Patent Application
Utility
Small
App. No. 14/577,866
· Confirmation No. 8301
USING PSYCHOMETRIC ANALYSIS FOR DETERMINING CREDIT RISK
Applicant:
Payoff, Inc.
Abandoned -- After Examiner's Answer or Board of Appeals Decision
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⬇ PDF
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Code | Description | Pages | ||
|---|---|---|---|---|---|
| 2025-04-28 | ABN |
Abandonment | 2 | View | |
| 2025-02-10 | OA.POSTCARD |
A courtesy postcard sent by USPTO to users who opt-in for e-Office Action | 1 | View | |
| 2025-02-03 | APDA |
Patent Board Decision - Examiner Affirmed | 24 | View | |
| 2024-01-19 | AP_DK_M |
Appeal Docketing Notice | 2 | View | |
| 2023-12-08 | N417.PYMT |
Electronic Fee Payment | 2 | View | |
| 2023-12-08 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2023-12-08 | WFEE.APPEAL |
Certification and Transmittal of Appeal Forwarding Fee | 2 | View | |
| 2023-11-15 | APEA |
Examiner's Answer to Appeal Brief | 6 | View | |
| 2023-05-06 | AP.B |
Appeal Brief Filed | 34 | View | |
| 2023-05-06 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2023-04-05 | XT/ |
Extension of Time | 2 | View | |
| 2023-04-05 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2023-04-05 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2023-03-05 | XT/ |
Extension of Time | 2 | View | |
| 2023-03-05 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2023-03-05 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2023-02-06 | XT/ |
Extension of Time | 2 | View | |
| 2023-02-06 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2023-02-06 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2022-12-06 | N/AP |
Notice of Appeal Filed | 2 | View | |
| 2022-12-06 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2022-12-06 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2022-06-06 | CTFR |
Final Rejection | 10 | View | |
| 2022-06-06 | 892 |
List of references cited by examiner | 1 | View | |
| 2022-06-06 | FWCLM |
Index of Claims | 1 | View | |
| 2022-06-06 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2022-06-06 | SRNT |
Examiner's search strategy and results | 8 | View | |
| 2022-04-15 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2022-04-15 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2022-04-15 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2022-04-15 | REM |
Applicant Arguments/Remarks Made in an Amendment | 7 | View | |
| 2022-04-15 | CLM |
Claims | 9 | View | |
| 2022-04-15 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2021-10-15 | CTNF |
Non-Final Rejection | 7 | View | |
| 2021-10-15 | 892 |
List of references cited by examiner | 1 | View | |
| 2021-10-15 | FWCLM |
Index of Claims | 1 | View | |
| 2021-10-15 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2021-10-15 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2021-03-02 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2021-03-02 | RCEX |
Request for Continued Examination (RCE) | 3 | View | |
| 2021-03-02 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2021-03-02 | TRAN.LET |
Transmittal Letter | 1 | View | |
| 2021-03-02 | SCORE |
Placeholder sheet indicating presence of supplemental content in Supplemental Complex Repository for Examiners(SCORE) | 1 | View | |
| 2021-03-02 | RCEX |
Request for Continued Examination (RCE) | 3 | View | |
| 2021-03-02 | AMSB |
Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) | 1 | View | |
| 2021-03-02 | SPEC |
Specification | 2 | View | |
| 2021-03-02 | CLM |
Claims | 9 | View | |
| 2021-03-02 | REM |
Applicant Arguments/Remarks Made in an Amendment | 10 | View | |
| 2021-03-02 | DRW.NONBW |
Drawings-other than black and white line drawings | 4 | View | |
| 2021-03-02 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2021-03-02 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2021-03-02 | DRW.SUPP |
