Granted Patent B2

US 9,501,706 · App. 14/329,637 · Granted Nov 22, 2016

Abstract

Claims (29)

1. A method comprising:

providing a base comprising a lip along an edge of the base extending substantially orthogonally from the base, wherein the lip comprises a magnetic ink character recognition (MICR) reader;

providing an arm extending substantially orthogonally from the base;

providing a platform for supporting a mobile computing device by the arm, wherein the platform comprises a connector for a mobile computing device;

capturing, by a camera mounted to the platform and in communication with the mobile computing device, an image of a transaction document positioned adjacent to the platform;

transmitting, by the mobile computing device, the captured image for processing magnetic ink character recognition (MICR) information from the captured image of the transaction document by a banking institution computing device;

receiving, by the mobile computing device, a verification from the banking institution device of the MICR information from the captured image of the transaction document.

2. The method of claim 1 , wherein capturing the image of the transaction document includes capturing one or more portions of the transaction document.

3. The method of claim 1 , wherein the MICR information includes at least one of information from a check, a document type indicator, a barcode, a bank account number, a check number, or a bank identification number.

4. The method of claim 1 , wherein capturing the image of the transaction document may further include converting the captured image into editable and searchable data.

5. The method of claim 1 , wherein transmitting the captured image may include at least one of transmitting the captured image through a wired connection, a wireless connection, or an optical connection.

6. The method of claim 1 , wherein the mobile computing device is at least one of a tablet, a smartphone, a wearable device, a handheld device, or a mobile point-of-sale (POS) device.

7. The method of claim 1 , wherein the verification includes a detection of the MICR codes contained within the transaction document.

8. A system comprising:

a base comprising a lip along an edge of the base extending substantially orthogonally from the base, wherein the lip comprises a magnetic ink character recognition (MICR) reader;

an arm extending substantially orthogonally from the base;

a platform for supporting a computing device by the arm, wherein the platform comprises a connector for the computing device;

a camera mounted to the platform;

at least one memory storing computer-executable instructions; and

at least one processor, wherein the at least one processor is configured to access the at least one memory and to execute the computer-executable instructions to:

capture an image of a transaction document via the camera, wherein the transaction document is positioned adjacent to the platform;

transmit the captured image for processing magnetic ink character recognition (MICR) information from the captured image of the transaction document by a banking institution computing device; and

receive a verification from the banking institution device of the MICR information from the captured image of the transaction document.

9. The system of claim 8 , wherein the computer-executable instructions to capture the image of the transaction document includes computer-executable instructions to capture one or more portions of the transaction document.

10. The system of claim 8 , wherein the MICR information includes at least one of information from a check, a document type indicator, a barcode, a bank account number, a check number, or a bank identification number.

11. The system of claim 8 , wherein the computing device is at least one of a tablet, a smartphone, a wearable device, a handheld device, or a mobile point-of-sale (POS) device.

12. The system of claim 8 , wherein the computer-executable instructions to capture the image of the transaction document further includes computer-executable instructions to convert the captured image into editable and searchable data.

13. The system of claim 8 , wherein the computer-executable instructions to transmit the captured image includes computer-executable instructions to transmit the captured image through a wired connection, a wireless connection, or an optical connection.

14. The system of claim 8 , wherein the verification includes a detection of the MICR codes contained within the transaction document.

Assignments (8)