METHOD AND SYSTEM FOR OFFERING MERCHANT SERVICES AND INFORMATION THROUGH A COMMON INTERFACE

1 . A method for providing information and services to a user device, the method comprising:

receiving, by an interactive business card server of a service provider, information from each of a plurality of business entities via an application programming interface (API);

receiving a first set of information associated with a user device from a service provider application installed on the user device and registered with the service provider;

determining that the user device is in geographic proximity of one of the plurality of business entities based on the information received; and

sending an interactive business card including at least some of the information associated with the one of the plurality of business entities in a format that can be displayed by the service provider application.

2 . The method of claim 1 , wherein service provider is a Voice over Internet Protocol (VoIP) service provider and wherein the service provider application is a VoIP telecommunication application.

3 . The method of claim 1 , wherein the first set of information received includes user account information to authenticate a user account to access services of the service provider, and geolocation information associated with the user device.

4 . The method of claim 3 , wherein prior to determining that the user device is in geographic proximity of one of the plurality of business entities, the method further comprises:

authenticating the user account associated with the service provider.

5 . The method of claim 3 , wherein determining that the user device is in geographic proximity of one of the plurality of business entities is based on the geolocation information received.

6 . The method of claim 5 , wherein geographic proximity is determined using geo-fencing.

7 . The method of claim 1 , wherein the first set of information further includes a unique identifier of a wireless access point associated with the one of the plurality of business entities, and wherein determining that the user device is in geographic proximity of the one of the plurality of business entities includes looking up business entity information associated with the unique identifier of the wireless access point.

8 . The method of claim 1 , wherein the interactive business card comprises one or more offerings by the business entity including at least one of restaurant menu offerings, service offerings, food offerings, promotions, contact information, and loyalty program offerings.

9 . The method of claim 8 , further comprising:

receiving a selection of at least one offering; and

receiving payment information associated with the at least one offering selected.

10 . The method of claim 9 , further comprising:

notifying the business entity and the user device that payment has been successfully completed.

11 . The method of claim 1 , further comprising:

receiving a second set of information from the service provider application disposed on the user device;

determining that the user device is in geographic proximity of a second one of the plurality of business entities based on the information received;

generating an interactive business card based on the information associated with the second one of the plurality of business entities; and

sending the interactive business card to the user device in a format that can be displayed by the service provider application.

12 . A method for receiving information and service associated with one or more business entities, the method comprising:

establishing, via a first user device, a wireless connection with a network access point associated with a first business entity;

sending, by a service provider application installed on the first user device, user identification information and geolocation information to a remote server via the wireless connection;

receiving, by the service provider application, an interactive business card including information or services associated with the first business entity; and

displaying, using the service provider application, the interactive business card received.

13 . The method of claim 12 , further comprising:

sending a notification to each of a plurality of affiliate user devices indicating that a user of the first user device is located in geographic proximity of the first business entity.

14 . The method of claim 12 , wherein the interactive business card includes at least one of a voice call option to call the first business entity, a text chat communication option to send a text to the first business entity, or video communication option to begin a video session with the first business entity.

15 . The method of claim 14 , wherein selection of the voice call option initiates a voice over internet protocol (VoIP) call to a telephone number associated with the business entity.

16 . The method of claim 12 , wherein the interactive business card is stored on the user device.

17 . The method of claim 12 , further comprising:

sending the received interactive business card to one or more user devices.

18 . The method of claim 12 , wherein the interactive business card comprises at least one of restaurant menu offerings, food offerings, promotions, contact information, and loyalty offerings.

19 . A system for providing information and services to a user device, comprising:

an interactive business card application programming interface (API) configured to receive information from each of a plurality of business entities; and

an interactive business card generation module configured to:

receive a first set of information associated with a user device from a service provider application installed on the user device and registered with a service provider;

determine that the user device is in geographic proximity of one of the plurality of business entities based on the information received; and

send an interactive business card including at least some of the information associated with the one of the plurality of business entities in a format that can be displayed by the service provider application.

20 . The system of claim 19 , further comprising:

an authentication module configured to authenticate user accounts and grant access to services of a service provider.