Drawings-black and white line and/or other drawings | — | View | |
| 2020-08-31 | CTFR |
Final Rejection | 9 | View | |
| 2020-08-31 | 892 |
List of references cited by examiner | 1 | View | |
| 2020-08-31 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2020-08-31 | FWCLM |
Index of Claims | 1 | View | |
| 2020-08-31 | SRNT |
Examiner's search strategy and results | 3 | View | |
| 2020-07-07 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2020-07-07 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2020-07-07 | CLM |
Claims | 9 | View | |
| 2020-07-07 | REM |
Applicant Arguments/Remarks Made in an Amendment | 14 | View | |
| 2020-07-07 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2020-07-07 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2020-03-04 | CTNF |
Non-Final Rejection | 8 | View | |
| 2020-03-04 | 892 |
List of references cited by examiner | 1 | View | |
| 2020-03-04 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2020-03-04 | FWCLM |
Index of Claims | 1 | View | |
| 2020-03-04 | 1449 |
List of References cited by applicant and considered by examiner | 4 | View | |
| 2020-03-04 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2019-12-15 | SA.. |
Supplemental Response or Supplemental Amendment | 1 | View | |
| 2019-12-15 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-12-15 | INTRVIEW.APP |
Applicant summary of interview with examiner | 6 | View | |
| 2019-12-15 | REM |
Applicant Arguments/Remarks Made in an Amendment | 3 | View | |
| 2019-12-15 | CLM |
Claims | 9 | View | |
| 2019-12-15 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2019-11-20 | ECOMM.AUTH |
Internet Communications Authorization | 1 | View | |
| 2019-11-20 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-11-07 | M865 |
Letter Requesting Interview with Examiner | 1 | View | |
| 2019-11-07 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-09-25 | N570 |
Communication - Re: Power of Attorney (PTOL-308) | 1 | View | |
| 2019-09-25 | N570 |
Communication - Re: Power of Attorney (PTOL-308) | 1 | View | |
| 2019-09-23 | RCEX |
Request for Continued Examination (RCE) | 3 | View | |
| 2019-09-23 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2019-09-23 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-09-23 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2019-09-19 | PA.. |
Power of Attorney | 4 | View | |
| 2019-09-19 | R3.73 |
Assignee showing of ownership per 37 CFR 3.73 | 3 | View | |
| 2019-09-19 | LET. |
Miscellaneous Incoming Letter | 1 | View | |
| 2019-09-19 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-09-17 | CTAV |
Advisory Action (PTOL-303) | 2 | View | |
| 2019-09-17 | EXIN |
Examiner Interview Summary Record (PTOL - 413) | 2 | View | |
| 2019-09-17 | A.NE.AFCP.D |
After Final Consideration Program Decision | 1 | View | |
| 2019-09-17 | IMIS |
Miscellaneous Internal Document | 7 | View | |
| 2019-08-23 | A.NE.AFCP |
After Final Consideration Program Request | 2 | View | |
| 2019-08-23 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-08-23 | AMSB |
Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) | 1 | View | |
| 2019-08-23 | CLM |
Claims | 7 | View | |
| 2019-08-23 | REM |
Applicant Arguments/Remarks Made in an Amendment | 10 | View | |
| 2019-08-23 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2019-06-27 | IDS |
Information Disclosure Statement (IDS) Form (SB08) | 4 | View | |
| 2019-06-27 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2019-06-27 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2019-06-27 | TRAN.LET |
Transmittal Letter | 1 | View | |
| 2019-05-23 | CTFR |
Final Rejection | 7 | View | |
| 2019-05-23 | 892 |
List of references cited by examiner | 1 | View | |
| 2019-05-23 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2019-05-23 | FWCLM |
Index of Claims | 1 | View | |
| 2019-05-23 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2019-05-23 | 1449 |
