IP Library Granted Patent US 9,082,252
Granted Patent B2
US 9,082,252 · App. 14/224,152 · Granted Jul 14, 2015

Automated banking machine that operates responsive to data bearing records

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Quick Facts
Patent No.
US 9,082,252
App. No.
14/224,152
Granted
Jul 14, 2015
Kind
B2
Abstract

An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is able to perform at least one banking operation responsive to account indicia read by the card reader from the card. The banking operations include dispensing cash and accessing financial accounts. In an example embodiment, the machine is operative to produce an audio output including verbal information through a headphone port to a headphone.

Claims (26)

1. A tangible, non-transitory computer readable medium of instructions for execution by a processor associated with an automated banking machine, the automated banking machine comprises a display and an external port, and the instructions when executed are operable to:

cause the display to output a visual output including indicia on a background, which indicia is representative of a plurality of selectable operational options for the automated banking machine;

detect an operative connection of a portable device with the external port;

cause at least a portion of the visual output to change from a relatively lower to higher contrast between at least a portion of the indicia and the background responsive to detecting the operative connection of the portable device with the external port;

output a user prompt through one of a group consisting of the display, the external port, and both the display and the external port, wherein the prompt is indicative that a specified input through an input device associated with the automated banking machine will cause a change in contrast for at least a portion of the visual output; and

cause at least a portion of the visual output to change from a relatively lower to higher visible contrast between the indicia and the background respective to receipt of the specified input.

2. The computer readable medium set forth in claim 1 , wherein the external port is operable to enable a headphone to be releasable connected with the automated banking machine.

3. The computer readable medium set forth in claim 1 , wherein the automated banking machine further comprises an input device, the instructions are further operable to cause at least a portion of the visual output to change from relatively higher to lower visible contrast between indicia and the background responsive to receipt of a predetermined input received by the predetermined input device.

4. The computer readable medium set forth in claim 1 , wherein to cause at least portions of the at least one visible output to change from relatively lower to higher visible contrast, the instructions are operable to cause at least portions of the indicia to change from being substantially not yellow to substantially yellow.

5. The computer readable medium set forth in claim 4 , wherein to cause the at least portions of the at least one visible output to change from relatively lower to higher visible contrast, the at least one computer is operative to cause at least portions of the background that surround at least portions of the indicia, to change from being substantially not black to substantially black.

6. The computer readable medium set forth in claim 1 , the instructions for causing at least a portions of visual output to change from relatively lower to higher visible contrast are operable to cause the indicia to change from substantially black to substantially yellow.

7. The computer readable medium set forth in claim 1 , the instructions are further operable to cause the at least portions of the at least one visual output through the display to change from relatively higher to lower visual contrast between at least portions of the indicia and the background responsive at least in part to detection of operative disconnection of the portable device from the external port.

8. The computer readable medium set forth in claim 7 , the instructions to cause at least a portion of the at least one visual output to change from relatively higher to lower visible contrast are operable to cause the portions of the indicia to change from substantially yellow to substantially not yellow.

9. The computer readable medium set forth in claim 8 , the instructions to the least portion of the visual output to change from relatively higher to lower visible contrast are operable to cause at least portions of the background that surround the at least portions of the indicia to change from being substantially black to substantially not black.

10. The computer readable medium set forth in claim 1 , the instructions to cause at least a portion of the at least one visual output to change from relatively higher to lower visible contrast are operable to cause the portions of the indicia to change from substantially yellow to substantially black.

11. The computer readable medium set forth in claim 1 , wherein the automated banking machine further comprises an input device, the instructions are further operable to cause the display to not output visible information associated with a financial transaction, and concurrently to cause the external port to provide signals usable to produce audible outputs through the portable device which include verbal information associated with the financial transaction responsive at least in part to receipt a first predefined input through the input device.

12. The computer readable medium set forth in claim 11 , the instructions are further operable to cause the display to output a message indicative that information not being shown through the display may be outputted through the display by providing a second predefined input through the input device responsive at least in part to receipt of the first predefined input.

13. The computer readable medium set forth in claim 12 , the instructions are further operable to cause the display to output visible information associated with the financial transaction, and concurrently to cause the external port to provide signals usable to produce audible outputs through the portable speaker device which include verbal information associated with the financial transaction responsive at least in part to receipt of the second predefined input.

14. The computer readable medium set forth in claim 1 , wherein to cause the at least portions of the at least one visible output to change from relatively lower to higher visible contrast, the instructions are operable to cause at least portions of the indicia to have a larger relative size.

15. The computer readable medium set forth in claim 1 , wherein the automated banking machine further comprises a data store that includes data indicative of relative locations of user accessible portions of a plurality of hardware devices associated with the automated banking machine, the instructions are further operable to:

acquire from the data store, data indicative of a location of a user accessible portion of at least one of the hardware devices of the automated banking machine;

configure the external port to provide signals usable to produce audio outputs through the portable device including verbal information that conveys the location of the user accessible portion of the at least one hardware device to a user using the automated banking machine responsive at least in part to the acquired data.

16. The computer readable medium set forth in claim 1 , wherein the automated banking machine further comprises an input device, the instructions are further operable to:

cause at least one first audio output signal corresponding verbal instructions to be outputted through the external port; and

to cause at least one second audio output signal to be outputted through the external port, wherein the at least one second audio output signal corresponds to a repeat of at least portions of verbal instructions responsive to an input received through the input device.

17. The computer readable medium set forth in claim 16 , wherein the at least one second audio output signal corresponds to a repeat of a predetermined time amount of an ending portion of the verbal instructions.

Assignments (23)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
NUNC PRO TUNC ASSIGNMENT Recorded Dec 6, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069532/0253 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →