Personal point of sale
View Patent ↗Embodiments provided herein include techniques for enabling a mobile device to communicate with smart media in a manner that can sidestep the secure element of the mobile device—and the costs associated with it. The mobile device can communicate with the smart media using near-field communication (NFC) by creating an encrypted connection with a remote computer while bypassing a secure element of the mobile device. This allows the mobile device to provide point-of-sale (POS) functionality by reading and/or writing to the smart media, without compromising the security of the smart media.
1. A method for enabling an electronic device, capable of communicating with a smart media, to provide a secure link between the smart media and a remote computer, the method comprising:
providing a user interface with the electronic device, the user interface configured to receive user input;
receiving, with the electronic device, the user input;
reading information from the smart media with the electronic device;
establishing a secure communications link between the electronic device and the remote computer, wherein establishing the secure communications link includes:
providing at least a portion of the information read from the smart media; and
in response to providing the information, receiving, with the electronic device, encrypted data from the remote computer via the secure communications link; and
communicating the encrypted data from the electronic device to the smart media wirelessly, without decrypting the encrypted data with the electronic device, wherein communicating the encrypted data to the smart media includes writing the encrypted data without using a secure element of the electronic device.
2. The method recited in claim 1 , wherein communicating the encrypted data from the electronic device to the smart media wirelessly includes communicating with the smart media using Near-Field Communications (NFC).
3. The method recited in claim 1 , wherein reading the information from the smart media is based on the user input.
4. The method recited in claim 1 , wherein the smart media comprises at least one of:
a contactless smart card,
a credit card,
a debit card, or
a radio-frequency identification (RFID) tag.
5. The method recited in claim 1 , wherein the smart media is physically attached to the electronic device.
6. The method recited in claim 5 , wherein the smart media is adhesively coupled with the electronic device.
7. The method recited in claim 1 , wherein communicating the encrypted data to the smart media includes changing a value stored in a memory of the smart media.
8. The method recited in claim 7 , wherein the value is used to track usage related to a transit system.
9. The method recited in claim 1 , wherein providing the at least a portion of the information from the smart media includes providing an identifier of the smart media.
10. The method recited in claim 1 , wherein the user input includes at least one of:
login information,
payment source information,
payment amount information, or
an indication of a product or service for purchase.
11. A non-transitory computer-readable medium having instructions embedded thereon enabling a electronic device, capable of communicating with a smart media, to provide a secure link between the smart media and a remote computer, the instructions including computer-executable code for:
providing a user interface with the electronic device, the user interface configured to receive user input;
receiving the user input;
reading information from the smart media;
establishing a secure communications link between the electronic device and a remote computer, wherein establishing the secure communications link includes:
providing at least a portion of the information from the smart media; and
in response to providing the information, receiving encrypted data from the remote computer; and
communicating the encrypted data from the electronic device to the smart media wirelessly, without decrypting the encrypted data, wherein communicating the encrypted data to the smart media includes writing the encrypted data without using a secure element of the electronic device.
12. The non-transitory computer-readable medium as recited in claim 11 , wherein the smart media comprises at least one of:
a contactless smart card,
a credit card,
a debit card, or
a radio-frequency identification (RFID) tag.
13. The non-transitory computer-readable medium as recited in claim 11 , wherein the computer-executable code for providing the user interface includes computer-executable code for displaying a graphical user interface on a display of the electronic device.
14. The non-transitory computer-readable medium as recited in claim 11 , wherein providing the at least a portion of the information from the smart media includes providing an identifier of the smart media.
15. The non-transitory computer-readable medium as recited in claim 11 , wherein the computer-executable code for receiving the user input includes computer-executable code for receiving at least one of:
login information,
payment source information,
payment amount information, or
a product or service for purchase.