
4. The insurance enabled hybrid game of claim 1 , wherein the insurance proposition generates at least one insurance relationship by retrieving at least one insurance relationship from an insurance database utilizing metadata that identifies an insurance trigger event.
5. The insurance enabled hybrid game of claim 1 , wherein the insurance proposition rule requires receipt of an acceptance of an insurance relationship from a user interface associated with the player in order to collect the insurance fee from the player profile.
6. The insurance enabled hybrid game of claim 1 , wherein the insurance proposition rule requires collection of the insurance fee from the player profile in order to apply the insurance safeguard.
7. The insurance enabled hybrid game of claim 1 , wherein an insurance trigger event is a configuration of gameplay resources present in an insurance enabled hybrid game gameplay session associated with a player selected from the group consisting of: real world credits, game world credits and elements, where elements are a limited resource consumed within the entertainment game to advance entertainment game gameplay.
8. The insurance enabled hybrid game of claim 1 , wherein the insurance fee includes an amount of gameplay resources selected from the group consisting of: real world credits, game world credits and elements, where elements are a limited resource consumed within the entertainment game to advance entertainment game gameplay.
9. The insurance enabled hybrid game of claim 1 , wherein the insurance safeguard is a payout of gameplay resources to a player, where the gameplay resources are selected from the group consisting of: real world credits, game world credits and elements, where elements are a limited resource consumed within the entertainment game to advance entertainment game gameplay.
10. The insurance enabled hybrid game of claim 1 , wherein the insurance safeguard rolls back entertainment game gameplay progression to a point prior to the outcome of the challenge.
11. The insurance enabled hybrid game of claim 10 , wherein the insurance safeguard rolls back entertainment game gameplay progression by recording game state data that can be utilized to recreate an entertainment game at a point prior to the outcome of the challenge and restarting the entertainment game configured with the game state data to recreate entertainment game gameplay at the point prior to the outcome of the challenge.
12. The insurance enabled hybrid game of claim 1 , wherein the insurance safeguard advances a player in the entertainment game to a point beyond the challenge.
13. The insurance enabled hybrid game of claim 12 , wherein the insurance safeguard advances a player to a point beyond the challenge by storing game state data that can be utilized to execute an entertainment game at a point past the outcome of the challenge and restarting the entertainment game configured with the game state data to recreate entertainment game gameplay at the point past the challenge.
14. The insurance enabled hybrid game of claim 1 , wherein a player of an insurance enabled hybrid game is an electronic representation of interactions associated with a player profile of the insurance enabled hybrid game.
15. The insurance enabled hybrid game of claim 1 , wherein the insurance module is constructed to execute when utilized by the game world engine.
16. The insurance enabled hybrid game of claim 1 , wherein the insurance module is constructed to execute on an insurance server and communicate with the game world engine via a network.
17. The insurance enabled hybrid game of claim 1 , wherein the insurance module is constructed to execute when utilized by the entertainment software engine.
18. The insurance enabled hybrid game of claim 1 , wherein the insurance module is constructed to execute on an insurance server and communicate with the entertainment software engine via a network.
19. A method of operating an insurance enabled hybrid game, the method comprising:
activating an insurance proposition associated with an insurance trigger event in accordance with an insurance activation rule to generate at least one insurance relationship between an insurance safeguard that can be applied in response to a negative outcome of a challenge in exchange for an insurance fee, where an insurance relationship can be applied in a player's insurance enabled hybrid game gameplay session in accordance with an insurance proposition rule using an insurance module utilized by the insurance enabled hybrid game, where a challenge is a gameplay event dependent upon player action and the negative outcome is an outcome of the challenge defined by the insurance safeguard and wherein the insurance enabled hybrid game comprises:
a game world engine constructed to manage an entertainment software engine and communicate gameplay gambling event occurrences based upon skillful execution of an entertainment game that trigger at least one wager in a gambling game to a gambling game executed by a real world engine;
an entertainment software engine constructed to execute an entertainment game providing outcomes based upon skillful execution of the entertainment game to earn a payout of game world credits; and
a real world engine constructed to provide a randomly generated payout of real world credits from a wager in a gambling game;
collecting an insurance fee from a player profile accessible during execution of the entertainment game in accordance with the insurance proposition rule using the insurance module; and
applying an insurance safeguard associated with the collected insurance fee in accordance with the insurance proposition rule by altering insurance enabled hybrid game gameplay in response a negative outcome of a challenge detected by the insurance module that mitigates the negative outcome.
20. A non-transitory machine readable medium containing processor instructions, where execution of the instructions by a processor causes the processor to perform a process comprising:
activating an insurance proposition associated with detection of an insurance trigger event to generate at least one insurance relationship between an insurance safeguard that is applied in response to detection of a negative outcome from a challenge in exchange for an insurance fee of real world credits, where:
a challenge is a gameplay event within an entertainment game in which outcomes are based upon skillful execution of the entertainment game and the challenge is dependent upon player action within the entertainment game; and
a negative outcome describes an outcome of the challenge defined by the insurance safeguard;
collecting an insurance fee from a player profile accessible during execution of the entertainment game; and
applying an insurance safeguard associated with the collected insurance fee by altering gameplay in response a negative outcome of a challenge that mitigates the negative outcome, machine readable medium containing processor instructions, where execution of the instructions by a processor causes the processor to perform a process comprising:
activating an insurance proposition associated with detection of an insurance trigger event to generate at least one insurance relationship between an insurance safeguard that is applied in response to detection of a negative outcome from a challenge in exchange for an insurance fee of real world credits, where:
a challenge is a gameplay event within an entertainment game in which outcomes are based upon skillful execution of the entertainment game and the challenge is dependent upon player action within the entertainment game; and
a negative outcome describes an outcome of the challenge defined by the insurance safeguard;
collecting an insurance fee from a player profile accessible during execution of the entertainment game; and
applying an insurance safeguard associated with the collected insurance fee by altering gameplay in response a negative outcome of a challenge that mitigates the negative outcome.