Point-to-Point Transaction Guidance Apparatuses, Methods and Systems
The Point-to-Point Transaction Guidance Apparatuses, Methods and Systems (“P2PTG”) transforms virtual wallet address inputs via P2PTG components into transaction confirmation outputs. In one embodiment, the P2PTG includes a point-to-point payment guidance apparatus, comprising, a memory and processor disposed in communication with the memory, and configured to issue a plurality of processing instructions from the component collection stored in the memory, to: obtain a target wallet identifier registration at a beacon. The P2PTG then may register the target wallet identifier with the beacon and obtain a unique wallet identifier from a migrant wallet source associated with a user at the beacon. The P2PTG may then obtain a target transaction request at the beacon from the migrant wallet source and commit the target transaction request for the amount specified in the target transaction request to a distributed block chain database configured to propagate the target transaction request across a distributed block chain database network for payment targeted to the target wallet identifier registered at the beacon.
1 . A point-to-point payment guidance apparatus, comprising:
a component collection stored in the medium, including:
a memory;
a component collection in any of memory and communication, including:
a point-to-point guidance component;
a processor disposed in communication with the memory, and configured to issue a plurality of processing instructions from the component collection stored in the memory,
wherein a processor issues instructions from the component collection, stored in the memory, to
obtain a payment source wallet identifier associated with a user at a beacon integrated with a product used by the user, which product periodically requires replenishment;
register the payment source wallet identifier with the beacon;
monitor a use or consumption of the product;
when a use or consumption reaches a threshold level, transmit an order for a replenishment of the product to a supplier of the product; and
transmit a destination address for the supplier to receive a payment from the payment source wallet identifier for the replenishment of the product to a distributed blockchain database configured to propagate the transaction request to a distributed blockchain database network for payment targeted to the destination address provided by the beacon.
2 . The apparatus of claim 1 , wherein the payment source wallet identifier includes a plurality of source addresses of the user, and wherein the user may select one or more sources addresses from which to provide a payment.
3 . The apparatus of claim 1 , wherein the transaction request includes a number of additional fields specified in an 80 byte transaction payload.
4 . The apparatus of claim 3 , wherein the additional fields store at least one of public key or a hash of the public key of the user.
5 . The apparatus of claim 4 , wherein the fields include data that may be queried by the user using the public key to confirm the transaction request and payment amount.
6 . The apparatus of claim 3 , wherein the fields include a unique identifier of the beacon.
7 . The apparatus of claim 3 , wherein the fields include the target wallet identifier.
8 . The apparatus of claim 3 , wherein the fields include the user's identification information.
9 . The apparatus of claim 3 , wherein the fields include a transaction amount.
10 . The apparatus of claim 66 , wherein the fields include a micropayment amount.
11 . The apparatus of claim 1 , wherein the beacon is integrated with the product
12 . The apparatus of claim 1 , wherein the beacon is separate from the product
13 . The apparatus of claim 1 , wherein the integration may be by affixing a beacon to the product.
14 . A processor-readable point-to-point payment guidance non-transient medium storing processor-executable components, the components, comprising:
a component collection stored in the medium, including:
a point-to-point guidance component;
wherein the component collection, stored in the medium, includes processor-issuable instructions to:
obtain a payment source wallet identifier associated with a user at a beacon integrated with a product used by the user, which product periodically requires replenishment;
register the payment source wallet identifier with the beacon;
monitor a use or consumption of the product;
when a use or consumption reaches a threshold level, transmit an order for a replenishment of the product to a supplier of the product; and
transmit a destination address for the supplier to receive a payment from the payment source wallet identifier for the replenishment of the product to a distributed blockchain database configured to propagate the transaction request to a distributed blockchain database network for payment targeted to the destination address provided by the beacon.
15 . The processor-readable point-to-point payment guidance non-transient medium of claim 14 , wherein the payment source wallet identifier includes a plurality of source addresses of the user, and wherein the user may select one or more sources addresses from which to provide a payment.
16 . The processor-readable point-to-point payment guidance non-transient medium of claim 14 , wherein the transaction request includes a number of additional fields specified in an 80 byte transaction payload.
17 . The processor-readable point-to-point payment guidance non-transient medium of claim 16 , wherein the additional fields store at least one of public key or a hash of the public key of the user.
18 . The processor-readable point-to-point payment guidance non-transient medium of claim 17 , wherein the fields include data that may be queried by the user using the public key to confirm the transaction request and payment amount.