List of References cited by applicant and considered by examiner | 4 | View | |
| 2019-02-14 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2019-02-14 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2019-02-14 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-02-14 | REM |
Applicant Arguments/Remarks Made in an Amendment | 15 | View | |
| 2019-02-14 | CLM |
Claims | 7 | View | |
| 2018-12-10 | IDS |
Information Disclosure Statement (IDS) Form (SB08) | 4 | View | |
| 2018-12-10 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2018-12-10 | TRAN.LET |
Transmittal Letter | 1 | View | |
| 2018-11-15 | CTNF |
Non-Final Rejection | 12 | View | |
| 2018-11-15 | 892 |
List of references cited by examiner | 1 | View | |
| 2018-11-15 | FWCLM |
Index of Claims | 1 | View | |
| 2018-11-15 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2018-11-15 | SRNT |
Examiner's search strategy and results | 2 | View | |
| 2018-10-04 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2018-10-04 | RCEX |
Request for Continued Examination (RCE) | 3 | View | |
| 2018-10-04 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2018-10-04 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2018-10-04 | AMSB |
Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) | 1 | View | |
| 2018-10-04 | CLM |
Claims | 7 | View | |
| 2018-10-04 | REM |
Applicant Arguments/Remarks Made in an Amendment | 15 | View | |
| 2018-09-21 | CTAV |
Advisory Action (PTOL-303) | 2 | View | |
| 2018-09-21 | EXIN |
Examiner Interview Summary Record (PTOL - 413) | 2 | View | |
| 2018-09-21 | A.NE.AFCP.D |
After Final Consideration Program Decision | 1 | View | |
| 2018-09-21 | IMIS |
Miscellaneous Internal Document | 7 | View | |
| 2018-09-04 | A.NE.AFCP |
After Final Consideration Program Request | 2 | View | |
| 2018-09-04 | A.NE |
Response After Final Action | 1 | View | |
| 2018-09-04 | CLM |
Claims | 7 | View | |
| 2018-09-04 | REM |
Applicant Arguments/Remarks Made in an Amendment | 14 | View | |
| 2018-09-04 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2018-09-04 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2018-09-04 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2018-05-04 | CTFR |
Final Rejection | 15 | View | |
| 2018-05-04 | 892 |
List of references cited by examiner | 1 | View | |
| 2018-05-04 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2018-05-04 | FWCLM |
Index of Claims | 1 | View | |
| 2018-05-04 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2018-05-04 | 1449 |
List of References cited by applicant and considered by examiner | 3 | View | |
| 2018-03-19 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2018-03-19 | CLM |
Claims | 7 | View | |
| 2018-03-19 | REM |
Applicant Arguments/Remarks Made in an Amendment | 8 | View | |
| 2018-03-19 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2018-03-19 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2018-03-19 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2018-03-05 | LET. |
Miscellaneous Incoming Letter | 5 | View | |
| 2018-03-05 | INTV.SUM.APP |
Applicant Initiated Interview Summary (PTOL-413) | 1 | View | |
| 2018-03-05 | EXIN |
Examiner Interview Summary Record (PTOL - 413) | 2 | View | |
| 2017-12-15 | 892 |
List of references cited by examiner | 1 | View | |
| 2017-12-15 | FWCLM |
Index of Claims | 1 | View | |
| 2017-12-15 | SRFW |
Search information including classification, databases and other search related notes | 1 | View | |
| 2017-12-15 | CTNF |
Non-Final Rejection | 13 | View | |
| 2017-12-15 | SRNT |
Examiner's search strategy and results | 2 | View | |
| 2017-11-16 | N570 |
Communication - Re: Power of Attorney (PTOL-308) | 1 | View | |
| 2017-11-16 | N570 |
Communication - Re: Power of Attorney (PTOL-308) | 1 | View | |
| 2017-11-10 | SES.REQ |
Assertion of entitlement to small entity status | 1 | View | |
| 2017-11-10 | PA.. |
Power of Attorney | 2 | View | |
