IP Library Granted Patent US 9,214,046
Granted Patent B2
US 9,214,046 · App. 14/321,369 · Granted Dec 15, 2015

Banking system operated responsive to data bearing records

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Quick Facts
Patent No.
US 9,214,046
App. No.
14/321,369
Granted
Dec 15, 2015
Kind
B2
Abstract

An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.

Claims (44)

1. A non-transitory, tangible computer readable medium with instructions stored thereon for execution by a processor, and when executed operable to:

obtain data representative of a sheet texture characteristic for a plurality of sheets from a sensor;

determine from the data representative of the sheet characteristic a level of sheet texture vibration for a first sheet of the plurality of sheets;

compare the level of sheet texture vibration for the first sheet to a predetermined level of vibration; and

determine based at least partly on the comparison, that the first sheet is a currency note responsive at least in part to determining the level of vibration of the first sheet is at least the predetermined level of vibration.

2. The computer readable medium according to claim 1 , the instructions are further operable to:

determine from the data representative of the sheet characteristic a level of sheet texture vibration for a second sheet of the plurality of sheets;

compare the level of sheet texture vibration for the second sheet to the predetermined level of vibration;

determine based at least partly on the comparison, that the second sheet is a financial check responsive at least in part to determining the level of vibration of the second sheet below the predetermined level of vibration.

3. The computer readable medium of instructions according to claim 2 , the instructions are further operable to cause the first sheet to be routed to a currency note sensor responsive to determining the first sheet is a currency note.

4. The computer readable medium of instructions according to claim 3 , the instructions are further operable to cause the second sheet to be routed to a check sensor responsive to determining the second sheet is a financial check.

5. A non-transitory, tangible computer readable medium with instructions stored thereon for execution by a processor, and when executed operable to:

obtain data representative of a sheet texture characteristic for a plurality of sheets from a sensor;

determine from the data representative of a sheet texture characteristic an amount of changes in sheet texture for the plurality of sheets along a predetermined length of a first sheet;

compare the amount of changes for the plurality of sheets to a predetermined amount;

determine a first sheet of the plurality of sheets is a currency note responsive at least in part to the amount of changes along the predetermined length of the sheet being at least the predetermined amount; and

determine that a second of the plurality of sheets is a cheek responsive at least in part to the amount of changes along the predetermined length being less than the predetermined amount.

6. The computer readable medium of instructions according to claim 5 , the instructions are further operable to cause the first sheet to be routed to a currency note sensor responsive to determining the first sheet is a currency note.

7. The computer readable medium of instructions according to claim 6 , the instructions are further operable to cause the second sheet to be routed to a check sensor responsive to determining the second sheet is a financial check.

8. A non-transitory, tangible computer readable medium with instructions stored thereon for execution by a processor, and when executed operable to:

obtain data representative of a sheet texture characteristic for a plurality of sheets from a sensor;

determine a sheet surface topography for the plurality of sheets based at least in part on the data representative of a sheet texture characteristic of the first sheet;

compare the sheet surface topography of the sheets to a predetermined surface topography;

determine based at least part on the comparison with the predetermined surface topography that a first sheet of the plurality of sheets corresponds to a currency note; and

determine based at least in part on the comparison with the predetermined topography that a second of the plurality of sheets corresponds to a check.

9. The computer readable medium of instructions according to claim 8 , the instructions are further operable to:

cause the first sheet to be routed to a currency note sensor responsive to determining the first sheet is a currency note; and

cause the second sheet to be routed to a check sensor responsive at least in part to determining that the second sheet is a financial check.

10. A non-transitory, tangible computer readable medium with instructions stored thereon for execution by a processor, and when executed operable to:

obtain data representative of an image for a plurality of sheets a sensor;

determine an amount of visual indicia for sheets belonging to the plurality of sheets;

compare the data representative of a visual indicia for the sheets with a predetermined amount of visual indicial;

determine that a first sheet of the plurality of sheets is a currency note based at least in part on determining the visual indicia of the first sheet is at least the predetermined amount; and

determine that a second of the plurality of sheets is a financial check based at least in part on determining that the indicia of the second sheet is less than the predetermined amount.

11. The computer readable medium of instructions according to claim 10 , the instructions are further operable to cause the first sheet to be routed to a currency note sensor responsive to determining the first sheet is a currency note.

12. The computer readable medium of instructions according to claim 11 , the instructions are further operable to cause the second sheet to be routed to a check sensor responsive to determining the second sheet is a financial check.

13. A non-transitory, tangible computer readable medium with instructions stored thereon for execution by a processor, and when executed operable to:

obtain data representative of a visual indicia on a first side of sheets of a plurality of sheets;

obtain data representative of a visual indicial on a second side of sheets of the plurality of sheets;

compare an amount of visual indicia on a first side sheets of the plurality of sheets with the second side of the sheet;

determine that a first sheet of the plurality of sheets is a currency note based at least in part on the comparison of the amount of visual indicia of the first side of the first sheet with the amount of visual indicia on the second side of the first sheet; and

determine that a second sheet of the plurality of sheets is a check based at least in part on the comparison of the amount of visual indicia of the first side of the second sheet with the amount of visual indicia on the second side of the second sheet.

14. The computer readable medium of instructions according to claim 13 , the instructions are further operable to cause the first sheet to be routed to a currency note sensor responsive to determining the first sheet is a currency note.

15. The computer readable medium of instructions according to claim 14 , the instructions are further operable to cause the second sheet to be routed to a check sensor responsive to determining the second sheet is a financial check.

Assignments (23)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
NUNC PRO TUNC ASSIGNMENT Recorded Dec 6, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069532/0253 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →