IP Library Granted Patent US 9,275,525
Granted Patent B2
US 9,275,525 · App. 14/564,736 · Granted Mar 1, 2016

Automated banking machine that operates responsive to data bearing records

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Quick Facts
Patent No.
US 9,275,525
App. No.
14/564,736
Granted
Mar 1, 2016
Kind
B2
Abstract

An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data read from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.

Claims (52)

1. A tangible, non-transitory computer readable medium of execution comprising instructions encoded thereon for execution by a processor, and when executed operable to:

operate a scanner to emit a color of light selected from a plurality of light sources consisting of at least three different colors of light;

acquire from a plurality of sensors arranged as a row, data representative of pixel data that is representative of levels of intensity of light reflected from the respective;

operating the scanner to acquire an electronic image of a document comprising scan lines representing pixel data acquired from the plurality of sensors as the document moves relative to the plurality of sensors, wherein the electronic image acquired comprises a plurality of respective parallel scan lines,

wherein the sensors sense two of the at least three different colors of light per pixel,

wherein the scanner in acquiring the pixel data for a respective scan line, uses two of the at least three different colors of light to sequently illuminate the respective strip, resulting in nonuse of at least one of the at least three different colors of light in illuminating the respective strip,

wherein at least one set of three sequentially adjacent scan lines includes:

a first scan line comprising pixel data acquired during illumination of a first one and a second one of the at least three different color of light sources,

a second scan line comprising pixel data acquired during illumination of the second one and a third one of the at least three different color of light sources, and

a third scan line composing pixel data acquired during illumination of the third one and the first one of the at least three different color of light sources.

2. The tangible, non-transitory computer readable medium of claim 1 , the instructions are further operable to generate a reconstructed electronic image of the document;

wherein for each respective scan line corresponding to a respective strip, the reconstructed electronic image includes the acquired pixel data and additional pixel data interpolated using at least one adjacent scan line adjacent to the respective scan line; and

wherein the additional pixel data is representative of a sensed intensity of light reflected from at least one adjacent strip adjacent to the respective strip, for at least one of the colors not used in illuminating the respective strip.

3. The tangible, non-transitory computer readable medium of claim 2 , the instructions are further operable to interpolate the additional pixel data, responsive at least in part to relative proximity of the at least one adjacent scan line to the respective scan line.

4. The tangible, non-transitory computer readable medium of claim 1 , wherein the light sources include a red LED, a green LED, and a blue LED.

5. The tangible, non-transitory computer readable medium of claim 1 , the instructions further operable to obtain data indicating a check acceptor is receiving a check;

wherein the scanner is operated to acquire an electronic image of a check received by the check acceptor.

6. The tangible, non-transitory computer readable medium of claim 1 , wherein an automated transaction machine includes the scanner;

wherein the machine includes at least one reader operable to read machine user data usable to identify a financial account with which a transaction can be carried out through use of the machine;

wherein the machine includes a check acceptor operable to receive checks from machine users;

wherein the instructions are operable to operate the scanner to acquire an electronic image of a check received by the check acceptor.

7. The tangible, non-transitory computer readable medium of claim 6 , wherein the instructions are further operable to credit an account with an amount corresponding to the check received by the check acceptor.

8. The tangible, non-transitory computer readable medium of claim 6 ,

wherein the machine includes a cash dispenser;

wherein the machine is operable to cause the cash dispenser to dispense cash in exchange for a check received by the check acceptor.

9. Apparatus comprising:

a scanner,

wherein the scanner includes at least three different colored light sources;

wherein the at least one scanner includes a plurality of sensors arranged in a row,

wherein the scanner includes a processor coupled with the at least three different colored light sources and the plurality of sensors,

wherein the scanner includes a computer readable medium of instructions coupled with the processor that when executed by the processor causes the processor to:

acquire pixel data representative of light intensity from the plurality of sensors,

acquire an electric image of a document as the document moves relative to the row of sensors,

wherein the electronic image comprises a plurality of respective parallel scan lines corresponding to respective strips of the document

wherein respective scan lines include a plurality of pixel data representative of levels of intensity of light reflected from the respective strip and sensed by the sensors for two of the at least three different colors of light per pixel,

wherein the processor in acquiring the pixel data for a respective scan line, causes two of the at least three different colors to sequently illuminate the respective scan line, resulting in non use of at least one of the at least three different colors in illuminating the respective scan line,

wherein is operable to illuminate the at least three light sources so that at least one set of three sequentially adjacent scan lines includes:

a first scan line comprising pixel data acquired during illumination of a first one and a second one of the at least three different light sources,

a second scan line comprising pixel data acquired during illumination of the second one and a third one of the at least three different light sources, and

a third scan line composing pixel data acquired during illumination of the third one and the first one of the at least three different light sources.

10. The apparatus according to claim 9 ,

wherein the processor is operable to generate a reconstructed electronic image of the document from the electronic image of the document;

wherein for each respective scan line corresponding to a respective strip, the reconstructed electronic image includes the acquired pixel data and additional pixel data interpolated using at least one adjacent scan line adjacent to the respective scan line; and

wherein the additional pixel data is representative of a sensed intensity of light reflected from at least one adjacent strip adjacent to the respective strip, for at least one of the colors not used in illuminating the respective strip.

11. The apparatus according to claim 10 , wherein the processor is operable to interpolate the additional pixel data responsive at least in part to the relative proximity of the at least one adjacent scan line to the respective scan line.

12. The apparatus according to claim 9 and further comprising an automated transaction machine, wherein the machine includes the scanner, wherein the at least one scanner is operable to acquire an electronic image at least one side of a document that comprises a check,

wherein the machine includes at least one reader operable to read machine user data usable to identify a financial account with which a transaction can be carried out through use of the machine;

wherein the machine includes a check acceptor operable to receive checks from machine users;

wherein the machine includes a cash dispenser;

wherein the machine is operable to cause the cash dispenser to dispense cash in exchange for a check received by the check acceptor;

wherein the scanner is operable to acquire an electronic image of the check received by the check acceptor.

13. The apparatus according to claim 9 , wherein the light sources include a red LED, a green LED, and a blue LED.

Assignments (23)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
NUNC PRO TUNC ASSIGNMENT Recorded Dec 6, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069532/0253 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →