IP Library Granted Patent US 10,803,502
Granted Patent B2
US 10,803,502 · App. 14/805,100 · Granted Oct 13, 2020

Configuring a life occurrence container

Inventors: Mehul Desai (Oak Brook, IL); Nehal Maniar (Oak Brook, IL)
Assignee: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
G06Q30/0613G06N3/0436G06N5/046G06N7/02G06N20/00G06Q20/322G06Q20/36G06Q20/382G06Q30/0207G06Q30/0255G06Q30/0261G06Q30/0631
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Quick Facts
Patent No.
US 10,803,502
App. No.
14/805,100
Granted
Oct 13, 2020
Kind
B2
Abstract

A method is disclosed herein in accordance with an embodiment of the present invention. The method may include deriving at a mobile transaction platform a multi-dimensional context from one or more user transactions and determining at least one life occurrence based, at least in part, on the multi-dimensional context. The one or more user transactions may be conducted through the mobile transaction platform. The one or more user transactions may be stored on a third-party source. In an aspect, the at least one life occurrence has yet to occur. In another aspect of the invention, the life occurrence has already occurred. The multi-dimensional context may include at least one of user location information and life occurrence location information. The multi-dimensional context may include at least one of a time of life occurrence and a current time.

Claims (22)

1. A method of operating a non-transient computer readable storage medium forming a part of a server and having data stored therein representing software executable by a processor of the server to configure an eco-system enabled life occurrence container operating on a mobile device, wherein the server and the mobile device are in communication over a network, the method, comprising:

developing and storing by the processor on a non-transient computer readable medium a context for trigger-events based, at least in part, on life occurrence-related data, the life occurrence-related data including life occurrence time data, user location data, life occurrence location data, transaction analytics of transactions conducted by a user through a mobile transaction platform comprising the eco-system enabled life occurrence container operating on the mobile device, and third-party data that is related to the user;

updating by the processor the context at least one of periodically and in response to a change in the life occurrence-related data;

monitoring the context by the processor in near real-time and detecting at least one combination of the context that represents a trigger-event indicative of a life occurrence;

deploying, by the processor and via the mobile transaction platform of the eco-system enabled life occurrence container operating on the mobile device, at least one personalized life occurrence mobile transaction support application that facilitates delivery of a third-party provided service for addressing the life occurrence through effecting a mobile transaction between the mobile device and a third-party providing the service;

associating by the processor at least one resolution action presented to a user in response to the detected at least one combination of the context that represents the trigger-event indicative of the life occurrence with preconfigured mobile transactions for executing the at least one resolution action in response to a user acceptance of the presented action; and

executing by the processor, responsive to the user acceptance of the presented action, via the at least one personalized life occurrence support application a preconfigured mobile transaction associated with the user-accepted resolution action to effect delivery of the third-party provided service that satisfies an aspect of the life occurrence.

2. The method of claim 1 , further comprising updating the trigger-event context by receiving real-time mobile device-specific information through an enabling layer operable on the mobile device.

3. The method of claim 2 , wherein the enabling layer provides access to at least one trigger-event context source.

4. The method of claim 3 , wherein the at least one trigger-event context source comprises at least one of a Global Positioning System (GPS) data source, a clock and a calendar.

5. The method of claim 1 , wherein the third-party user-related data comprises social data, calendar data and family associations.

6. A non-transient computer readable storage medium forming a part of a server and having data stored therein representing software executable by the server to configure an eco-system enabled life occurrence container operating on a mobile device, wherein the server and the mobile device are in communication over a network, the software including instructions to:

develop and store on a non-transient computer readable medium a context for trigger-events based, at least in part, on life occurrence-related data, the life occurrence-related data including life occurrence time data, user location data, life occurrence location data, transaction analytics of transactions conducted by the user through a mobile transaction platform of the eco-system enabled life occurrence container operating on the mobile device, and third-party data that is related to the user;

update the context at least one of periodically and in response to change in the life occurrence-related data;

monitor the context with a processor in near real-time and detect at least one combination of the context that represents a trigger-event indicative of a life occurrence;

deploy, via the mobile transaction platform of the eco-system enabled life occurrence container operating on the mobile device at least one personalized life occurrence mobile transaction support application that facilitates delivery of a third-party provided service for addressing the life occurrence through effecting a mobile transaction between the mobile device and a third-party providing the service;

associate at least one resolution action presented to a user in response to the detected at least one combination of the context that represents the trigger-event indicative of the life occurrence with preconfigured mobile transactions for executing the at least one resolution action in response to a user acceptance of the presented at least one resolution action; and

execute, upon receipt from the user of the user acceptance of the presented at least one resolution action, a preconfigured mobile transaction associated with user-accepted resolution action via the at least one personalized life occurrence mobile transaction support application to effect delivery of the third-party provided service that satisfies an aspect of the life occurrence.

7. The non-transient computer readable storage medium of claim 6 , further comprising updating the trigger-event context by receiving real-time mobile device-specific information through an enabling layer operable on the mobile device.

8. The non-transient computer readable storage medium of claim wherein the enabling layer provides access to at least one trigger-event context source.

9. The non-transient computer readable storage medium of claim 8 , wherein the at least one trigger-event context source comprises at least one of a Global Positioning System (GPS) data source, a clock and a calendar.

10. The non-transient computer readable storage medium of claim 6 , wherein the third-party user-related data comprises social data, calendar data and family associations.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 21, 2015
From: DESAI, MEHUL; MANIAR, NEHAL
To: C-SAM, INC.
Reel/Frame 036148/0996 →
CHANGE OF NAME Recorded Jul 21, 2015
From: C-SAM, INC.
To: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
Reel/Frame 036149/0285 →
Continuity (3)
Continuation 14317896 · Jun 27, 2014
Provisional Application 61841019 · Jun 28, 2013
Related Publication 20150339746A1 · Nov 26, 2015