IP Library Granted Patent US 9,483,667
Granted Patent B1
US 9,483,667 · App. 14/793,120 · Granted Nov 1, 2016

Dip card reader

Inventors: Doug Roth (Bolivar, OH); James E. Pettitt (Canton, OH); Andrew Ruszin (New Philadelphia, OH)
Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
G06K7/0004G06K7/084
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Quick Facts
Patent No.
US 9,483,667
App. No.
14/793,120
Granted
Nov 1, 2016
Kind
B1
Abstract

In accordance an example embodiment, there is disclosed herein a card reader having an opening allowing for card to be inserted. The card reader determines how long a card has been inserted into the card reader. If a card is inserted into the card reader for a time period greater than a predetermined time period, the card reader reads a chip on the card to obtain card data. If the card is removed from the card reader before the predetermined time period, the card reader obtains the card data from a magnetic stripe on the card.

Claims (31)

1. An apparatus, comprising:

a card reader having an opening:

a card insertion sensor operable to detect when cards are inserted into the card reader via the opening;

a magnetic stripe reader operable to read a magnetic stripes from the cards when they are moved from the card reader;

a chip reader operable to read chip data from cards having a chip;

card reader logic coupled with the card insertion sensor, the magnetic stripe sensor, and the chip reader;

the card reader logic is operable to receive a signal from the card insertion sensor indicating when a card is inserted into the card reader;

the card reader logic is operable to employ a first read condition that employs the magnetic stripe reader to read magnetic stripes of cards upon withdrawal of cards that have been inserted into the card reader for a time period that is less than a predetermined time period; and

the card reader logic is operable to automatically employ a second read condition that obtains card data from the chip reader on cards that remain in the card reader for more than the predetermined time period.

2. The apparatus set forth in claim 1 , the card reader logic is operable to send card data to a server.

3. The apparatus set forth in claim 2 , wherein the card data sent to the server is encrypted.

4. The apparatus set forth in claim 1 , wherein the card reader logic is coupled with a display.

5. The apparatus set forth in claim 4 , the card reader logic is operable to output a message on the display to insert a card when no card is inserted into the card reader.

6. The apparatus set forth in claim 5 , the card reader logic is operable to output a message on the display to remove a card that has been inserted into the card for a time period greater than the predetermined time period.

7. The apparatus set forth in claim 5 , the card reader logic is operable to output a message on the display that prompts for reinsertion of a card with a chip that was removed before the predetermined time period.

8. The apparatus set forth in claim 4 , the card reader logic is operable to output a message on the display that prompts for reinsertion of a card with a chip that was removed before the predetermined time period.

9. A tangible, non-transitory computer readable medium with instructions encoded thereon for execution by a processor and when executed operable to:

receive a signal from the card insertion sensor indicating when a card is inserted into a card reader;

employ a first read condition that obtains card data from magnetic stripes from cards that have been withdrawn from the card reader that were inserted in the card reader for a time period that is less than a predetermined time period; and

automatically employ a second read condition that obtains card data from chips on cards that have been inserted into the card reader for a time period greater than the predetermined time period.

10. The computer readable medium set forth in claim 9 , the instructions are further operable to send card data to a server.

11. The computer readable medium set forth in claim 10 , wherein the card data sent to the host is encrypted.

12. The computer readable medium set forth in claim 9 , the instructions are further operable to output data onto a display coupled with the processor.

13. The computer readable medium set forth in claim 12 , the instructions are further operable to output a message on the display to insert a card when no card is inserted into the card reader.

14. The computer readable medium set forth in claim 13 , the instructions are further operable to output a message on the display to remove a card that has been inserted into the card for a time period greater than the predetermined time period.

15. The computer readable medium set forth in claim 12 , the instructions are further operable to output a message on the display that prompts for reinsertion of a card with a chip that was removed before the predetermined time period.

16. A method, comprising:

determining from a sensor when cards are inserted into a card reader;

determining a time period cards remain inserted into the card reader;

employing a first read condition that obtains card data from magnetic stripe reader upon cards withdrawal of cards that have been inserted into the card reader opening for a first time period that is less than a predetermined time period; and

employing a second read condition and obtaining card data from a chip reader for cards that have been inserted and remain inserted into the card reader opening for a second time period that is greater than the predetermined time period.

Assignments (27)
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
SECURITY INTEREST Recorded Oct 25, 2018
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 047878/0974 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 23, 2016
From: ROTH, DOUG; RUSZIN, ANDREW; PETTITT, JAMES E
To: DIEBOLD SELF-SERVICE SYSTEMS, DIVISION OF DIEBOLD, INCORPORATED
Reel/Frame 037803/0375 →