IP Library Granted Patent US 10,262,360
Granted Patent B2
US 10,262,360 · App. 14/291,553 · Granted Apr 16, 2019

Deposit visualization

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Quick Facts
Patent No.
US 10,262,360
App. No.
14/291,553
Granted
Apr 16, 2019
Kind
B2
Abstract

A multiple banknote and/or check deposit transaction at a Self-Service Terminal (SST) permits visual customer feedback during the transaction for depicting categories and denominations associated with the transaction. Moreover, an interface rendered with the visual customer feedback permits the customer to review, edit, accept, or abort the transaction.

Claims (22)

1. A method, comprising:

receiving, by a deposit module of an Automated Teller Machine (ATM), a deposit transaction that includes currency issued from multiple different governments and checks, wherein the receiving further includes processing the deposit transaction from a stack of the currency with no order that separates the currency by a specific issuing government or by check;

obtaining, from the deposit module, an item breakdown for the deposit transaction having multiple different items of currency, each item of currency for the item breakdown identifying a denomination when that item is cash, whether that item is a check, and an issuing government for that item; and

presenting, by a display manager, the item breakdown received from the deposit module, wherein presenting further includes presenting the item breakdown in a graphical format within a rendered screen on a display during the deposit transaction, and wherein the presenting further includes providing interactive options accessible from the rendered screen for at least: continuing with the deposit transaction at the ATM, editing particular checks, depositing additional items; returning all of the checks provided with deposited items, requesting assistance, returning any customer-bankcard, and returning back to a previously rendered screen that preceded the rendered screen;

confirming a total amount for the deposit transaction; and providing at least one interactive option permitting a graphical image of a stack of the checks to be swiped through for individually viewing and verifying each deposited check associated with the deposit transaction.

2. The method of claim 1 , wherein the presenting further includes pictorially distinguishing within the graphical format each denomination associated with the item breakdown along with a label identifying a total number for each denomination.

3. The method of claim 2 , wherein the pictorially distinguishing further includes presenting each denomination as an image of a currency stack scaled for that denomination's total number being deposited with the deposit transaction.

4. The method of claim 1 , wherein the presenting further includes pictorially distinguishing within the graphical format each item of the currency along with a label identifying a total number for that item.

5. The method of claim 1 , wherein the presenting further includes presenting a label identifying a total value associated with the deposit transaction within the graphical format.

6. The method of claim 1 further comprising, providing the graphical format as an interactive interface, wherein the display is a touchscreen display.

7. The method of claim 6 , wherein the providing further includes providing visual zoom features within the interactive interface.

8. A method, comprising:

rendering a screen on a display of an Automated Teller Machine (ATM), wherein the screen has a pictorial representation that depicts an item breakdown for a deposit transaction associated with a deposit having multiple items of currency being deposited for multiple issuing governments and checks, and wherein the rendering further includes receiving the item breakdown from a deposit module interfaced to the ATM, the deposit module processing the multiple items of currency from a deposited stack of currency having no order that separated out specific issuing governments or the checks; and

providing an interface associated with the pictorial representation to perform the deposit transaction at the ATM through interactive actions identified by the interface, wherein at least one interactive action permitting a stack of the checks to be swiped through for individually viewing and verifying each deposited check associated with the deposit transaction, and wherein providing further includes providing the interface with interactive options that at least include: editing any of the deposited checks, adding additional items to the deposit transaction, returning all of the deposited checks, and confirming a total for the deposit transaction, requesting assistance, returning any customer-bankcard, and returning back to a previously rendered screen a current rendered screen associated with the interactive options.

9. The method of claim 8 , wherein the providing further includes providing an assistance option within the interface to obtain real-time assistance with the deposit transaction.

10. A self-service terminal (SST), comprising:

a display;

at least one processor

a deposit module; and

a visual display manager configured and adapted to: i) execute on the at least one processor of the SST, ii) render a screen on the display representing a pictorial representation for an item breakdown of a deposit transaction having multiple items of currency, wherein the multiple items of currency are issued by different issuing governments and include checks, and wherein the deposit module of the SST receives a stack of the multiple items for processing in no order that separates the items into specific issuing governments or the checks, and wherein the visual display manager obtains the item breakdown from the deposit module once the deposit module has processed the stack, and iii) provide an interface associated with the pictorial representation to conduct the deposit transaction, having at least one interface option permitting a stack of the checks to be swiped through on the display for individually viewing and verifying each deposited check associated with the deposit transaction, and provided with the interface interactive options for at least: editing any of the checks, depositing more items with the deposit transaction, returning all deposited checks, and confirming a total for the deposit transaction, requesting assistance, returning any customer-bankcard, and returning back to a previously rendered screen that preceded a current rendered screen associated with the interface interactive options.

11. The SST of claim 10 , wherein the deposit transaction includes one or more of: multiple different denominations of banknotes and multiple checks.

12. The SST of claim 11 , wherein the pictorial representation includes a pictorial stack representing each denomination along with a label depicting a quantity for that denomination.

Assignments (9)
CORRECTIVE ASSIGNMENT TO CORRECT THE THE PROPERTIES SECTION BY INCLUDING IT WITH TEN PREVIOUSLY OMITTED PROPERTY NUMBERS PREVIOUSLY RECORDED ON REEL 65346 FRAME 367. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Aug 13, 2025
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 072445/0072 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 30, 2024
From: NCR VOYIX CORPORATION
To: NCR ATLEOS CORPORATION
Reel/Frame 067590/0109 →
CHANGE OF NAME Recorded May 30, 2024
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 067578/0417 →
CORRECTIVE ASSIGNMENT TO CORRECT THE DOCUMENT DATE AND REMOVE THE OATH/DECLARATION (37 CFR 1.63) PREVIOUSLY RECORDED AT REEL: 065331 FRAME: 0297. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Oct 31, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065627/0332 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0367 →
RELEASE OF PATENT SECURITY INTEREST Recorded Oct 25, 2023
From: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
To: NCR VOYIX CORPORATION
Reel/Frame 065346/0531 →
SECURITY INTEREST Recorded Oct 24, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065331/0297 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 3, 2016
From: MCKENNA, MICHAEL; GLENCROSS, STEPHEN
To: NCR CORPORATION
Reel/Frame 038443/0001 →
SECURITY AGREEMENT Recorded Apr 18, 2016
From: NCR CORPORATION; NCR INTERNATIONAL, INC.
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 038646/0001 →
Cited By (1)
US 12,380,494