IP Library Patent Application 14738577
Patent Application
App. No. 14/738,577

SEAMLESS PROGRESSION OF CREDIT RELATED PROCESSES ON A MOBILE DEVICE

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Quick Facts
Patent No.
US None
App. No.
14/738,577
Abstract

In a computer-implemented method for seamless progression of credit related processes on a mobile device, a user is prompted for credit application information via the mobile device for credit card application processing. Credit application information is received at the mobile device. Approval of a credit card account based on the application information is presented at the mobile device. Use of a digital credit card for repeat purchases is enabled via the mobile device. The digital credit card is associated with the credit card account. There is a seamless progression of credit related processes on the mobile device.

Claims (32)

1 . A computer-implemented method for seamless progression of credit related processes on a mobile device, comprising:

prompting a user for credit application information via said mobile device for credit card application processing;

receiving credit application information at said mobile device;

presenting approval of a credit card account based on said credit application information at said mobile device; and

enabling use of a digital credit card for repeat purchases via said mobile device, wherein said digital credit card is associated with said credit card account, and wherein there is a seamless progression of credit related processes on said mobile device.

2 . The computer-implemented method of claim 1 , further comprising:

prompting registration for a credit card management account associated with said credit card immediately subsequent said presenting approval of said credit card account.

3 . The computer-implemented method of claim 1 , further comprising:

registering for a credit card management account associated with said credit card without requiring a credit card number associated with said credit card management account.

4 . The computer-implemented method of claim 1 , wherein registration information for registering for said credit card management account is cross-referenced with said credit application information.

5 . The computer-implemented method of claim 1 , further comprising:

providing said digital credit card immediately subsequent approval of a registration for a credit card management account.

6 . The computer-implemented method of claim 1 , wherein said credit card information is selected from a group consisting of name, social security number, zip code and date of birth.

7 . A non-transitory computer-readable storage medium having instructions embodied therein that when executed cause a computer system to perform a method for seamless progression of credit related processes on a mobile device, said method comprising:

prompting a user for credit application information via said mobile device for credit card application processing;

receiving credit application information at said mobile device;

presenting approval of a credit card account based on said credit application information at said mobile device; and

enabling use of a digital credit card for repeat purchases via said mobile device, wherein said digital credit card is associated with said credit card account, and wherein there is a seamless progression of credit related processes on said mobile device.

8 . The non-transitory computer-readable storage medium of claim 7 , further comprising:

prompting registration for a credit card management account associated with said credit card immediately subsequent said presenting approval of said credit card account.

9 . The non-transitory computer-readable storage medium of claim 7 , further comprising:

registering for a credit card management account associated with said credit card without requiring a credit card number associated with said credit card management account.

10 . The non-transitory computer-readable storage medium of claim 7 , wherein registration information for registering for said credit card management account is cross-referenced with said credit application information.

11 . The non-transitory computer-readable storage medium of claim 7 , further comprising:

providing said digital credit card immediately subsequent approval of a registration for a credit card management account.

12 . The non-transitory computer-readable storage medium of claim 7 , wherein said credit card information is selected from a group consisting of name, social security number, zip code and date of birth.

13 . A computer-implemented method for registering for a credit card management account, comprising:

accessing credit card management account registration information associated with a user, wherein said credit card management account registration information does not require a credit card number associated with said credit card management account; and

registering said user for said credit card management account based on said credit card management account registration information.

14 . The computer-implemented method of claim 13 , wherein said credit card management account registration information is accessed via a mobile device.

15 . The computer-implemented method of claim 14 , further comprising:

comparing said credit card management account registration information with credit card application information.

Assignments (2)
MERGER AND CHANGE OF NAME Recorded Mar 21, 2023
From: COMENITY LLC; BREAD FINANCIAL PAYMENTS, INC
To: BREAD FINANCIAL PAYMENTS, INC.
Reel/Frame 063125/0756 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 12, 2015
From: DONOVAN, JAMES EVERSOLE; NACK, DAVID
To: COMENITY LLC
Reel/Frame 035831/0268 →