| 2017-11-10 | R3.73 |
Assignee showing of ownership per 37 CFR 3.73 | 3 | View | |
| 2017-11-10 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2017-11-10 | RFN.REQ |
Refund Request | 1 | View | |
| 2017-09-14 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2017-09-14 | CLM |
Claims | 7 | View | |
| 2017-09-14 | REM |
Applicant Arguments/Remarks Made in an Amendment | 6 | View | |
| 2017-09-14 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2017-09-14 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2017-09-14 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2017-06-27 | INTV.SUM.APP |
Applicant Initiated Interview Summary (PTOL-413) | 2 | View | |
| 2017-04-11 | IDS |
Information Disclosure Statement (IDS) Form (SB08) | 3 | View | |
| 2017-04-11 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2017-04-11 | TRAN.LET |
Transmittal Letter | 2 | View | |
| 2017-03-24 | CTNF |
Non-Final Rejection | 14 | View | |
| 2017-03-24 | 892 |
List of references cited by examiner | 1 | View | |
| 2017-03-24 | FWCLM |
Index of Claims | 1 | View | |
| 2017-03-24 | SRFW |
Search information including classification, databases and other search related notes | 1 | View | |
| 2015-03-17 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2015-03-17 | APP.FILE.REC |
Filing Receipt | 3 | View | |
| 2015-03-17 | N570 |
Communication - Re: Power of Attorney (PTOL-308) | 1 | View | |
| 2015-03-09 | PEFR |
Applicant Response to Pre-Exam Formalities Notice | 2 | View | |
| 2015-03-09 | OATH |
Oath or Declaration filed | 2 | View | |
| 2015-03-09 | PA.. |
Power of Attorney | 1 | View | |
| 2015-03-09 | DRW.NONBW |
Drawings-other than black and white line drawings | 1 | View | |
| 2015-03-09 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2015-03-09 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2015-03-09 | PA.. |
Power of Attorney | 1 | View | |
| 2015-03-09 | SCORE |
Placeholder sheet indicating presence of supplemental content in Supplemental Complex Repository for Examiners(SCORE) | 1 | View | |
| 2015-01-09 | APP.FILE.REC |
Filing Receipt | 3 | View | |
| 2015-01-09 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2015-01-09 | NTC.MISS.PRT |
Notice to File Missing Parts | 3 | View | |
| 2014-12-19 | ADS |
Application Data Sheet | 8 | View | |
| 2014-12-19 | SPEC |
Specification | 17 | View | |
| 2014-12-19 | CLM |
Claims | 5 | View | |
| 2014-12-19 | ABST |
Abstract | 1 | View | |
| 2014-12-19 | DRW.NONBW |
Drawings-other than black and white line drawings | 25 | View | |
| 2014-12-19 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2014-12-19 | SCORE |
Placeholder sheet indicating presence of supplemental content in Supplemental Complex Repository for Examiners(SCORE) | 1 | View | |
| 0001-01-03 | DRW.SUPP |
Drawings-black and white line and/or other drawings | — | View | |
| 0001-01-03 | DRW.SUPP |
Drawings-black and white line and/or other drawings | — | View |
Inventors
John Galen Buckwalter
Sierra Madre, CA
David Herman
Newport Beach, CA
Andrew Wen
Palo Alto, CA
Scott Saunders
Laguna Beach, CA
Attorneys & Agents of Record
Classification
USPC
705/38
Prosecution
- Examiner
- FELTEN, DANIEL S
- Art Unit
- 3692
- Customer No.
- 164304
- Docket No.
- 1081-P004US1
- Confirmation No.
- 8301
Child
is a Continuation of
→
App. 15/704,586
· US 10,755,348
Filed 2017-09-14
· Patented Case
Child
is a Continuation of
→
App. 19/219,575
Filed 2025-05-27
· Non Final Action Mailed
Child
is a Continuation of
→
App. 16/993,254
Filed 2020-08-13
· Abandoned -- Failure to Respond to an Office Action
Child
is a Continuation of
→
App. 18/378,149
Filed 2023-10-10
· Abandoned -- Failure to Respond to an Office Action
No recorded assignments were found for this patent.
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Quick Facts
- App. No.
- 14/577,866
- Filed
- 2014-12-19
- Examiner
- FELTEN, DANIEL S
- Art Unit
- 3692
External Links