Applicant screening

1. A computer program product on a non-transitory computer-readable medium for use in a data processing system for executing a computer program, the computer program product comprising:

receiving, by a screening service, an applicant profile that identifies an applicant;

receiving, by the screening service, predetermined risk levels;

generating, by the screening service, recommendations based on the predetermined risk levels and the applicant profile;

receiving, by the screening service, from the applicant, using a computer, an authorization to provide the recommendations to a screener;

notifying the screener, by the screening service, that the recommendations are available for the applicant responsive to generating the recommendations and receiving the authorization;

receiving, by the screening service, a request from the screener to view the recommendations;

authenticating the screener at the screening service; and

providing, by the screening service, the recommendations to the screener responsive to authenticating the screener.

2. The computer program product of claim 1 , wherein the recommendations indicate an acceptable risk level of the applicant.

3. The computer program product of claim 2 , wherein the acceptable risk levels are correlated to one or more parameters provided in the applicant profile.

4. The computer program product of claim 2 , wherein the acceptable risk levels are correlated to at least one of the applicant's income level.

5. The computer program product of claim 2 , wherein the recommendation is in the form of chart correlating the applicant with an acceptable risk level.

6. The computer program product of claim 2 , wherein the recommendations are used by the screener to make a decision.

7. The computer program product of claim 2 , wherein receiving the predetermined risk levels further comprises receiving the predetermined risk levels from the screener.

8. The computer program product of claim 2 , wherein receiving the predetermined risk levels further comprises receiving the predetermined risk levels from the applicant.

9. The computer program product of claim 2 , wherein receiving the applicant profile further comprises receiving the applicant profile from the applicant.

10. The computer program product of claim 1 , further comprising:

authenticating the applicant; and

providing the recommendations to the applicant.

11. The computer program product of claim 1 , further comprising:

generating screening results based on the applicant profile; and

providing the screening results to the screener.

12. The computer program product of claim 11 , further comprising:

receiving a decision action from the screener, wherein the decision action is determined by the screener based on the screening results; and

providing the decision action made by the screener to the applicant.

13. The computer program product of claim 1 , wherein providing the recommendations to the screener comprises providing the recommendations via a selectable hypertext link.

14. A computer program product on a non-transitory computer-readable medium for use in a data processing system for executing a computer program, the computer program product comprising:

receiving, by a screening service, an applicant profile that identifies an applicant;

generating, by the screening service, recommendations based on predetermined risk levels and the applicant profile, wherein the recommendations indicate an acceptable risk level of the applicant;

receiving, by the screening service, from the applicant using a computer an authorization to provide the recommendations to a screener;

notifying, by the screening service, the screener that the recommendations are available for the applicant responsive to generating the recommendations and receiving the authorization;

receiving, by the screening service, a request from the screener to view the recommendations; and

authenticating the screener by the screening service; and

providing, by the screening service, recommendations to the screener responsive to authenticating the screener.

15. The computer program product of claim 14 , further comprising generating, by the screening service, screening results based on the predetermined risk levels and the applicant profile, wherein the screening results are not provided to the screener.

16. The computer program product of claim 14 , further comprising notifying the screener via an email that the recommendations are available for the applicant.

17. The computer program product of claim 14 , wherein the predetermined risk levels are received from the screener.

18. A system for screening, comprising a hardware processor:

a communications module executed by the hardware processor to receive a selection of screening services;

a screening module executed by the hardware processor to receive an applicant profile to identify an applicant and generate recommendations, based on the applicant profile and predetermined risk levels received from a screener;

an authorization module, executed by the hardware processor to receive from the applicant an authorization to provide the recommendations to the screener;

a notification module, executed by the hardware processor to notify the screener that recommendations are available for the applicant;

a receiving module, executed by the hardware processor to receive a request from the screener to view the recommendations; and

a service module, executed by the hardware processor to authenticate the screener, and in response to the authentication, provide the recommendations to the screener.

19. The system of claim 18 , wherein the recommendation is in the form of a chart correlating the applicant with an acceptable risk level.