IP Library Granted Patent US 9,542,815
Granted Patent B2
US 9,542,815 · App. 14/658,872 · Granted Jan 10, 2017

Banking apparatus controlled responsive to data bearing records

Inventors: Kenneth Turocy (Wadsworth, OH); William D. Beskitt (Canton, OH); Mike P. Ryan (Canton, OH); Eric Klein (Massillon, OH); Dave A. Peters (Tallmadge, OH); H. Thomas Graef (Bolivar, OH); Bryan Simmons (North Canton, OH); Marko Savcic (Uniontown, OH)
Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
G07F19/203G06K19/073G06K19/07779G06Q20/042G07D11/0036G07F7/0873G07F19/202G07F19/209
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 9,542,815
App. No.
14/658,872
Granted
Jan 10, 2017
Kind
B2
Abstract

A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.

Claims (40)

1. An apparatus comprising:

an automated banking machine that includes:

a processor associated with the automated banking machine, wherein the processor is operable to cause financial transfers involving accounts corresponding to the card data,

a sheet opening that is configured for at least one of a group consisting of receiving sheets into the automated banking machine that are stored by a cassette and dispensing sheets from the cassette,

an electrically powered coil within the automated banking machine that in the operative position is adjacent and external to the cassette,

a driver circuit that includes the first coil and a first capacitor,

wherein the driver circuit is operative to use amplitude shift keying communicate data to the cassette by varying the magnetic field intensity of the coil.

2. The apparatus set forth in claim 1 , wherein the driver circuit is operative at a driver frequency near but other than a series resonant frequency of the at least one first capacitor and the at least one first coil.

3. The apparatus according to claim 2 , wherein the driver circuit is operative to vary the magnetic field intensity of the first coil, wherein the variation corresponds to a first transmitted data; and

wherein the variation in magnetic field intensity causes detectable electrical changes in a coil within the cassette.

4. The apparatus according to claim 3 ,

wherein the driver circuit includes at least one of a group consisting of a driver processor and a Field Programmable Gate Array (FPGA) operative to produce a square wave pulse signal, and a half-bridge Metal-Oxide Semiconductor Field-Effect Transistor (MOSFET) driver in operative connection with the at least one of the group consisting of the driver processor and the FPGA; and

wherein the square wave pulse signal is varied between two frequencies in a manner that corresponds to a binary representation of the first transmitted data.

5. The apparatus according to claim 3 ,

wherein the first transmitted data corresponds to at least one of a group consisting of a document type, a document quantity, a document property, document ownership, document handling responsibility, a public key of a first public/private key pair, and at least one device operation instruction.

6. The apparatus according to claim 1 , the automated banking machine further comprises an envelope detector operable to receive data from the cassette.

7. The apparatus according to claim 6 , wherein the data from the cassette is detected by detecting changes to amplitude of a voltage across the coil caused by a signal from the cassette.

8. The apparatus according to claim 7 , wherein the data from the cassette is at least one of a group consisting of a document type, a document quantity, a document property, a time value, a cassette identifier, a cassette property, cassette age, cassette cycles, cassette ownership, cassette history, a public key of a second public/private key pair, and at least one property of at least one sensor in the cassette.

9. The apparatus according to claim 6 , wherein the amplitude shift keying is employed to receive the data from the cassette.

10. An apparatus, comprising:

a cassette that is configured to hold a plurality of sheets within an interior area thereof, wherein the cassette is removably positionable within an automated banking machine;

wherein in an operative position within the automated banking machine, the cassette is enabled to at least one of a group consisting of deliver sheets from the interior area and receive sheets into the interior area;

an electrically powered internal cassette circuit, wherein the cassette circuit includes a coil, wherein in the operative position, electrical power usable for operation of the cassette circuit is inductively produced in the coil; and

wherein the cassette circuit is operative to use amplitude shift keying to receive data from the automated banking machine that is detectable through the coil.

11. The apparatus according to claim 10 , wherein the cassette circuit includes a processor and a data store.

12. The apparatus according to claim 11 , wherein the cassette circuit includes a sensor.

13. The apparatus according to claim 12 , wherein the cassette circuit includes an electrical actuator.

14. The apparatus according to claim 13 , wherein the cassette circuit includes a battery.

15. The apparatus according to claim 14 wherein the cassette circuit is operative to charge the battery.

16. The apparatus according to claim 10 , wherein the cassette circuit includes a rectifier, wherein the cassette circuit operates responsive to direct current (DC) power produced responsive at least in part to operation of the rectifier.

17. The apparatus according to claim 10 ,

wherein the cassette circuit includes a capacitor that is in operative connection with the coil; and

wherein the coil and the capacitor have a parallel resonant frequency; and

wherein the parallel resonant frequency is close to a series resonant frequency of a second coil with a second capacitor in series with the second coil that are associated with the automated banking machine.

18. The apparatus according to claim 17 , wherein the cassette circuit is operative to vary the parallel resonant frequency that corresponds to transmitted data.

19. The apparatus according to claim 18 , wherein the cassette circuit includes a selectively switchable capacitive load that is operative to vary the parallel resonant frequency through switching of the capacitive load in a manner that corresponds to a binary representation of the transmitted data.

20. The apparatus according to claim 10 ,

wherein the cassette circuit is operative to vary the magnetic field intensity of the coil, wherein the variation corresponds to transmitted data; and

wherein the variation in magnetic field intensity causes detectable electrical changes in the a coil associated with the automated banking machine.

21. The apparatus according to claim 20 , wherein the second transmitted data corresponds to at least one of a document type, a document quantity, a document property, a time value, a cassette identifier, a cassette property, cassette age, cassette cycles, cassette ownership, cassette history, a public key of a second public/private key pair, and at least one property of at least one sensor in the cassette.

Assignments (27)
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
SECURITY INTEREST Recorded Oct 25, 2018
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 047878/0974 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 3, 2016
From: TUROCY, KENNETH; BESKITT, WILLIAM D.; RYAN, MIKE P.; KLEIN, ERIC; PETERS, DAVID A.; GRAEF, H. THOMAS; SIMMONS, BRYAN; SAVCIC, MARKO
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORORATED
Reel/Frame 039331/0818 →
Continuity (4)
Continuation 13907901 · Jun 1, 2013
Provisional Application 61655562 · Jun 5, 2012
Provisional Application 61782740 · Mar 14, 2013
Related Publication 20150194022A1 · Jul 9, 2015