19 . The processor-readable point-to-point payment guidance non-transient medium of claim 16 , wherein the fields include a unique identifier of the beacon.
20 . The processor-readable point-to-point payment guidance non-transient medium of claim 16 , wherein the fields include the target wallet identifier.
21 . The processor-readable point-to-point payment guidance non-transient medium of claim 16 , wherein the fields include the user's identification information.
22 . The processor-readable point-to-point payment guidance non-transient medium of claim 16 , wherein the fields include a transaction amount.
23 . The processor-readable point-to-point payment guidance non-transient medium of claim 66 , wherein the fields include a micropayment amount.
24 . The processor-readable point-to-point payment guidance non-transient medium of claim 14 , wherein the beacon is integrated with the product
25 . The processor-readable point-to-point payment guidance non-transient medium of claim 14 , wherein the beacon is separate from the product
26 . The processor-readable point-to-point payment guidance non-transient medium of claim 14 , wherein the integration may be by affixing a beacon to the product.
27 . A point-to-point payment guidance method, comprising:
obtaining a payment source wallet identifier associated with a user at a beacon integrated with a product used by the user, which product periodically requires replenishment;
registering the payment source wallet identifier with the beacon;
monitoring a use or consumption of the product;
when a use or consumption reaches a threshold level, transmitting an order for a replenishment of the product to a supplier of the product; and
transmitting a destination address for the supplier to receive a payment from the payment source wallet identifier for the replenishment of the product to a distributed blockchain database configured to propagate the transaction request to a distributed blockchain database network for payment targeted to the destination address provided by the beacon.
28 . The method of claim 27 , wherein the payment source wallet identifier includes a plurality of source addresses of the user, and wherein the user may select one or more sources addresses from which to provide a payment.
29 . The method of claim 27 , wherein the transaction request includes a number of additional fields specified in an 80 byte transaction payload.
30 . The method of claim 29 , wherein the additional fields store at least one of public key or a hash of the public key of the user.
31 . The method of claim 30 , wherein the fields include data that may be queried by the user using the public key to confirm the transaction request and payment amount.
32 . The method of claim 29 , wherein the fields include a unique identifier of the beacon.
33 . The method of claim 29 , wherein the fields include the target wallet identifier.
34 . The method of claim 29 , wherein the fields include the user's identification information.
35 . The method of claim 29 , wherein the fields include a transaction amount.
36 . The method of claim 29 , wherein the fields include a micropayment amount.
37 . The method of claim 27 , wherein the beacon is integrated with the product
38 . The method of claim 27 , wherein the beacon is separate from the product
39 . The method of claim 27 , wherein the integration may be by affixing a beacon to the product.
40 . A point-to-point payment guidance system, comprising:
means for obtaining a payment source wallet identifier associated with a user at a beacon integrated with a product used by the user, which product periodically requires replenishment;
means for registering the payment source wallet identifier with the beacon;
means for monitoring a use or consumption of the product;
means for transmitting an order for a replenishment of the product to a supplier of the product when a use or consumption reaches a threshold level; and
means for transmitting a destination address for the supplier to receive a payment from the payment source wallet identifier for the replenishment of the product to a distributed blockchain database configured to propagate the transaction request to a distributed blockchain database network for payment targeted to the destination address provided by the beacon.
41 . The system of claim 40 , wherein the payment source wallet identifier includes a plurality of source addresses of the user, and wherein the user may select one or more sources addresses from which to provide a payment.
42 . The system of claim 40 , wherein the transaction request includes a number of additional fields specified in an 80 byte transaction payload.
43 . The system of claim 42 , wherein the additional fields store at least one of public key or a hash of the public key of the user.
44 . The system of claim 43 , wherein the fields include data that may be queried by the user using the public key to confirm the transaction request and payment amount.
45 . The system of claim 42 , wherein the fields include a unique identifier of the beacon.
46 . The system of claim 42 , wherein the fields include the target wallet identifier.
47 . The system of claim 42 , wherein the fields include the user's identification information.
48 . The system of claim 42 , wherein the fields include a transaction amount.
49 . The system of claim 42 , wherein the fields include a micropayment amount.
50 . The system of claim 40 , wherein the beacon is integrated with the product.
51 . The system of claim 40 , wherein the beacon is separate from the product.
52 . The system of claim 40 , wherein the integration may be by affixing a beacon to the product.