IP Library Patent Application 14805041
Patent Application
App. No. 14/805,041

FACILITATING ACCESS BY AN EXPERT ENGINE AND A TRANSACTION FACILITY TO LIFE OCCURRENCE ECOSYSTEM RESOURCES

Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US None
App. No.
14/805,041
Abstract

A method is disclosed herein in accordance with an embodiment of the present invention. The method may include deriving at a mobile transaction platform a multi-dimensional context from one or more user transactions and determining at least one life occurrence based, at least in part, on the multi-dimensional context. The one or more user transactions may be conducted through the mobile transaction platform. The one or more user transactions may be stored on a third-party source. In an aspect, the at least one life occurrence has yet to occur. In another aspect of the invention, the life occurrence has already occurred. The multi-dimensional context may include at least one of user location information and life occurrence location information. The multi-dimensional context may include at least one of a time of life occurrence and a current time.

Claims (32)

1 . A mobile transaction platform, comprising:

a transaction facility that processes transactions of a plurality of personal mobile devices each registered to perform transactions with the transaction facility and configured with at least one life occurrence capable executable container, analyzes the transactions, and populates a context data set with output from the analysis;

an expert engine that determines life occurrences of a user based, at least in part, on the context data set and at least one third-party source of user-related data and that generates a resolution path for resolving one or more aspects of the life occurrence, the resolution path having one or more resolution actions responsive to trigger-events related to the life occurrence and that lead to a resolution of the user-specific life occurrence;

an enterprise service bus for facilitating access by the expert engine and the transaction facility to one or more ecosystem resources; and

at least one life occurrence container deployed on a life occurrence node, wherein the life occurrence container alerts the user of the life occurrence node to available resolution actions, gathers a user response to the alert, and provides a personalized instrument configured to cause a life occurrence-based, mobile transaction matched to the resolution action to be executed by a server.

2 . The platform of claim 1 , wherein the life occurrence container is in electronic communication with the transaction facility and maintains a current context for at least one of life occurrences, a trigger-event, and a resolution action communicated over the enterprise service bus.

3 . The platform of claim 1 , wherein the transaction facility and the expert engine exchange at least one of a resolution trigger-event, a static user profile, and a dynamic user profile over the enterprise service bus.

4 . The platform of claim 3 , wherein a static user profile of a user associated with the user-specific life occurrence and a dynamic profile of the user are utilized in determining the life occurrence.

5 . The platform of claim 1 , wherein the ecosystem resources comprise at least one each of third party analytics, a social network, a context driver, an offer, a value added service, a trusted service manager (TSM), a certificate authority (CA), and a database.

6 . The platform of claim 1 , wherein the life occurrence node is a personal mobile device exclusively associated with a user associated with the user-specific life occurrence.

7 . A life occurrence transaction platform comprising:

a transaction facility for processing transactions of a personal mobile device, analyzing the transactions, and extracting a context data from the analysis, the context data comprising data representing at least one aspect of a plurality of user-specific life occurrences;

an expert engine that determines an occurrence of at least one user-specific life occurrence based, at least in part, on the context data and third-party sources of user-related data, and generates a resolution path for resolving one or more aspects of the life occurrence, the resolution path having a series of resolution actions that are performed based on occurrences of trigger-events and that lead to a resolution of the user-specific life occurrence;

an enterprise service bus for facilitating access by the expert engine and the transaction facility to one or more ecosystem resources; and

at least one life occurrence container deployed on a life occurrence node that administers selection of at least one resolution action for addressing an aspect of the life occurrence, wherein the at least one resolution action comprises providing a personalized instrument configured to cause a life occurrence-based, mobile transaction matched to the resolution action to be executed with a server.

8 . The platform of claim 7 , wherein the life occurrence container is in electronic communication with the transaction facility and maintains a current context for at least one of life occurrences, a trigger-event, and a resolution action communicated over the enterprise service bus.

9 . The platform of claim 7 , wherein the transaction facility and the expert engine exchange at least one of a resolution trigger-event, a static user profile, and a dynamic user profile over the enterprise service bus.

10 . The platform of claim 9 , wherein a static user profile of a user associated with the user-specific life occurrence and a dynamic profile of the user are utilized in determining the life occurrence.

11 . The platform of claim 7 , wherein the ecosystem resources comprise at least one each of third party analytics, a social network, a context driver, an offer, a value added service, a trusted service manager (TSM), a certificate authority (CA), and a database.

12 . The platform of claim 7 , wherein the life occurrence node is a personal mobile device exclusively associated with a user associated with the user-specific life occurrence.

13 . A life occurrence transaction platform comprising:

a transaction facility for processing transactions of a personal mobile device, analyzing the transactions, and extracting a context data from the analysis, the context data comprising data representing at least one aspect of a plurality of user-specific life occurrences;

an expert engine that determines an occurrence of at least one user-specific life occurrence based, at least in part, on the context data and third-party sources of user-related data, and generates a resolution path for resolving one or more aspects of the life occurrence, the resolution path having a series of resolution actions that are performed based on occurrences of trigger-events and that lead to a resolution of the user-specific life occurrence;

a utility resource access switching and brokering interface for facilitating access by the expert engine and the transaction facility to one or more ecosystem resources; and

at least one life occurrence container deployed on a life occurrence node that administers selection of at least one resolution action for addressing an aspect of the life occurrence, wherein the at least one resolution action comprises providing a personalized instrument configured to cause a life occurrence-based, mobile transaction matched to the resolution action to be executed with a server.

14 . The platform of claim 13 , wherein the life occurrence container is in electronic communication with the transaction facility and maintains a current context for at least one of life occurrences, a trigger-event, and a resolution action communicated over the utility resource access switching and brokering interface.

15 . The platform of claim 13 , wherein the transaction facility and the expert engine exchange at least one of a resolution trigger-event, a static user profile, and a dynamic user profile over the utility resource access switching and brokering interface.

16 . The platform of claim 15 , wherein a static user profile of a user associated with the user-specific life occurrence and a dynamic profile of the user are utilized in determining the life occurrence.

17 . The platform of claim 13 , wherein the ecosystem resources comprise at least one each of third party analytics, a social network, a context driver, an offer, a value added service, a trusted service manager (TSM), a certificate authority (CA), and a database.

18 . The platform of claim 13 , wherein the life occurrence node is a personal mobile device exclusively associated with a user associated with the user-specific life occurrence.

19 . The platform of claim 13 , wherein the user transactions and user-related data from third-party sources are stored in a multi-dimensional database.

20 . The platform of claim 19 , wherein the expert engine is configured to consolidate transactional analytics data with at least one of a third party source of user data and a current context in determining the life occurrence.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 21, 2015
From: DESAI, MEHUL; MANIAR, NEHAL
To: C-SAM, INC.
Reel/Frame 036148/0996 →
CHANGE OF NAME Recorded Jul 21, 2015
From: C-SAM, INC.
To: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
Reel/Frame 036149/0285 →