IP Library Granted Patent US 9,811,821
Granted Patent B2
US 9,811,821 · App. 14/836,297 · Granted Nov 7, 2017

Methods and systems for displaying account information

Inventors: Adam R. Koeppel (Washington, DC); Alex Leo Niderberg (Arlington, VA); Kevin Kelly (Austin, TX); Mili Mittal (Washington, DC); Sarah Calandro (San Francisco, CA); Jonathan R. Turfboer (San Francisco, CA)
Assignee: CAPITAL ONE FINANCIAL CORPORATION
G06Q20/327G06Q20/3221G06Q20/36H04W64/003G06K19/07749H04W4/008H04W4/02H04W64/00H04W76/00
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Quick Facts
Patent No.
US 9,811,821
App. No.
14/836,297
Granted
Nov 7, 2017
Kind
B2
Abstract

Systems and methods are provided for displaying account information. The systems and methods may include a portable smart display device in short-range communication with a mobile device. The smart display device may be configured to provide a user with quick and easy yet secure access to account information, without the need for multi-step login and verification processes. The smart display device may be sized to fit within a wallet and within quick, easy reach of a user. The smart display device may receive up-to-date account information from the mobile device, and display the account information on-demand upon detecting an activation event, thereby providing an enjoyable user experience and a useful tool for quickly informing the user of their financial situation.

Claims (50)

1. A system for displaying account information, comprising:

a display device comprising:

a processor;

a display;

a transceiver; and

a memory having stored thereon instructions that, when executed by the processor, cause the processor to:

pair with a mobile device configured to access account information associated with a user;

receive, using the transceiver, the account information via short-range wireless transmission from the mobile device;

detect an activation event;

cause the display to display the account information based on the activation event;

determine that no updates have been received from the mobile device after a predetermined amount of time;

in response to the determining, scan for any device using short-range wireless transmission and attempt to establish a connection with devices which the system had not previously been paired; and

in response to establishing the connection, broadcast a location of the system.

2. The system of claim 1 , wherein the mobile device is a cellular phone.

3. The system of claim 1 , wherein the display device further comprises a fingerprint reader for authenticating the user.

4. The system of claim 3 , wherein the activation event comprises a detected fingerprint reader measurement received from the fingerprint reader.

5. The system of claim 1 , wherein the mobile device receives the account information from a server.

6. The system of claim 1 , wherein the display device further comprises an ambient light sensor, and the activation event comprises detection of an increase in ambient light above a predetermined threshold.

7. The system of claim 1 , wherein the displayed account information includes one or more of an account balance or progress toward a goal.

8. The system of claim 1 , wherein the display device credit card-sized.

9. A computer-implemented method for displaying account information, comprising:

pairing, by a processor of a display device, with a mobile device configured to access account information associated with a user;

receiving account information via short-range wireless transmission from the mobile device;

detecting, by the processor, an activation event;

displaying the received account information based on the detected activation event;

determining that no updates have been received from the mobile device after a predetermined amount of time;

in response to the determining, scanning for any device using short-range wireless transmission and attempting to establish a connection with devices which had not previously been paired; and

in response to establishing the connection, broadcast a location of the system.

10. The computer-implemented method of claim 9 , wherein the mobile device is a cellular phone.

11. The computer-implemented method of claim 9 , further comprising:

authenticating the user by the processor using fingerprint data received from a fingerprint scanner.

12. The computer-implemented method of claim 11 , wherein the activation event comprises a detected fingerprint reader measurement received from the fingerprint reader.

13. The computer-implemented method of claim 9 , wherein detecting an activation event comprises detecting, by the processor, an increase in ambient light.

14. The computer-implemented method of claim 9 , wherein the displayed account information includes one or more of an account balance or progress toward a goal.

15. The computer-implemented method of claim 9 , wherein the display device is credit card-sized.

16. A non-transitory computer-readable medium having stored thereon instructions, which when executed, cause one or more processors of a display device to perform the account information display method of:

pairing with a mobile device configured to access account information associated with a user;

receiving the account information via short-range wireless transmission from a mobile device;

detecting an activation event;

displaying the account information based on the detected activation event;

determining that no updates have been received from the mobile device after a predetermined amount of time;

in response to the determining, scanning for any device using short-range wireless transmission and attempting to establish a connection with devices which had not previously been paired; and

in response to establishing the connection, broadcast a location of the system.

17. The computer-readable medium of claim 16 , wherein the mobile device is a cellular phone.

18. The computer-readable medium of claim 16 , the method further comprising:

authenticating the user using fingerprint data received from a fingerprint scanner.

19. The computer-readable medium of claim 18 , wherein the activation event comprises a detected fingerprint reader measurement received from the fingerprint reader.

20. The computer-readable medium of claim 16 , wherein detecting an activation event comprises detecting an increase in ambient light.

21. The computer-readable medium of claim 16 , wherein the displayed account information includes one or more of an account balance or progress toward a goal.

22. The computer-readable medium of claim 16 , wherein the display device is credit card-sized.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 25, 2018
From: CAPITAL ONE FINANCIAL CORPORATION
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 044724/0007 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 27, 2015
From: KOEPPEL, ADAM R.; NIDERBERG, ALEX LEO; KELLY, KEVIN; MITTAL, MILI; CALANDRO, SARAH; TURFBOER, JONATHAN R.
To: CAPITAL ONE FINANCIAL CORPORATION
Reel/Frame 036433/0557 →
Continuity (2)
Provisional Application 62041864 · Aug 26, 2014
Related Publication 20160063478A1 · Mar 3, 2016