DNA SAMPLE DATA IN A TRANSPONDER TRANSACTION
The present disclosure relates to the use of DNA sample data as part of a biometric security system in a transponder transaction. The biometric security system also includes a DNA sensor that detects biometric samples, and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a DNA sensor. In another embodiment, the system includes a reader configured with a DNA sensor. In yet another embodiment, the present invention discloses methods for proffering and processing DNA samples and DNA sample data to facilitate authorization of transactions.
1 . A Radio Frequency (RF) payment device, comprising:
a fingerprint biometric sensor configured to detect a proffered fingerprint to create digitized fingerprint scan data;
a protocol/sequence controller configured to:
compare the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a first database local to the payment device to facilitate a transaction, and
compare the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a second database remote to the RF payment device to facilitate the transaction; and
an authentication circuit configured to:
validate the comparisons of the protocol/sequence controller, and
authorize the transaction to proceed by applying a transaction value of the transaction from a first funding source associated with the payment device.
2 . The RF payment device of claim 1 , wherein the protocol/sequence controller is configured to compare the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a second database remote to the RF payment device to facilitate the transaction.
3 . The RF payment device of claim 1 , further comprising an RF transponder configured to receive a device authentication code from an RF Identification (RFID) reader.
4 . The RF payment device of claim 3 , further comprising a unique device encryption key corresponding to a device identification code associated with the RF payment device.
5 . The RF payment device of claim 4 , wherein the authentication circuit is further configured to use the unique device encryption key to encrypt the device authentication code and a device account code associated with the RF payment device to create an encrypted device authentication code and an encrypted device account code.
6 . The RF payment device of claim 5 , wherein the RF transponder is further configured to transmit at least one of the encrypted device authentication code and the encrypted device account code to the RFID reader.
7 . A method, comprising:
detecting, by a fingerprint biometric sensor, a proffered fingerprint to create digitized fingerprint scan data;
comparing, by a protocol/sequence controller, the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a first database local to the payment device to facilitate a transaction;
comparing, by the protocol/sequence controller, the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a second database remote to the RF payment device to facilitate the transaction;
validating, by an authentication circuit, the comparisons of the protocol/sequence controller; and
authorizing, by the authentication circuit, the transaction to proceed by applying a transaction value of the transaction from a first funding source associated with the payment device.
8 . The method of claim 7 , further comprising comparing, by the protocol/sequence controller, the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a second database remote to the RF payment device to facilitate the transaction.
9 . The method of claim 7 , further comprising receiving, by an RF transponder, a device authentication code from an RF Identification (RFID) reader.
10 . The method of claim 9 , further comprising encrypting, by the authentication circuit, the device authentication code and a device account code associated with the RF payment device with a unique device encryption key to create an encrypted device authentication code and an encrypted device account code.
11 . The method of claim 10 , further comprising transmitting, by the RF transponder, at least one of the encrypted device authentication code and the encrypted device account code to the RFID reader.
12 . The method of claim 10 , wherein the unique device encryption key corresponds to a device identification code associated with the RF payment device.
13 . A non-transitory computer-readable medium storing executable instructions that, in response to execution, cause a computer to perform operations comprising:
detecting, by a fingerprint biometric sensor, a proffered fingerprint to create digitized fingerprint scan data;
comparing, by a protocol/sequence controller, the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a first database local to the payment device to facilitate a transaction;
comparing, by the protocol/sequence controller, the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a second database remote to the RF payment device to facilitate the transaction;
validating, by an authentication circuit, the comparisons of the protocol/sequence controller; and
authorizing, by the authentication circuit, the transaction to proceed by applying a transaction value of the transaction from a first funding source associated with the payment device.
14 . The non-transitory computer-readable medium of claim 13 , further comprising comparing, by the protocol/sequence controller, the digitized fingerprint scan data with previously stored digitized fingerprint scan data stored in a second database remote to the RF payment device to facilitate the transaction.
15 . The non-transitory computer-readable medium of claim 13 , further comprising receiving, by an RF transponder, a device authentication code from an RF Identification (RFID) reader.
16 . The non-transitory computer-readable medium of claim 15 , further comprising encrypting, by the authentication circuit, the device authentication code and a device account code associated with the RF payment device with a unique device encryption key to create an encrypted device authentication code and an encrypted device account code.
17 . The non-transitory computer-readable medium of claim 16 , further comprising transmitting, by the RF transponder, at least one of the encrypted device authentication code and the encrypted device account code to the RFID reader.
18 . The non-transitory computer-readable medium of claim 16 , wherein the unique device encryption key corresponds to a device identification code associated with the RF payment device.